BIENFAIT PHILIPPE
ActiveSummary
BIENFAIT PHILIPPE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-17k) and a net result of €-28k. Its solvency ranks better than 7% of 651 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability64▼-8
Solvency23▼-4
Growth32
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.21 against 0.32 in 2023; short-term debt: 88.3% and cash: 4.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-2.1%
Return on assets
-3.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year €-17k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-28k
2023 · €17k
2023: €17k
2023 → 2024
Working capital
€-535k▼ 19.2%
2023 · €-449k
2023: €-449k
2023 → 2024
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€12k-€-17k
Operating result€20k-€-22k
Net result€17k-€-28k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €22k after €20k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €772k
Fixed assets
€626k ▲ 13.3%
Current assets
€146k ▼ 31.4%
Key figures and ratios
EBITDA
€59k▼
2023 · €94k
Cash flow
€53k▼
2023 · €91k
Solvency
-2.1%▼
2023 · 1.6%
Current ratio
0.21▼
2023 · 0.32
Quick ratio
0.21▼
2023 · 0.30
Debt to equity
-47.72▼
2023 · 63.38
ROA
-3.7%▼
2023 · 2.3%
Interest coverage
9.76▼
2023 · 34.76
Debt
€789k▲
2023 · €754k
Debt ≤ 1 year
€682k▲
2023 · €662k
Debt > 1 year
€107k▲
2023 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€765k€772k▲
Fixed assets21/28€552k€626k▲
Tangible fixed assets22/27€552k€626k▲
Land and buildings22€360k€371k▲
Plant, machinery and equipment23€192k€254k▲
Furniture and vehicles24-€675
Current assets29/58€213k€146k▼
Stocks and contracts in progress3€17k€4k▼
Stocks30/36€17k€4k▼
Amounts receivable within one year40/41€171k€100k▼
Trade receivables40€171k€100k▼
Other amounts receivable41€80€410▲
Cash at bank and in hand54/58€15k€38k▲
Deferred charges and accrued income490/1€10k€4k▼
Equity and liabilities
Total equity and liabilities10/49€765k€772k▲
Equity10/15€12k€-17k▼
Contributions10/11€257k€257k=
Capital10€257k€257k=
Issued capital100€257k€257k=
Profit (loss) carried forward14€-245k€-274k▼
Amounts payable17/49€754k€789k▲
Amounts payable after more than one year17€86k€107k▲
Financial debts170/4€86k€107k▲
Amounts payable within one year42/48€662k€682k▲
Current portion of amounts payable after more than one year42€23k€35k▲
Trade debts44€35k€24k▼
Suppliers440/4€35k€24k▼
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€8k€3k▼
Other amounts payable47/48€597k€619k▲
Accrued charges and deferred income492/3€6k-
Income statement
Code20232024
Non-recurring operating income76A€17k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€81k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€95k€60k▼
Operating profit (loss)9901€20k€-22k▼
Financial income75/76B€241€31▼
Recurring financial income75€241€31▼
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€17k€-28k▼
Profit (loss) for the period9904€17k€-28k▼
Profit (loss) for the period to be appropriated9905€17k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-245k€-274k▼
Profit (loss) brought forward from the previous period14P€-263k€-245k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Ville(GOT) 17070 Le RoeulxGround area
2,235 m²
Building footprint
141 m²
Volume, LiDAR
1,031 m³
Parcel 55542C0145/00V000, Wallonia · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAGR Bienfait Philippe
since 20122.214.861.376
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55542C0145/00V000 | Wallonia | 2,235 m² | 1 · 141 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLe Roeulx2.214.861.376
Similar companies · same sector, comparable size
Mth Agri
BE 0461.379.213
Sombreffe · Eq €12,186
AGRI-LOQUET
BE 0774.287.157
Villers-la-Ville · Eq €12,217
Coteaux des Avelines
BE 0700.355.935
Villers-la-Ville · Eq €12,332
ELEVAGE DE LA BAILLE
BE 0736.377.775
Les Bons Villers · Eq €12,420
TYNESBORN
BE 1005.440.236
Heers · Eq €12,450
Of 20,588 companies in sector 01500 we hold annual accounts for 1,149. 374 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded05-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
01500Mixed farming
46212Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:haubry.s@hotmail.com