BIEBAER
ActiveThe computed 12-month bankruptcy probability of BIEBAER is 1.5% (moderate). The 2025 annual accounts show equity of €563k and a net result of €95k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 13090 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-11
Solvency70▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.5 in 2024; short-term debt: 28.4% and cash: 0.1% of total assets), and 54.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.4%
Return on assets
7.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
1 d early
2022
21 d late
2021
15 d late
2020
60 d late
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€563k▲ 20.3%
2024 · €468k
2019: €217k
2020: €240k
2021: €244k
2022: €246k
2023: €316k
2024: €468k
2019 → 2025
Total assets
€1.24M▲ 30.1%
2024 · €953k
2019: €345k
2020: €371k
2021: €372k
2022: €340k
2023: €912k
2024: €953k
2019 → 2025
Net result
€95k▼ 37.6%
2024 · €152k
2019: €-13k
2020: €23k
2021: €4k
2022: €53k
2023: €70k
2024: €152k
2019 → 2025
Working capital
€-321k▼ 469%
2024 · €-56k
2019: €52k
2020: €82k
2021: €37k
2022: €53k
2023: €-126k
2024: €-56k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€244k-€246k▲ 0.8%€316k▲ 28.5%€468k▲ 48.1%€563k▲ 20.3%
Operating result€2k-€75k▲ 3,998%€96k▲ 28.5%€223k▲ 133%€145k▼ 35.0%
Net result€4k-€53k▲ 1,357%€70k▲ 32.8%€152k▲ 117%€95k▼ 37.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets
€1.21M▲ 34.7%
Current assets
€32k▼ 42.3%
Equity and liabilities €1.24M
Equity
€563k▲ 20.3%
Debt
€678k▲ 39.7%
The debt ratio rises from 50.9% to 54.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€226k▼
2024 · €280k
Cash flow
€175k▼
2024 · €209k
Solvency
45.4%▼
2024 · 49.1%
Current ratio
0.09▼
2024 · 0.50
Quick ratio
0.09▼
2024 · 0.50
Debt / equity
1.20▲
2024 · 1.04
ROE
16.8%▼
2024 · 32.5%
ROA
7.6%▼
2024 · 16.0%
Interest coverage
21.41▼
2024 · 38.15
Debt
€678k▲
2024 · €485k
Debt ≤ 1 year
€353k▲
2024 · €112k
Debt > 1 year
€320k▼
2024 · €371k
Income taxes
€41k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€953k€1.24M▲
Fixed assets21/28€897k€1.21M▲
Tangible fixed assets22/27€897k€1.21M▲
Land and buildings22€834k€1.10M▲
Plant, machinery and equipment23€10k€19k▲
Furniture and vehicles24€53k€93k▲
Current assets29/58€56k€32k▼
Amounts receivable within one year40/41€21k€30k▲
Trade receivables40€17k€21k▲
Other amounts receivable41€3k€9k▲
Cash at bank and in hand54/58€34k€1k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€953k€1.24M▲
Equity10/15€468k€563k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€132k€132k=
Reserves13€317k€411k▲
Distributable reserves133€317k€411k▲
Profit (loss) carried forward14€583€583=
Amounts payable17/49€485k€678k▲
Amounts payable after more than one year17€371k€320k▼
Financial debts170/4€371k€320k▼
Amounts payable within one year42/48€112k€353k▲
Current portion of amounts payable after more than one year42€63k€51k▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€6k€15k▲
Suppliers440/4€6k€15k▲
Taxes, remuneration and social security45€28k€11k▼
Taxes450/3€28k€11k▼
Other amounts payable47/48€16k€272k▲
Accrued charges and deferred income492/3€1k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€81k▲
Other operating charges640/8€7k€4k▼
Gross operating margin9900€287k€230k▼
Operating profit (loss)9901€223k€145k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€7k€11k▲
Recurring financial charges65€7k€11k▲
Profit (loss) for the period before taxes9903€218k€136k▼
Income taxes67/77€66k€41k▼
Profit (loss) for the period9904€152k€95k▼
Profit (loss) for the period to be appropriated9905€152k€95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€153k€95k▼
Profit (loss) brought forward from the previous period14P€583€583=
Transfer to equity691/2€152k€95k▼
To other reserves6921€152k€95k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €500kEq €563k ▲20.3%
6 profitable years in a row build equity to €563k.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €152k ▲117%
Operating result €223k, net result €152k, both a record.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
31-03
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
2019
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijfpachtgoenstraat 3A8700 TieltGround area
2,688 m²
Building footprint
375 m²
Volume, LiDAR
2,066 m³
2 parcels, Flanders · tallest building 15.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Pièce Unique
since 20042.144.259.531
BIEBAER
since 20082.177.099.375
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37015A0393/00D000 | Flanders | 2,511 m² | 1 · 198 m² | 7.2 m · 2 fl. |
| 37015K0494/00B000 | Flanders | 177 m² | 1 · 177 m² | 15.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HILL 62
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BVZ
BE 0821.808.942
Kortenberg · Eq €565k
MONTMARTRE
BE 0452.819.556
Geel · Eq €559k
L'ETOILE D'ARGENT
BE 0538.742.651
Anderlecht · Eq €567k
Of 14,028 companies in sector 56301 we hold annual accounts for 4,893. 1,858 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2000
Fiscal year end31-03
Activities, NACEBEL
55401
56301Cafés and bars
74872
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.