BIERHANDEL RESO
ActiveSummary
BIERHANDEL RESO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €657k and a net result of €85k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 9038 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▲+2
Solvency55▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.23 in 2023; short-term debt: 41.7% and cash: 12% of total assets), and 70.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
61 d late
2022
60 d late
2021
61 d late
2020
30 d late
2019
69 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€657k▲ 14.9%
2023 · €572k
2018: €191k
2019: €317k
2020: €382k
2021: €444k
2022: €515k
2023: €572k
2018 → 2024
Total assets
€2.21M▲ 5.1%
2023 · €2.10M
2018: €1.44M
2019: €2.04M
2020: €1.76M
2021: €1.90M
2022: €2.00M
2023: €2.10M
2018 → 2024
Net result
€85k▲ 49.9%
2023 · €57k
2018: €14k
2019: €126k
2020: €65k
2021: €62k
2022: €71k
2023: €57k
2018 → 2024
Working capital
€297k▲ 52.9%
2023 · €194k
2018: €-82k
2019: €-64k
2020: €24k
2021: €84k
2022: €130k
2023: €194k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€382k-€444k▲ 16.3%€515k▲ 16.1%€572k▲ 11.0%€657k▲ 14.9%
Operating result€82k-€97k▲ 18.0%€109k▲ 12.5%€98k▼ 9.8%€139k▲ 42.3%
Net result€65k-€62k▼ 4.6%€71k▲ 14.4%€57k▼ 20.4%€85k▲ 49.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 42% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.21M
Fixed assets
€989k ▼ 7.4%
Current assets
€1.22M ▲ 17.9%
Equity and liabilities €2.21M
Equity
€657k ▲ 14.9%
Debt
€1.55M ▲ 1.4%
Debt's share of the balance-sheet total falls from 72.8% to 70.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€215k▲
2023 · €179k
Cash flow
€160k▲
2023 · €138k
Current ratio
1.32▲
2023 · 1.23
Quick ratio
0.73▲
2023 · 0.65
Debt to equity
2.36▼
2023 · 2.67
ROE
13.0%▲
2023 · 9.9%
ROA
3.9%▲
2023 · 2.7%
Interest coverage
15.22▲
2023 · 13.25
Debt ≤ 1 year
€921k▲
2023 · €839k
Debt > 1 year
€628k▼
2023 · €689k
Income taxes
€40k▲
2023 · €28k
Staff costs
€323k▲
2023 · €309k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 57 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.10M€2.21M▲
Fixed assets21/28€1.07M€989k▼
Tangible fixed assets22/27€926k€877k▼
Land and buildings22€893k€830k▼
Plant, machinery and equipment23€15k€9k▼
Furniture and vehicles24€18k€38k▲
Financial fixed assets28€142k€112k▼
Current assets29/58€1.03M€1.22M▲
Stocks and contracts in progress3€488k€550k▲
Stocks30/36€488k€550k▲
Amounts receivable within one year40/41€342k€394k▲
Trade receivables40€339k€394k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€194k€264k▲
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€2.10M€2.21M▲
Equity10/15€572k€657k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€258k€343k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€256k€341k▲
Profit (loss) carried forward14€296k€296k=
Amounts payable17/49€1.53M€1.55M▲
Amounts payable after more than one year17€689k€628k▼
Financial debts170/4€689k€628k▼
Amounts payable within one year42/48€839k€921k▲
Current portion of amounts payable after more than one year42€76k€84k▲
Financial debts43€80k€80k▲
Credit institutions430/8€80k€80k▲
Trade debts44€451k€553k▲
Suppliers440/4€451k€553k▲
Taxes, remuneration and social security45€134k€110k▼
Taxes450/3€45k€34k▼
Remuneration and social security454/9€89k€76k▼
Other amounts payable47/48€98k€94k▼
Accrued charges and deferred income492/3€611€489▼
Income statement
Code20232024
Remuneration, social security and pensions62€309k€323k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€75k▼
Other operating charges640/8€14k€14k▼
Gross operating margin9900€502k€552k▲
Operating profit (loss)9901€98k€139k▲
Financial income75/76B€8€8▲
Recurring financial income75€8€8▲
Financial charges65/66B€14k€14k▲
Recurring financial charges65€14k€14k▲
Profit (loss) for the period before taxes9903€84k€125k▲
Income taxes67/77€28k€40k▲
Profit (loss) for the period9904€57k€85k▲
Profit (loss) for the period to be appropriated9905€57k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€353k€381k▲
Profit (loss) brought forward from the previous period14P€296k€296k=
Transfer to equity691/2€57k€85k▲
To other reserves6921€57k€85k▲
Social balance
Average headcount (FTE)908712.412.6▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2022
31-12
Financial
Equity above €500kEq €515k ▲16.1%
5 profitable years in a row build equity to €515k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 69 days late
2019
31-12
Financial
Highest result since 2018net €126k ▲800%
Operating result €142k, net result €126k, both a record.
31-12
Financial
Equity above €200kEq €317k ▲65.8%
2 profitable years in a row build equity to €317k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Elooisstraat 1078020 OostkampGround area
3,526 m²
Building footprint
2,333 m²
Volume, LiDAR
11,168 m³
Parcel 31025B0699/00H003, Flanders · tallest building 13.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Reso
since 19832.102.414.325
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025B0699/00H003 | Flanders | 3,526 m² | 1 · 2,333 m² | 13.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 96 EUR awarded · 96 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 96 EUR | 96 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostkamp2.102.414.325
Similar companies · same sector, comparable size
DRANKENCENTRALE E. MAES
BE 0428.349.129
Dendermonde · Eq €658k
Van den bussche, Groot-en Kleinhandel in Wijnen
BE 0432.039.087
Gent · Eq €659k
AXYBEL
BE 0865.066.784
Nijlen · Eq €655k
BRASSERIE LEGRAND
BE 0436.100.419
Sambreville · Eq €653k
Firma Vanbever
BE 0428.989.527
Brussel · Eq €663k
Of 1,581 companies in sector 46349 we hold annual accounts for 987. 648 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-1983
Fiscal year end31-12
Activities, NACEBEL 2025
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.