Financials
- Fiscal year
- 2025
- Total assets
- €14,188
- Loss
- -€13,539
- Solvency
- 49.4%
Total assets▼ 48.6%
Net result
20182025
BIG OAK
ActiveSummary
The annual accounts of BIG OAK for fiscal year 2025 show a net loss of 95% of total assets and of 66% of the equity at the start of that year. The 2025 annual accounts show equity of €7,006 and a net result of -€13,539. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 9439 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Office administrative and support services
NACE 82100NACE 82110
1 site
Size
€14,188total assets 2025
- Equity
- €7,006
- Loss
- -€13,539
Turnover not published (abridged schema)
Structure
Accounts filed 28 d late0 of 2 deeds read
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €13,539 (FY 2025)+ Liquidity: current ratio 1.81, cash €8,253, halved+ Size: total assets €14,188+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 34% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency
74-25
equity 49.4% of total assets
Liquidity
75-15
short-term debt 50.6% · cash 58.2%
Profitability
0-100
return on assets -95.4%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%▼ -3.3% vs 11-2024
01-2025: 0.2%▼ -1.9% vs 12-2024
02-2025: 0.2%● 0.0% vs 01-2025
03-2025: 0.2%▲ +3.0% vs 02-2025
04-2025: 0.2%▲ +4.8% vs 03-2025
05-2025: 0.2%▲ +0.9% vs 04-2025highest value
06-2025: 0.2%▼ -4.5% vs 05-2025
07-2025: 0.1%▼ -59.2% vs 06-2025lowest value
08-2025: 0.1%● 0.0% vs 07-2025lowest value
09-2025: 0.1%▲ +7.0% vs 08-2025
10-2025: 0.1%● 0.0% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%▲ +10.9% vs 11-2025
01-2026: 0.1%▼ -2.0% vs 12-2025
02-2026: 0.1%▼ -2.0% vs 01-2026
03-2026: 0.1%▼ -6.1% vs 02-2026
04-2026: 0.1%▼ -3.3% vs 03-2026
05-2026: 0.1%● 0.0% vs 04-2026
06-2026: 0.1%● 0.0% vs 05-2026
07-2026: 0.1%▲ +7.9% vs 06-2026
08-2026: 0.1%▲ +37.5% vs 07-2026
09-2026: 0.1%▼ -0.8% vs 08-2026
10-2026: 0.1%● 0.0% vs 09-2026
- Liquidity: current ratio 1.81, cash €8,253, halved lowers the probability
- Size: total assets €14,188 lowers the probability for this profile
- Loss of €13,539 (FY 2025) raises the probability
- Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.81 against 3.55 in 2024; short-term debt: 50.6% and cash: 58.2% of total assets), but 50.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 51%, liquidity 69%, profitability 5%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
44 d early
2023
21 d late
2022
31 d late
2021
17 d late
2020
22 d early
2019
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€13,539
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 28-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 17-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Office administrative and support servicesNACE 82100
- Founded
- 19-03-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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