BIE MATIES
ActiveSummary
BIE MATIES has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,643 and a net result of €4,510. Equity has been growing by about 4.8% per year since 2023. Its solvency ranks better than 59% of 22,793 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Official details
Source: KBO- Status
- Active since 03-03-2023 Normal situation
- Activity
- Retail sale of bread and pastry (bakery outlets) NACE 47241and 5 others
- Establishment unit
- 2.342.501.005 8490 Jabbeke, since 03-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Board and ownership
- OSAER Steve MarcelDirector · since 02-03-2023
- MATTHYS Stefanie AgnèsDirector
- OSAER Steve Marcelfounderact of 07-03-2023
- MATTHYS Stefanie Agnèsfounderact of 07-03-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.6%
- Gross margin
- €44,846
- ▲ 22.7%
- Turnover
- ≈ €430,000
- estimated
- Profit
- €4,510
- Equity
- €40,643
- ▲ 12.5%
- Total assets
- €92,318
- ▼ 14.1%
- Employees on 31-12-2025
- 1
- ▼ 50.0%
Score breakdownraises riskSize: total assets €92,318Founded in 2023lowers riskLiquidity: current ratio 1.82, cash €21,710Figures for financial year 2025 (filed on 26-06-2026)Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 59% of them on solvency, 75% on liquidity, 61% on profitability and 64% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 2 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Recent changes
- · Gazette deed IncorporationFounding capital of €3,000, 100 shares · Founders: OSAER Steve Marcel and MATTHYS Stefanie Agnès · Appointments: OSAER Steve Marcel (director) and MATTHYS Stefanie Agnès (director)
Comparable companies
These companies have the same main activity as BIE MATIES: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €59,900 and €109,000, founded between 2022 and 2023.
| Company | Total assets | Gross margin |
|---|---|---|
| BIE MATIES Jabbeke | €92,318 | €44,846 |
| Tart'es Herselt | €109,088 | €40,782 |
| MISÉRA - BLÉ Damme | €104,663 | €36,451 |
| FNBP Amay | €68,100 | €46,548 |
| Spanoghe Brasschaat | €97,807 | €65,783 |
| HanToonius Kapellen | €71,561 | €62,307 |
| LA MIE RICHARD Eghezée | €59,884 | €49,837 |
Key facts about BIE MATIES
- What is the company number of BIE MATIES?
- The company number of BIE MATIES is 0799.144.990. The VAT number is the same number with BE in front: BE 0799.144.990.
- Where is BIE MATIES based?
- The registered office is at Gistelsteenweg 497, 8490 Jabbeke.Company details
- What does BIE MATIES do?
- According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
- What is the legal form of BIE MATIES?
- The legal form of BIE MATIES is Private limited company (BV).
- When was BIE MATIES founded?
- BIE MATIES was founded on 03-03-2023.
- Is BIE MATIES still active?
- Yes, BIE MATIES is an active enterprise in the KBO register.
- How many employees does BIE MATIES have?
- BIE MATIES had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BIE MATIES?
- The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €44,846 and 49 comparable companies (NACE 472). It probably lies between €240,000 and €720,000.
- Is BIE MATIES profitable?
- In financial year 2025, BIE MATIES made a profit of €4,510.
- Where can I find the annual accounts of BIE MATIES?
- BIE MATIES filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BIE MATIES due?
- BIE MATIES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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