Biesemans & Co
ActiveBiesemans & Co has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €27k and a net result of €-12k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability30▼-13
Solvency29▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.07 in 2023; short-term debt: 14.3% and cash: 0.1% of total assets), and 96.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.6%
Return on assets
-1.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 19356 sector peers (2024).
NBB · sector comparisonPosition among 19356 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
29 d late
2022
30 d late
2021
30 d late
2020
30 d late
2019
153 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€27k▼ 30.7%
2023 · €39k
2018: €16k
2019: €16k
2020: €19k
2021: €16k
2022: €35k
2023: €39k
2018 → 2024
Total assets
€763k▲ 33.1%
2023 · €573k
2018: €742k
2019: €306k
2020: €327k
2021: €265k
2022: €279k
2023: €573k
2018 → 2024
Net result
€-12k
2023 · €4k
2018: €-19k
2019: €164k
2020: €3k
2021: €-3k
2022: €19k
2023: €4k
2018 → 2024
Working capital
€-106k=
2023 · €-106k
2018: €-24k
2019: €-20k
2020: €-73k
2021: €-89k
2022: €-69k
2023: €-106k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€19k-€16k▼ 17.0%€35k▲ 118%€39k▲ 12.4%€27k▼ 30.7%
Operating result€4k-€-1k€25k€15k▼ 38.0%€8k▼ 51.0%
Net result€3k-€-3k€19k€4k▼ 77.1%€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 51% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €761k
Fixed assets
€757k▲ 34.8%
Current assets
€3k▼ 63.5%
Equity and liabilities €763k
Equity
€27k▼ 30.7%
Debt
€736k▲ 37.8%
The debt ratio rises from 93.2% to 96.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€31k▼
2023 · €31k
Cash flow
€11k▼
2023 · €20k
Solvency
3.6%▼
2023 · 6.8%
Current ratio
0.03▼
2023 · 0.07
Quick ratio
0.03▼
2023 · 0.07
Debt / equity
27.04▲
2023 · 13.61
ROE
-44.2%▼
2023 · 11.0%
ROA
-1.6%▼
2023 · 0.8%
Interest coverage
1.56▼
2023 · 2.80
Debt
€736k▲
2023 · €534k
Debt ≤ 1 year
€109k▼
2023 · €114k
Debt > 1 year
€627k▲
2023 · €418k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€573k€763k▲
Formation expenses20€3k€2k▼
Fixed assets21/28€562k€757k▲
Tangible fixed assets22/27€562k€757k▲
Land and buildings22€229k€757k▲
Plant, machinery and equipment23€305€115▼
Assets under construction and advance payments27€332k-
Current assets29/58€9k€3k▼
Amounts receivable within one year40/41€1k€2k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€6k€1k▼
Deferred charges and accrued income490/1€2k€451▼
Equity and liabilities
Total equity and liabilities10/49€573k€763k▲
Equity10/15€39k€27k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€39k€39k=
Distributable reserves133€39k€39k=
Profit (loss) carried forward14€-18k€-30k▼
Amounts payable17/49€534k€736k▲
Amounts payable after more than one year17€418k€627k▲
Financial debts170/4€395k€604k▲
Other amounts payable178/9€23k€23k=
Amounts payable within one year42/48€114k€109k▼
Current portion of amounts payable after more than one year42€29k€39k▲
Trade debts44€21k€3k▼
Suppliers440/4€21k€3k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€65k€65k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€23k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€33k€33k▼
Operating profit (loss)9901€15k€8k▼
Financial charges65/66B€11k€20k▲
Recurring financial charges65€11k€20k▲
Profit (loss) for the period before taxes9903€4k€-12k▼
Profit (loss) for the period9904€4k€-12k▼
Profit (loss) for the period to be appropriated9905€4k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-30k▼
Profit (loss) brought forward from the previous period14P€-23k€-18k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
31-12
Financial
Back to profitnet €164k
Net result €164k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Albert I-straat 39280 LebbekeGround area
263 m²
Building footprint
209 m²
Volume, LiDAR
1,044 m³
Parcel 42011B0478/00W004, Flanders · tallest building 9.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Biesemans & Co
since 20152.240.489.964
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42011B0478/00W004 | Flanders | 263 m² | 1 · 209 m² | 9.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEEP.CI
BE 0779.975.614
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ANKA
BE 0500.693.610
Peer · Eq €27k
DE MEULEN
BE 0797.436.802
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IMMO LAURENT
BE 0743.482.333
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LINVESTATE LTD
BE 0894.670.392
WARWICKSHIRE · Eq €27k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 2,597 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-11-2014
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
64190Financial service activities, except insurance and pension funding
65112Insurance, reinsurance and pension funding, except compulsory social security
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.