BIENO
ActiveBIENO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-168k) and a net result of €129k. Equity is shrinking by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.05 in 2024; short-term debt: 162.5% and cash: 0.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-62.5%
Return on assets
48.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9183 sector peers (2025).
NBB · sector comparisonPosition among 9183 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
53 d late
2023
89 d late
2020
31 d late
2019
31 d late
2018
69 d late
2017
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-168k▲ 43.5%
2024 · €-297k
2018: €273k
2019: €260k
2020: €218k
2023: €-214k
2024: €-297k
2018 → 2025
Total assets
€268k▼ 11.8%
2024 · €304k
2018: €623k
2019: €821k
2020: €800k
2023: €557k
2024: €304k
2018 → 2025
Net result
€129k
2024 · €-83k
2018: €-19k
2019: €-13k
2020: €-42k
2023: €-291k
2024: €-83k
2018 → 2025
Working capital
€-411k▲ 12.1%
2024 · €-467k
2018: €166k
2019: €155k
2020: €92k
2023: €-466k
2024: €-467k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202320242025Trend
Equity€260k-€218k▼ 16.2%€-214k€-297k▼ 39.1%€-168k▲ 43.5%
Operating result€-12k-€-46k▼ 295%€-257k▼ 454%€-73k▲ 71.5%€131k
Net result€-13k-€-42k▼ 224%€-291k▼ 591%€-83k▲ 71.5%€129k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €131k after a loss of €73k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €268k
Fixed assets
€243k▼ 13.2%
Current assets
€25k▲ 3.3%
Key figures and ratios
EBITDA
€136k▲
2024 · €-66k
Cash flow
€135k▲
2024 · €-76k
Solvency
-62.5%▲
2024 · -97.7%
Current ratio
0.06▲
2024 · 0.05
Quick ratio
0.06▲
2024 · 0.05
Debt / equity
-2.60▼
2024 · -2.02
ROA
48.2%▲
2024 · -27.3%
Interest coverage
83.06▲
2024 · -2.16
Debt
€436k▼
2024 · €602k
Debt ≤ 1 year
€436k▼
2024 · €492k
Debt > 1 year
€0▼
2024 · €110k
Income taxes
€0▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€304k€268k▼
Fixed assets21/28€280k€243k▼
Tangible fixed assets22/27€280k€243k▼
Land and buildings22€278k€242k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€78€0▼
Current assets29/58€24k€25k▲
Amounts receivable within one year40/41€22k€23k▲
Trade receivables40€0-
Other amounts receivable41€22k€23k▲
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€304k€268k▼
Equity10/15€-297k€-168k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€70k€70k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€60k€60k=
Profit (loss) carried forward14€-430k€-301k▲
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€602k€436k▼
Amounts payable after more than one year17€110k€0▼
Financial debts170/4€110k€0▼
Amounts payable within one year42/48€492k€436k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€226€990▲
Suppliers440/4€226€990▲
Taxes, remuneration and social security45€144€54▼
Taxes450/3€144€54▼
Other amounts payable47/48€491k€435k▼
Income statement
Code20242025
Non-recurring operating income76A€0€140k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€59k€2k▼
Non-recurring operating charges66A€28k€0▼
Gross operating margin9900€21k€138k▲
Operating profit (loss)9901€-73k€131k▲
Financial income75/76B€16€50▲
Recurring financial income75€16€50▲
Financial charges65/66B€31k€2k▼
Recurring financial charges65€31k€2k▼
Profit (loss) for the period before taxes9903€-104k€129k▲
Transfer from deferred taxes780€24k€0▼
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€-83k€129k▲
Transfer from tax-exempt reserves789€46k€0▼
Profit (loss) for the period to be appropriated9905€-37k€129k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-430k€-301k▲
Profit (loss) brought forward from the previous period14P€-393k€-430k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €129k
Net result €129k after 5 loss-making years.
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 89 days late
2023
31-12
Financial
Weakest financial yearnet €-291k
Net result drops to €-291k, the lowest in the series; recovery starts the following year.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 69 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lendelede · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Manpadstraat 48860 LendeledeGround area
1,295 m²
Building footprint
211 m²
Volume, LiDAR
829 m³
Parcel 34025B0740/00D000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Manpadstraat 4, 8860 Lendelede
since 19982.089.544.405
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34025B0740/00D000 | Flanders | 1,295 m² | 1 · 211 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMO YVES
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VIS-IMMO
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 5,143 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-12-1998
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.