BIEKE CASTELEYN
ActiveSummary
BIEKE CASTELEYN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €677k and a net result of €11k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 49% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+2
Solvency70▼-5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 4.88 against 4.28 in 2024; short-term debt: 18.5% and cash: 46.4% of total assets), but 54.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.4%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
51 d early
2024
94 d early
2023
49 d early
2022
13 d early
2021
4 d early
2020
15 d early
2019
162 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€504k
EBIT margin
2.7%
Net result
€11k
2024 · €-11k
2018: €5k
2019: €7k
2020: €90k
2021: €190k
2022: €353k
2023: €31k
2024: €-11k
2018 → 2025
Working capital
€1.07M▲ 27.3%
2024 · €843k
2018: €843
2019: €12k
2020: €184k
2021: €214k
2022: €511k
2023: €553k
2024: €843k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€304k-€657k▲ 116%€688k▲ 4.7%€666k▼ 3.1%€677k▲ 1.7%
Operating result€272k-€513k▲ 88.5%€66k▼ 87.2%€2k▼ 96.6%€16k▲ 587%
Net result€190k-€353k▲ 85.6%€31k▼ 91.3%€-11k€11k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 587% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.49M
Fixed assets
€143k ▼ 39.2%
Current assets
€1.35M ▲ 22.6%
Equity and liabilities €1.49M
Equity
€677k ▲ 1.7%
Debt
€815k ▲ 21.8%
Debt's share of the balance-sheet total rises from 50.1% to 54.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▼
2024 · €80k
Cash flow
€74k▲
2024 · €68k
Current ratio
4.88▲
2024 · 4.28
Quick ratio
3.93▲
2024 · 3.40
Debt to equity
1.20▲
2024 · 1.00
ROE
1.7%▲
2024 · -1.6%
ROA
0.8%▲
2024 · -0.8%
Interest coverage
41.05▲
2024 · 6.39
Debt ≤ 1 year
€276k▲
2024 · €257k
Debt > 1 year
€140k▼
2024 · €144k
Income taxes
€10k▲
2024 · €1k
Staff costs
€287k▼
2024 · €293k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.34M€1.49M▲
Fixed assets21/28€235k€143k▼
Intangible fixed assets21€14k€32k▲
Tangible fixed assets22/27€210k€101k▼
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€145k€66k▼
Other tangible fixed assets26€60k€33k▼
Financial fixed assets28€11k€11k▼
Current assets29/58€1.10M€1.35M▲
Amounts receivable after more than one year29€25k€23k▼
Other amounts receivable291€25k€23k▼
Stocks and contracts in progress3€225k€263k▲
Stocks30/36€225k€263k▲
Amounts receivable within one year40/41€365k€343k▼
Trade receivables40€247k€239k▼
Other amounts receivable41€118k€105k▼
Cash at bank and in hand54/58€462k€692k▲
Deferred charges and accrued income490/1€24k€28k▲
Equity and liabilities
Total equity and liabilities10/49€1.34M€1.49M▲
Equity10/15€666k€677k▲
Contributions10/11€12k€12k=
Reserves13€664k€665k▲
Distributable reserves133€664k€665k▲
Profit (loss) carried forward14€-11k-
Amounts payable17/49€669k€815k▲
Amounts payable after more than one year17€144k€140k▼
Other amounts payable178/9€144k€140k▼
Amounts payable within one year42/48€257k€276k▲
Trade debts44€191k€253k▲
Suppliers440/4€191k€253k▲
Taxes, remuneration and social security45€56k€23k▼
Taxes450/3€25k-
Remuneration and social security454/9€31k€23k▼
Other amounts payable47/48€10k-
Accrued charges and deferred income492/3€268k€399k▲
Income statement
Code20242025
Non-recurring operating income76A-€6k
Remuneration, social security and pensions62€293k€287k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€63k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€765€498▼
Non-recurring operating charges66A€37€32k▲
Gross operating margin9900€374k€400k▲
Operating profit (loss)9901€2k€16k▲
Financial income75/76B€986€8k▲
Recurring financial income75€986€8k▲
Financial charges65/66B€13k€2k▼
Recurring financial charges65€13k€2k▼
Profit (loss) for the period before taxes9903€-9k€21k▲
Income taxes67/77€1k€10k▲
Profit (loss) for the period9904€-11k€11k▲
Profit (loss) for the period to be appropriated9905€-11k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€871▲
Profit (loss) brought forward from the previous period14P-€-11k
Transfer from equity791/2€11k-
Transfer to equity691/2-€871
To other reserves6921-€871
Profit to be distributed694/7€11k-
Return on contributions (dividend)694€11k-
Social balance
Average headcount (FTE)90875.14.1▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-11k ▼134%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €353k ▲85.6%
Operating result €513k, net result €353k, both a record.
31-12
Financial
Equity above €500kEq €657k ▲116%
5 profitable years in a row build equity to €657k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €304k ▲167%
4 profitable years in a row build equity to €304k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity doublescurrent ratio 2.40
Current ratio from 1.15 to 2.40.
Show earlier events
31-12
Financial
Equity above €100kEq €114k ▲373%
3 profitable years in a row build equity to €114k.
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vliegplein 14G9991 MaldegemGround area
9,634 m²
Building footprint
1,833 m²
Volume, LiDAR
9,025 m³
Parcel 43001H0376/00C000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BCINT
since 20182.271.641.911
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43001H0376/00C000 | Flanders | 9,634 m² | 1 · 1,833 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 48,575 EUR awarded · 23,566 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 31,250 EUR | 13,750 EUR |
| 2024 | 1 | 13,515 EUR | 6,015 EUR |
| 2023 | 1 | 60 EUR | 51 EUR |
| 2022 | 1 | 3,750 EUR | 3,750 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 600 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
74130Interior design
82990Other business support services
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.