Bier Central Anspach
ActiveThe file of Bier Central Anspach contains 2 judicial reorganisations, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is ≥ 25% (high). The 2025 annual accounts show equity of €517k and a net result of €298k. Equity is growing by ~159.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 2276 sector peers (fiscal year 2025).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A high bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency63▲+16
Growth78=
Track record54
Bankruptcy probability, 12 months
≥ 25%
High
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days only on tighter terms
Liquidity tight (current ratio 1.23 against 0.44 in 2024; short-term debt: 46.7% and cash: 5% of total assets), and 61.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.1%
Return on assets
21.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
31 d late
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€517k▲ 135%
2024 · €220k
2023: €-184k
2024: €220k
2023 → 2025
Total assets
€1.36M▲ 38.8%
2024 · €978k
2023: €1.14M
2024: €978k
2023 → 2025
Net result
€298k▼ 26.4%
2024 · €404k
2023: €-194k
2024: €404k
2023 → 2025
Working capital
€145k
2024 · €-375k
2023: €-1.04M
2024: €-375k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-184k-€220k€517k▲ 135%
Operating result€-139k-€451k€340k▼ 24.5%
Net result€-194k-€404k€298k▼ 26.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.36M
Fixed assets
€579k ▼ 15.5%
Current assets
€780k ▲ 166%
Equity and liabilities €1.36M
Equity
€517k ▲ 135%
Debt
€841k ▲ 10.9%
Debt's share of the balance-sheet total falls from 77.5% to 61.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€451k▼
2024 · €563k
Cash flow
€408k▼
2024 · €517k
Current ratio
1.23▲
2024 · 0.44
Quick ratio
1.18▲
2024 · 0.41
Debt to equity
1.62▼
2024 · 3.45
ROE
57.5%▼
2024 · 183.8%
ROA
21.9%▼
2024 · 41.3%
Interest coverage
9.45▼
2024 · 10.53
Debt ≤ 1 year
€634k▼
2024 · €668k
Debt > 1 year
€207k▲
2024 · €91k
Staff costs
€717k▼
2024 · €779k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€978k€1.36M▲
Fixed assets21/28€685k€579k▼
Tangible fixed assets22/27€685k€579k▼
Plant, machinery and equipment23€61k€38k▼
Furniture and vehicles24€19k€11k▼
Other tangible fixed assets26€605k€529k▼
Current assets29/58€293k€780k▲
Stocks and contracts in progress3€18k€34k▲
Stocks30/36€18k€34k▲
Amounts receivable within one year40/41€77k€674k▲
Trade receivables40€75k€331k▲
Other amounts receivable41€1k€343k▲
Cash at bank and in hand54/58€194k€68k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€978k€1.36M▲
Equity10/15€220k€517k▲
Contributions10/11€10k€10k=
Reserves13€673k€673k=
Tax-exempt reserves132€673k€673k=
Profit (loss) carried forward14€-463k€-166k▲
Amounts payable17/49€758k€841k▲
Amounts payable after more than one year17€91k€207k▲
Financial debts170/4€91k€207k▲
Amounts payable within one year42/48€668k€634k▼
Trade debts44€2k€59k▲
Suppliers440/4€2k€59k▲
Taxes, remuneration and social security45€386k€576k▲
Taxes450/3€295k€489k▲
Remuneration and social security454/9€91k€87k▼
Other amounts payable47/48€280k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€0
Remuneration, social security and pensions62€779k€717k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€110k▼
Other operating charges640/8€39k€12k▼
Gross operating margin9900€1.38M€1.18M▼
Operating profit (loss)9901€451k€340k▼
Financial income75/76B€7k€5k▼
Recurring financial income75€7k€5k▼
Financial charges65/66B€53k€48k▼
Recurring financial charges65€53k€48k▼
Profit (loss) for the period before taxes9903€404k€298k▼
Profit (loss) for the period9904€404k€298k▼
Transfer to tax-exempt reserves689€673k€0▼
Profit (loss) for the period to be appropriated9905€-269k€298k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-463k€-166k▲
Profit (loss) brought forward from the previous period14P€-194k€-463k▼
Social balance
Average headcount (FTE)9087-14.6
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity triplescurrent ratio 1.23
Current ratio from 0.44 to 1.23; short-term debt falls from €668k to €634k.
31-12
Financial
Equity above €500kEq €517k ▲135%
2 profitable years in a row build equity to €517k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
14-05
Judicial reorganisation
Plan homologation
ondernemingsrechtbank Brussel · 20240023 · event 05-05-2025
2024
31-12
Financial
Back to profitnet €404k
Net result €404k after one loss-making year.
31-12
Financial
Equity above €200kEq €220k
Equity rises from €-184k to €220k.
15-10
Judicial reorganisation
Opening
ondernemingsrechtbank Brussel · collectif · event 09-10-2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anspachlaan 371000 BrusselGround area
166 m²
Building footprint
166 m²
Volume, LiDAR
4,038 m³
Parcel 21812N0691/00R002, Brussels · tallest building 29.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Bier Central Anspach
since 20222.331.254.844
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0691/00R002 | Brussels | 166 m² | 1 · 166 m² | 29.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.331.254.844
Similar companies · same sector, comparable size
ITENIUM
BE 0687.800.967
Londerzeel · Eq €517,399
NINA
BE 0697.906.387
Steenokkerzeel · Eq €517,889
YLTECH
BE 0650.768.644
Zoersel · Eq €516,906
ICARE INVESTMENTS
BE 0458.987.469
Gent · Eq €516,894
COVADE
BE 0452.084.039
Ternat · Eq €517,920
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 5,803 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
82990Other business support services
46341Wholesale of wines and spirits
46349Wholesale of beverages, general range
56111Full-service restaurants
56210Event catering
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.