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BIE - LOW

Active
Private limited companyfounded 200223 yrs activeRistweg 5, 3012 Leuven, BelgiumKBO/BCE: BE 0478.873.558
Summary

The computed 12-month bankruptcy probability of BIE - LOW is 3.1% (moderate). The 2025 annual accounts show equity of €133,121 and a net result of €8,125. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 1103 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Risk analysisWatch ReportCompare
BIE - LOWActiveChecked score 52/100
Risk analysis ReportCompare

Overview

What they do
Civil engineering
NACE 42919NACE 45242
1 site
How big
€433,974total assets 2025
Equity
€133,121
Profit
€8,125
Turnover not published (abridged schema)
Financially healthy?
52 Fair Checked score 2025
Bankruptcy chance 12 m
3.1%
Who decides
Accounts 32 d early0 of 2 deeds read
Why 52- Recent warning signals- Higher-failure-rate sector- Ex-officio strike-off- Administrative warnings in the KBO publications+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
52 / 100
Fair
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-6
Solvency56▲+4
Growth52▼-26
Track record84
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.28 against 0.25 in 2024; short-term debt: 52.6% and cash: 12.8% of total assets), and 69.3% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Civil engineering (NACE 42)
about 27% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
30.7%
Return on assets
1.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 d early
2024
28 d early
2023
35 d early
2022
4 d early
2021
12 d early
2020
9 d late
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
UBO non-compliance×2
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Annual accounts filedfiscal year 2025 · micro…
  2. UBO non-complianceevent 23-03-2026
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Among the largest 17% on total assetssector median €135,425 · 1,103 companies €433,974 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Total assets 20256 fiscal years filed €433,974 View

By topic

Financials

Fiscal year
2025
Total assets
€433,974
Profit
€8,125
Solvency
30.7%
Total assets▼ 6.5%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 29-06-2026Annual accounts filed
  2. 03-04-2026UBO non-compliance
  3. 03-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Civil engineeringNACE 42919
Founded
14-11-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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