Turnover
≈ €86,000 estimated
The micro format states no turnover.
BiesArty
Overview
Lifetime
1 annual account with figurespeak €11,693 (2025)
€11,693
peak €6,934 (2025)
€6,934
peak €11,934 (2025)
€11,934
€3,934
Board1 name since 2024
1 directorBIESMANS Peter Marie Ghislain
Documentsfilings and deeds
22-06-202639 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000 5 shares
Position in the sector
75.2%
Higher solvency than 84% of companies in retail trade. Sector median 33.1% · 22,924 companies.
Checked score
88
Excellent
Financially stronger than 93% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 1.8%
11-2025: 1.8%● unchanged vs 10-2025
12-2025: 1.9%▲ +0.1 percentage points vs 11-2025
01-2026: 2.2%▲ +0.3 percentage points vs 12-2025
02-2026: 2.3%▲ +0.1 percentage points vs 01-2026
03-2026: 2.6%▲ +0.3 percentage points vs 02-2026
04-2026: 2.6%● unchanged vs 03-2026
05-2026: 2.9%▲ +0.3 percentage points vs 04-2026
06-2026: 2.9%● unchanged vs 05-2026highest value
07-2026: 0.4%▼ -2.5 percentage points vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €15,868
lowers risk
Liquidity: current ratio 3.77, cash €8,448
Equity €11,934 (75.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 92% on liquidity and 96% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BiesArty has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BiesArty itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BiesArty. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.77, above the usual 1.5. Short-term debt is 24.8% and cash 53.2% of total assets. 24.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
39 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014134010
Incorporation
Founding capital of €5,000, 5 shares · Founder: BIESMANS Peter Marie Ghislain · Appointment: BIESMANS Peter Marie Ghislain (director) · published on 27-09-2024 · Gazette deed
First establishment
Nieuwe Heidestraat 38, Bilzen-Hoeselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BiesArty Bilzen-Hoeselt | €15,868 | €11,693 | 75.2% | - |
| AMELIE ZURSTRASSEN Auderghem | €28,115 | €8,285 | 38.2% | - |
| UNIC Ghent | €22,877 | €14,780 | 57.6% | - |
| MERCANTE Hooglede | €30,520 | €4,668 | 79.8% | - |
| CUIVRES ET BOIS Mouscron | €20,311 | €1,758 | 26.6% | - |
| ARCHIVE MUSIC Sint-Gillis (bij-Brussel) | €17,045 | €3,228 | 77.9% | - |
| Galerie Mizar(t) Zutendaal | €43,442 | €9,885 | 32.9% | - |
These companies have the same main activity as BiesArty: retail sale of other cultural and recreation goods (NACE 47690). They are comparable in size and age: total assets between €17,000 and €43,400, founded between 2022 and 2025.
Official details
Source: KBO- Status
- Active since 25-09-2024Normal situation
- Activity
- Retail sale of other cultural and recreation goodsNACE 47690
- Establishment unit
- 2.364.226.1343740 Bilzen-Hoeselt, since 25-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Annual accounts 2025
- €11,693
- €6,934
- €11,934
- €15,868
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on BiesArty
BiesArty has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,934 and a net result of €6,934.
Its solvency ranks better than 84% of 22,924 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 22-06-2026, 39 days before the deadline€11,693
€10,473
€6,934
€10,896
75.2%
3.77
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €86,000. Estimated: probably between €44,000 and €190,000.
Balance sheet
balance sheet total €15,868 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
75.2%
Higher than 84% of 22,924 companies in 2025.
3.77
Higher than 82% of 22,052 companies in 2025.
43.7%
Higher than 95% of 22,202 companies in 2025.
BiesArty
Middle half of the sector
80% of the sector
Micro accounts in retail trade (NACE 47)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
15,868 | |
21/28 |
1,038 | |
22/27 |
1,038 | |
23 |
1,038 | |
29/58 |
14,830 | |
40/41 |
6,382 | |
41 |
6,382 | |
54/58 |
8,448 | |
| Balance sheet: equity and liabilities | ||
10/49 |
15,868 | |
10/15 |
11,934 | |
10/11 |
5,000 | |
13 |
6,934 | |
133 |
6,934 | |
17/49 |
3,934 | |
42/48 |
3,934 | |
44 |
188 | |
440/4 |
188 | |
45 |
3,474 | |
450/3 |
3,474 | |
47/48 |
272 | |
| Income statement | ||
9900 |
11,693 | |
630 |
371 | |
640/8 |
849 | |
9901 |
10,473 | |
65/66B |
64 | |
65 |
64 | |
9903 |
10,409 | |
67/77 |
3,474 | |
9904 |
6,934 | |
9905 |
6,934 | |
| Appropriation of the result | ||
9906 |
6,934 | |
691/2 |
6,934 | |
6921 |
6,934 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 22-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 22-06-2026 | 2026-00182093 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 10,844 | ||
| 7,305 | ||
| 1,409 | ||
| 10,896 | ||
| 75.2% | ||
| 3.77 | ||
| 0.33 | ||
| 58.1% | ||
| 43.7% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €1,409 |
| €371 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on BiesArty
Debt's share of the balance-sheet total is 24.8%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 27-09-2024
term without a fixed end
Mandates through the years
1 name, the dashed line is todayBIESMANS Peter Marie Ghislain
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BIESMANS Peter Marie Ghislain
- Director (not named in the articles), appointed by deed of 27-09-2024, still in office
Control
Capital
- Contribution
- €5,000
- Shares
- 5
- Contribution per share
- €1,000
- Equity per share
- €2,387 in 2025
- Source
- deed of 27-09-2024
Articles of association
deed of 27-09-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 31 May at 19:00
Shareholders
At incorporation
deed of 27-09-2024 ↗
- BIESMANS Peter Marie Ghislain 5 shares (100%)
Network & group
No group
BiesArty has no parent and no holdings in its annual accounts. BIESMANS Peter Marie Ghislain is the only director. BiesArty shares no director with another company.
At the same address
Nieuwe Heidestraat 38, 3740 Bilzen-Hoeselt · 1 other company| Biesmans, Peter (sole trader)
establishment since 26-08-1988 |
founded in 1988 0730.229.163 |
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 39 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1014134010
2024
IncorporationFounding capital of €5,000, 5 shares · Founder: BIESMANS Peter Marie Ghislain · Appointment: BIESMANS Peter Marie Ghislain (director) · published on 27-09-20244 points ▸
- Founder, BIESMANS Peter Marie Ghislain
- Founding capital, €5,000, 5 shares
- Board rule, 1
- Director appointment, BIESMANS Peter Marie Ghislain (director (not named in the articles))
- The deed holds 2 more points.
First establishment Nieuwe Heidestraat 38, Bilzen-Hoeselt
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1014.134.010
- VAT number
- BE 1014.134.010
- Peppol ID
- 0208:1014134010
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-09-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 31 May at 19:00deed of 27-09-2024 (in Dutch)
- Peppol
- Reachable since 25-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BiesArty in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 27-09-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Nieuwe Heidestraat 38, 3740 Bilzen”deed of 27-09-2024 (in Dutch)
Activities
NACEBEL 202547690
Retail sale of other cultural and recreation goods main activity
Codes under NACEBEL 2008
47787
Retail trade main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Diensten en advies in verband met veilingen,de waardering en het schatten van kunst en kunstvoorwerpen alsook alle andere goederen en…”deed of 27-09-2024 (in Dutch)
8 activities
- Diensten en advies in verband met veilingen,de waardering en het schatten van kunst en kunstvoorwerpen alsook alle andere goederen en objecten.
- Aan- en verkoop,groot- en kleinhandel,en import en export,handelsbemiddeling inzake kunst,antiquiteiten en tweedehands goederen.
- Het organiseren van zowel private als publieke verkopen en veilingen allerhande,hetzij rechtstreeks onder eigen beheer en voor eigen rekening hetzij onrechtstreeks voor rekening van derden hetzij onder vorm van enige welkdanige medewerking of in deelneming met anderen.
- Verkoop per opbod (veilinghuizen voor de detailhandel) via het internet,retailveilingen via het internet van kunstwerken of andere roerende goederen in de meest ruime zin van het woord.
- Het organiseren van beurzen en tentoonstellingen van kunstwerken of andere roerende goederen in de meest ruime zin van het woord.
- Het organiseren van privaat onderricht en vorming inzake kunst,kunstgeschiedenis,kennis en wetenschap inzake antiek,producten voor verwerking van kunstvoorwerpen en kunst,uitgeven van terzake dienstige cursussen,syllabussen en andere didactische materialen.
- Het voor eigen rekening aanleggen,het oordeelkundig uitbouwen en beheren van een roerend en onroerend vermogen.
- Het beheer van en de handel in onroerende goederen voor eigen rekening.Zo kan de vennootschap onroerende goederen bouwen,renoveren,kopen en verkopen,huren en verhuren en alle mogelijke onroerende handelingen verrichten die daarmee verband houden.De vennootschap kan als waarborg voor eigen verbintenissen en voor verbintenissen van derden borg staan,onder meer door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Nieuwe Heidestraat 38 registered office 3740 Bilzen-Hoeselt | 25-09-2024 | 2.364.226.134 |
Buildings and parcels at the address
- Ground area
- 742 m²
- Buildings
- 159 m²
- Volume, LiDAR
- 745 m³
- Tallest building
- 8.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 73056A0138/00M000 | 742 m² | 1 · 159 m² | 8.7 m · 1 |