BIEBAK
ActiveSummary
BIEBAK has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,325 and a net result of €20,788. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 17220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▲+29
Solvency47▲+34
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.4 against 0.57 in 2024; short-term debt: 35.9% and cash: 18.7% of total assets), and 78.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 17220 sector peers (2025).
NBB · sector comparisonPosition among 17220 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-08-2025, 162 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
162 d early
2024
154 d early
2023
20 d early
2022
29 d late
2021
24 d late
2020
23 d late
2019
186 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€31,325
2024 · -€14,462
Total assets
€144,053▲ 23.3%
2024 · €116,863
Net result
€20,788▲ 17.4%
2024 · €17,712
Working capital
€20,686
2024 · -€30,549
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,623▼ 825%€0-€29,915€37,072€23,758▼ 35.9%
Net result-€4,827below the sector's middle half▼ 808%€391below the sector's middle half-€30,871below the sector's middle half€17,712within the sector's middle half€20,788within the sector's middle half▲ 17.4%
Equity-€1,695below the sector's middle half-€1,303below the sector's middle half▲ 23.1%-€32,174below the sector's middle half▼ 2,369%-€14,462below the sector's middle half▲ 55.1%€31,325within the sector's middle half
Total assets€6,501below the sector's middle half▼ 2.0%€6,893below the sector's middle half▲ 6.0%€111,354within the sector's middle half▲ 1,516%€116,863within the sector's middle half▲ 4.9%€144,053within the sector's middle half▲ 23.3%
Debt€8,196▲ 134%€8,196=€143,528▲ 1,651%€131,325▼ 8.5%€112,728▼ 14.2%
Working capital-€1,695below the sector's middle half-€1,303below the sector's middle half▲ 23.1%-€115,511below the sector's middle half▼ 8,764%-€30,549below the sector's middle half▲ 73.6%€20,686within the sector's middle half
Solvency-26.1%below the sector's middle half▼ 73.3pp-18.9%below the sector's middle half▲ 7.2pp-28.9%below the sector's middle half▼ 10.0pp-12.4%below the sector's middle half▲ 16.5pp21.7%below the sector's middle half▲ 34.1pp
Current ratio0.79below the sector's middle half▼ 1.100.84below the sector's middle half▲ 0.050.20below the sector's middle half▼ 0.650.57below the sector's middle half▲ 0.381.40within the sector's middle half▲ 0.83
Return on assets (ROA)-74.2%below the sector's middle half▼ 66.2pp5.7%within the sector's middle half▲ 79.9pp-27.7%below the sector's middle half▼ 33.4pp15.2%within the sector's middle half▲ 42.9pp14.4%within the sector's middle half▼ 0.7pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144,053
Fixed assets
€71,640 ▼ 5.8%
Current assets
€72,413 ▲ 77.6%
Equity and liabilities €144,053
Equity
€31,325
Debt
€112,728
Debt finances 78.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€28,205▼
2024 · €45,791
Cash flow
€25,234▼
2024 · €26,432
Debt to equity
3.60▲
2024 · -9.08
ROE
66.4%
Interest coverage
92.14▲
2024 · 2.39
Debt ≤ 1 year
€51,728▼
2024 · €71,325
Debt > 1 year
€60,000=
2024 · €60,000
Income taxes
€2,670▲
2024 · €205
Staff costs
€0▼
2024 · €115
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €3,408 | €115 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €4,825 | €8,720 | €4,447 | ▼ 49.0% |
| Other operating charges640/8 | €2,043 | €0 | €2,051 | €2,549 | €1,687 | ▼ 33.8% |
| Gross operating margin9900 | -€2,580 | €0 | -€19,631 | €48,456 | €29,892 | ▼ 38.3% |
| Operating profit (loss)9901 | -€4,623 | €0 | -€29,915 | €37,072 | €23,758 | ▼ 35.9% |
| Financial income75/76B | - | €428 | €7 | €36 | €5 | ▼ 85.9% |
| Recurring financial income75 | - | €428 | €7 | €36 | €5 | ▼ 85.9% |
| Financial charges65/66B | €204 | €37 | €963 | €19,190 | €306 | ▼ 98.4% |
| Recurring financial charges65 | €204 | €37 | €963 | €19,190 | €306 | ▼ 98.4% |
| Profit (loss) for the period before taxes9903 | -€4,827 | €391 | -€30,871 | €17,917 | €23,457 | ▲ 30.9% |
| Income taxes67/77 | - | - | - | €205 | €2,670 | ▲ 1,202% |
| Profit (loss) for the period9904 | -€4,827 | €391 | -€30,871 | €17,712 | €20,788 | ▲ 17.4% |
| Profit (loss) for the period to be appropriated9905 | -€4,827 | €391 | -€30,871 | €17,712 | €20,788 | ▲ 17.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6,501 | €6,893 | €111,354 | €116,863 | €144,053 | ▲ 23.3% |
| Fixed assets21/28 | - | - | €83,337 | €76,087 | €71,640 | ▼ 5.8% |
| Intangible fixed assets21 | - | - | €42,682 | €38,182 | €35,951 | ▼ 5.8% |
| Tangible fixed assets22/27 | - | - | €29,405 | €26,654 | €24,439 | ▼ 8.3% |
| Plant, machinery and equipment23 | - | - | - | €790 | €700 | ▼ 11.4% |
| Furniture and vehicles24 | - | - | €29,405 | €25,864 | €23,739 | ▼ 8.2% |
| Financial fixed assets28 | - | - | €11,250 | €11,250 | €11,250 | = |
| Current assets29/58 | €6,501 | €6,893 | €28,017 | €40,776 | €72,413 | ▲ 77.6% |
| Amounts receivable within one year40/41 | €6,476 | €6,892 | €15,047 | €38,910 | €42,487 | ▲ 9.2% |
| Trade receivables40 | - | - | - | €2,389 | €16,335 | ▲ 584% |
| Other amounts receivable41 | €6,476 | €6,892 | €15,047 | €36,521 | €26,152 | ▼ 28.4% |
| Current investments50/53 | - | - | - | - | €1,050 | - |
| Cash at bank and in hand54/58 | €25 | €0 | €11,529 | €1,867 | €26,964 | ▲ 1,344% |
| Deferred charges and accrued income490/1 | - | - | €1,440 | €0 | €1,912 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6,501 | €6,893 | €111,354 | €116,863 | €144,053 | ▲ 23.3% |
| Equity10/15 | -€1,695 | -€1,303 | -€32,174 | -€14,462 | €31,325 | ▲ 317% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €31,200 | ▲ 403% |
| Profit (loss) carried forward14 | -€7,895 | -€7,503 | -€38,374 | -€20,662 | €125 | ▲ 101% |
| Amounts payable17/49 | €8,196 | €8,196 | €143,528 | €131,325 | €112,728 | ▼ 14.2% |
| Amounts payable after more than one year17 | - | - | - | €60,000 | €60,000 | = |
| Financial debts170/4 | - | - | - | €60,000 | €60,000 | = |
| Amounts payable within one year42/48 | €8,196 | €8,196 | €143,528 | €71,325 | €51,728 | ▼ 27.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €8,374 | €3,399 | ▼ 59.4% |
| Financial debts43 | - | - | - | - | €0 | - |
| Other loans439 | - | - | - | - | €0 | - |
| Trade debts44 | €5,196 | €5,196 | €58,738 | €51,959 | €25,113 | ▼ 51.7% |
| Suppliers440/4 | €5,196 | €5,196 | €58,738 | €51,959 | €25,113 | ▼ 51.7% |
| Taxes, remuneration and social security45 | - | - | €1,719 | €1,487 | €6,816 | ▲ 358% |
| Taxes450/3 | - | - | €1,316 | €1,487 | €6,816 | ▲ 358% |
| Remuneration and social security454/9 | - | - | €403 | €0 | - | - |
| Other amounts payable47/48 | €3,000 | €3,000 | €83,071 | €9,506 | €16,401 | ▲ 72.5% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,827 | €391 | -€30,871 | €17,712 | €20,788 | ▲ 17.4% |
| + Depreciation and write-downs630 | - | - | €4,825 | €8,720 | €4,447 | ▼ 49.0% |
| Operating cash flow (approximation) | -€4,827 | €391 | -€26,046 | €26,432 | €25,234 | ▼ 4.5% |
| Investment in fixed assets (approximation) | - | - | - | -€1,469 | €0 | ▲ 100% |
| Change in cash | - | -€25 | €11,529 | -€9,663 | €25,097 | ▲ 360% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €20,788 ▲17.4%
Net result €20,788, the highest in the series.
30-06
Financial
Liquidity doublescurrent ratio 1.40
Current ratio from 0.57 to 1.40; short-term debt falls from €71,325 to €51,728.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €17,712
Net result €17,712 after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€30,871
Net result drops to -€30,871, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €391
Net result €391 after 3 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
02-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 186 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 2 establishment units since 2018
Ground area
5,389 m²
Building footprint
824 m²
Volume, LiDAR
4,305 m³
2 parcels, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Ketelstraat 25, 3440 Zoutleeuw
since 20182.276.254.062
Het Zoete Zijn
since 20232.348.167.684
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73031E0070/00R000 | Flanders | 4,650 m² | 1 · 705 m² | 7.8 m · 2 fl. |
| 24017B0018/00E000 | Flanders | 739 m² | 1 · 119 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 14,358 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-04-2018
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0694888994
Also
9925:BE0694888994
Registered
09-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.