Equity
-€20,118
Debts exceed assets in financial year 2025.
BIG THREE
Lifetime
1 annual account with figurespeak €83,287 (2025)
€83,287
lowest -€23,118 (2025)
-€23,118
peak -€20,118 (2025)
-€20,118
€1.2m
Board1 name since 2024
1 directorWynendaele Stef Diane P
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Loss of €23,118Company renamed from Big Three Racing to Big Three 09-05Change of role: WYNENDAELE Stef, from manager to director 22-04First year with figures
Key points
from the 2025 annual accountsTurnover
≈ €250,000 estimated
The micro format states no turnover.
Debts
€1.2m 102% of the balance sheet
Financial debts 59%Suppliers 0%Taxes and wages 1%Other 39%
Of this, €487,153 falls due within a year.
2025 accounts filed 31 days after the deadline
Checked score
54
Fair
Financially stronger than 22% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 2.4%
01-2026: 2.5%▲ +0.1 percentage points vs 12-2025
02-2026: 2.5%● unchanged vs 01-2026
03-2026: 3.1%▲ +0.6 percentage points vs 02-2026
04-2026: 3.1%● unchanged vs 03-2026
05-2026: 3.4%▲ +0.3 percentage points vs 04-2026
06-2026: 3.6%▲ +0.2 percentage points vs 05-2026highest value
07-2026: 3.6%● unchanged vs 06-2026highest value
08-2026: 3.5%▼ -0.1 percentage points vs 07-2026
09-2026: 0.5%▼ -3.0 percentage points vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€20,118
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €1.2m
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 15% of them on solvency, 17% on liquidity and 33% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 152 companies had the same profile as BIG THREE has now. Each dot is one company, two years later.
98.7%
were still trading
0.7%
stopped another way
0.0%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BIG THREE itself is higher: 0.5% within 12 months. It rests on far more data about BIG THREE than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 152 companies, not a prediction for BIG THREE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.03, below 1. Short-term debt is 41.2% and cash 0.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- Wynendaele Stef Diane P general partnerdeed of 18-11-2024
- Pieters Pieter-Jan Yves A general partnerdeed of 18-11-2024
- Pieters Thomas Wouter L general partnerdeed of 18-11-2024
Recent changes
Company renamed from Big Three Racing to Big Three
Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016156954
Change of role: WYNENDAELE Stef, from manager to director
Permanent representative: WYNENDAELE Stef · Legal-form conversion: from limited partnership to private limited company · Director discharge: WYNENDAELE Stef (gewezen zaakvoerder) · General meeting of 25-03-2025 · Gazette deed
Incorporation
Founding capital of €3,000, 120 shares · Founders: Wynendaele Stef Diane P, Pieters Pieter-Jan Yves A and Pieters Thomas Wouter L · Appointment: Wynendaele Stef Diane P (manager) · published on 18-11-2024 · Gazette deed
Official details
Source: KBO- Status
- Active since 13-11-2024Normal situation
- Activity
- Activities of independent sportspeopleNACE 93192and 1 other
- Establishment unit
- 2.367.115.3482018 Antwerp, since 13-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 25-04-2025
Insights on BIG THREE
BIG THREE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€20,118) and a net result of -€23,118.
The computed 12-month bankruptcy probability is 0.5% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BIG THREE
- What is the company number of BIG THREE?
- The company number of BIG THREE is 1016.156.954. The VAT number is the same number with BE in front: BE 1016.156.954.
- Where is BIG THREE based?
- The registered office is at Strijdhoflaan 105, 2600 Antwerp.Company details
- What is the legal form of BIG THREE?
- BIG THREE is a private limited company (BV).
- When was BIG THREE founded?
- BIG THREE was founded on 13-11-2024.
- Is BIG THREE still active?
- Yes, BIG THREE is an active enterprise in the KBO register.
- What is the turnover of BIG THREE?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €83,287 and 2,667 comparable companies of the same size. It probably lies between €170,000 and €430,000. It is a rough estimate.Financials
- Is BIG THREE profitable?
- In financial year 2025, BIG THREE made a loss of €23,118.
- Where can I find the annual accounts of BIG THREE?
- BIG THREE filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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