Equity
€99,085 ▲ 259%
Equity rose in 2025 from €27,571 to €99,085.
BieJoli
Overview
Lifetime
2 annual accounts with figures on one time axispeak €92,531 (2025)
€92,531▲ 186%
peak €71,513 (2025)
€71,513▲ 180%
peak €99,085 (2025)
€99,085▲ 259%
€29,905▲ 37.4%
Board1 name since 2024
1 directorDUFRAING Bie
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Gross margin from €32,334 to €92,531Result from €25,571 to €71,513Equity from €27,571 to €99,085Debts from €21,767 to €29,905Cash from €23,887 to €85,537
Key points
from the 2025 annual accountsLiquidity
4.15 was 2.05 in 2024
Short-term debts rose from €20,934 to €29,905.
Position in the sector
€71,513
Higher net result than 90% of companies in other professional activities. Sector median €9,329 · 4,352 companies.
Checked score
99
Excellent
Financially stronger than 89% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 0.1%
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 4.15, cash €85,537
Sector: Other professional, scientific and technical activities (NACE 74)
Equity €99,085 (76.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 85% on liquidity, 88% on profitability and 96% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BieJoli has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BieJoli itself is lower: < 0.1% within 12 months. It rests on far more data about BieJoli than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BieJoli. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 4.15 (2.05 in 2024), above the usual 1.5. Short-term debt is 23.2% and cash 66.3% of total assets. 23.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 days early
2024
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 3 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012575575
Incorporation
Founding capital of €2,000, 20 shares · Founder: DUFRAING Bie · Appointment: DUFRAING Bie (director) · published on 21-08-2024 · Gazette deed
First establishment
Paasbloemlaan 18, Kapellen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BieJoli Kapellen | €128,990 | €92,531 | 76.8% | - |
| SafeLab Antwerp | €140,435 | €96,936 | 94.1% | - |
| BRB Electromation Brecht | €129,891 | €89,166 | 46.5% | - |
| MIVE GROUP Antwerp | €135,260 | €104,929 | 71.3% | - |
| LMD CONSULTING Antwerp | €119,264 | €96,622 | 49.3% | - |
| HiTec Brecht | €125,072 | €86,322 | 52.0% | - |
| Qualico Pharma Fernelmont | €121,569 | €83,528 | 64.7% | - |
These companies have the same main activity as BieJoli: other professional, scientific and technical activities (NACE 74999). They are comparable in size and age: total assets between €119,000 and €140,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 19-08-2024Normal situation
- Activity
- Other professional, scientific and technical activitiesNACE 74999
- Establishment unit
- 2.363.037.4872950 Kapellen, since 19-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 11-09-2024
Annual accounts 2025
- €92,531▲ 186%
- ≈ €280,000estimated
- €71,513▲ 180%
- €99,085▲ 259%
- €128,990▲ 161%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on BieJoli
BieJoli has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,085 and a net result of €71,513.
Its solvency ranks better than 77% of 4,357 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-07-2026, 3 days before the deadline€92,531
▲ 186%
€90,576
▲ 183%
€71,513
▲ 180%
€94,136
▲ 328%
76.8%
▲ 20.9 percentage points
4.15
▲ 2.10
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €280,000. Estimated: probably between €180,000 and €480,000.
Balance sheet
balance sheet total €128,990 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
76.8%
Higher than 77% of 4,357 companies in 2025.
4.15
Higher than 77% of 4,189 companies in 2025.
55.4%
Higher than 93% of 4,219 companies in 2025.
BieJoli
Middle half of the sector
80% of the sector
Micro accounts in other professional activities (NACE 74)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
128,990 | 49,339 | |
21/28 |
4,948 | 6,433 | |
22/27 |
4,948 | 6,433 | |
23 |
2,312 | 3,138 | |
24 |
2,636 | 3,296 | |
29/58 |
124,042 | 42,905 | |
40/41 |
36,551 | 17,174 | |
40 |
16,412 | 17,174 | |
41 |
20,139 | - | |
54/58 |
85,537 | 23,887 | |
490/1 |
1,954 | 1,845 | |
| Balance sheet: equity and liabilities | |||
10/49 |
128,990 | 49,339 | |
10/15 |
99,085 | 27,571 | |
10/11 |
2,000 | 2,000 | |
13 |
97,085 | 25,571 | |
133 |
97,085 | 25,571 | |
17/49 |
29,905 | 21,767 | |
42/48 |
29,905 | 20,934 | |
44 |
1,444 | 1,211 | |
440/4 |
1,444 | 1,211 | |
45 |
27,998 | 15,092 | |
450/3 |
26,498 | 13,592 | |
454/9 |
1,500 | 1,500 | |
47/48 |
464 | 4,631 | |
492/3 |
0 | 833 | |
| Income statement | |||
9900 |
92,531 | 32,334 | |
630 |
1,835 | 290 | |
640/8 |
120 | - | |
9901 |
90,576 | 32,044 | |
75/76B |
146 | 19 | |
75 |
146 | 19 | |
65/66B |
63 | 15 | |
65 |
63 | 15 | |
9903 |
90,658 | 32,048 | |
67/77 |
19,145 | 6,477 | |
9904 |
71,513 | 25,571 | |
9905 |
71,513 | 25,571 | |
| Appropriation of the result | |||
9906 |
71,513 | 25,571 | |
691/2 |
71,513 | 25,571 | |
6921 |
71,513 | 25,571 | |
| Document | |||
The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 92,411 | 32,334 | ||
| 73,349 | 25,861 | ||
| 350 | 6,723 | ||
| 61,650 | - | ||
| 94,136 | 21,971 | ||
| 76.8% | 55.9% | ||
| 4.15 | 2.05 | ||
| 0.30 | 0.79 | ||
| 72.2% | 92.7% | ||
| 55.4% | 51.8% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €350 | €6,723 |
| Financial fixed assets | €0 | - |
| €1,835 | €290 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on BieJoli
The operating result for 2025 is 183% higher than in 2024.
Debt's share of the balance-sheet total falls from 44.1% to 23.2%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 21-08-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 28-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 21-08-2024
Mandates through the years
1 name, the dashed line is todayDUFRAING Bie
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DUFRAING Bie
- Director (not named in the articles), appointed by deed of 21-08-2024, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 20
- Contribution per share
- €100
- Equity per share
- €4,954 in 2025
- Source
- deed of 21-08-2024
Articles of association
deed of 21-08-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 21-08-2024 ↗
- DUFRAING Bie 20 shares (100%)
Network & group
No group
BieJoli has no parent and no holdings in its annual accounts. DUFRAING Bie is the only director. BieJoli shares no director with another company.
Timeline
Timeline
6 events since 2024Filings
Financial
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 3 days before the deadline
2025
Liquidity doubles current ratio 4.15 The current ratio rises from 2.05 to 4.15.
Annual accounts 2024 filed NBBmicro format · 2 days before the deadline
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1012575575
IncorporationFounding capital of €2,000, 20 shares · Founder: DUFRAING Bie · Appointment: DUFRAING Bie (director) · published on 21-08-20245 points ▸
- Founder, DUFRAING Bie
- Founding capital, €2,000, 20 shares
- Registered office clause, Paasbloemlaan 18, 2950 Kapellen
- Director appointment, DUFRAING Bie (director (not named in the articles))
- Power of attorney, Luc Dejongh (gemachtigde)
- The deed holds 3 more points.
First establishment Paasbloemlaan 18, Kapellen
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 19 August 2024, BieJoli was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 DUFRAING Bie is director of the company, appointed by deed of 21-08-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1012.575.575
- VAT number
- BE 1012.575.575
- Peppol ID
- 0208:1012575575
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 19-08-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 21-08-2024 (in Dutch)
- Peppol
- Reachable since 11-09-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BieJoli in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 21-08-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 21-08-2024 (in Dutch)
Activities
NACEBEL 202574999
Other professional, scientific and technical activities main activity
Codes under NACEBEL 2008
74909
Other professional, scientific and technical activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Consultancy inzake veiligheid,milieu,kwaliteitsbeheer en leiderschap; Preventieadviseur; Consulting en adviesverlening met betrekking tot…”deed of 21-08-2024 (in Dutch)
27 activities
- Consultancy inzake veiligheid,milieu,kwaliteitsbeheer en leiderschap
- Preventieadviseur
- Consulting en adviesverlening met betrekking tot alle aspecten van het operationeel beheer van vennootschappen en ondernemingen,het verlenen van managementbijstand aan en het uitvoeren van managementtaken in vennootschappen en ondernemingen.
- De bestudering van diverse problemen in verband met het opvatten en uitwerken van projecten van allerlei aard,zowel problemen van administratieve,organisatorische,financiële,juridische of technische aard en alle aanverwante vraagstukken
- Het uitvoeren van alle studies en onderzoek,het verrichten van marktonderzoek,promotie,raadgeving,prospectie,marketing,assistentie op gebied van management,engineering en consulting,commercieel,technisch,administratief,financieel,fiscaal en juridisch beheer en advies
- Weddingplanner
- Organisatie van diverse evenementen in de meest ruime zin
- Uitbaten van een kapsalon
- Uitbaten van drankgelegenheden zoals café,herberg,taverne,bierhuis,verkoop van alle dranken en levensmiddelen
- Traiteuractiviteiten
- Geven van opleidingen en workshops in de meest ruime zin
- Coaching en begeleiding in de meest ruime zin
- Aankoop,verkoop en aanhouden van participaties van andere vennootschappen
- De vennootschap mag in België en in het buitenland alle commerciële,industriële en financiële verrichtingen doen die in verband staan met haar voorwerp.
- Zij mag eveneens belangen hebben bij wijze van inbreng,inschrijving,of anderszins,in alle ondernemingen,verenigingen,vennootschappen die een gelijkaardig,analoog of aanverwant doel nastreven of wier doel van aard is dat van de vennootschap te bevorderen.
- Zij mag zich voor deze ondernemingen,verenigingen,of vennootschappen borg stellen of aval verlenen,voorschotten en krediet toestaan of andere waarborgen verstrekken.
- De vennootschap mag alle mandaten en functies in andere vennootschappen waarnemen.
- Het beheer in de ruimste zin van het woord,van onroerende goederen,daaronder begrepen de huur,de verhuur en de onderverhuur,de herstelling,de verbetering en de verbouwing,alsmede te gelegener tijd de aankoop,de oprichting en elke andere toevallige verwerving van onroerende goederen om ze ter uitoefening van en ter uitbreiding van genoemde beheersactiviteit verder blijvend te gebruiken.
- Vanzelfsprekend mag de vennootschap ook onroerende goederen vervreemden indien zulke vervreemding past in het normale beheer van haar vermogen.
- Daartoe kan de vennootschap samenwerken met,deelnemen in op gelijk welke wijze,rechtstreeks of zijdelings,belangen nemen in ondernemingen van allerlei aard,alle verbintenissen aangaan,haar onroerende goederen in hypotheek stellen en al haar andere goederen,met inbegrip van het handelsfonds,in pand stellen en mag aval verlenen voor alle leningen,kredietopeningen en andere verbintenissen,zowel voor haarzelf als voor alle derden.
- Kortom zij mag alles doen wat verband houdt met bovengenoemd doel of wat van aard is de verwezenlijking ervan te bevorderen.
- Het beheer van een eigen roerend en onroerend vermogen:het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,de aan- en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.
- Zij heeft in het algemeen de volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp,rechtstreeks of onrechtstreeks,geheel of ten dele vergemakkelijken.
- Zij kan belangen nemen door associatie,inbreng,fusie,financiële tussenkomst of op gelijk welke andere wijze,in alle vennootschappen,verenigingen of ondernemingen met een identiek,gelijklopend of samenhangend voorwerp met het hare,of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen.
- Zij kan de functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen.
- De vennootschap mag zich borgstellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren,in de meest ruime zin.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Paasbloemlaan 18 registered office 2950 Kapellen | 19-08-2024 | 2.363.037.487 |
Buildings and parcels at the address
- Ground area
- 581 m²
- Buildings
- 116 m²
- Volume, LiDAR
- 713 m³
- Tallest building
- 8.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11023A0212/00X005 | 581 m² | 1 · 116 m² | 8.8 m · 2 |