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BICU

Active
Private limited companyfounded 2024active for 2 yearsRue Pierquin 6, 5030 Gembloux, BelgiumKBO/BCE: BE 1015.557.138
Summary

The computed 12-month bankruptcy probability of BICU is 5.1% (elevated). The 2025 annual accounts show equity of €151 and a net result of -€2,349. Its solvency ranks better than 10% of 34,747 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
BICUActiveChecked score 34/100
Risk analysis ReportCompare

Overview

Activity
Specialised construction activities
NACE 43130
1 site
Size
€26,251total assets 2025
Equity
€151
Loss
-€2,349
Turnover not published (micro format)
Financial health
34 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.1%
Structure
2025 accounts filed 29 days late
Why 34raises riskFounded in 2024Liquidity: current ratio 1.00, cash €11 change of registered office in 24 monthslowers riskSize: total assets €26,251Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 8% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 26
equity 0.6% of total assets
Liquidity 0
short-term debt 99.4% · cash 0.0%
Profitability 15
return on assets -8.9%
Bankruptcy probability, 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,658 companies, NACE 43, micro)
Last 24 months 11-2025: 3.8%lowest value 12-2025: 3.8%● unchanged vs 11-2025lowest value 01-2026: 3.9%▲ +0.1 percentage points vs 12-2025 02-2026: 4.3%▲ +0.4 percentage points vs 01-2026 03-2026: 4.5%▲ +0.2 percentage points vs 02-2026 04-2026: 4.9%▲ +0.4 percentage points vs 03-2026 05-2026: 4.9%● unchanged vs 04-2026 06-2026: 5.1%▲ +0.2 percentage points vs 05-2026 07-2026: 5.2%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 5.1%▼ -0.1 percentage points vs 07-2026 09-2026: 5.0%▼ -0.1 percentage points vs 08-2026 10-2026: 5.1%▲ +0.1 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.0, below the usual 1.5; short-term debt: 99.4% and cash: 0% of total assets), and 99.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 8% on solvency, 1% on liquidity and 13% on profitability.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.00, cash €1
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €26,251
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 34747 sector peers (2025).
NBB · sector comparison
Position among 34747 sector peers
Solvency
better than 10%
← weakest strongest →
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
29 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move · Director in…
  3. IncorporationAppointment: PETCULESCU Marian Claudiu (director)…

Key points

  • Caution: Among the weakest 10% on equitysector median €57,780 · 34,759 companies €151 View
  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €26,251 View

By topic

Financials

Financial year
2025
Total assets
€26,251
Loss
-€2,349
Solvency
0.6%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Specialised construction activitiesNACE 43130
Founded
25-10-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
32
Purpose
“Toutes opérations se rapportant directement ou indirectement à l’entretien,à la…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about BICU

What is the company number of BICU?
1015.557.138. In Belgium the VAT number is the company number with BE in front: BE 1015.557.138.
Where is BICU based?
The registered office is at Rue Pierquin 6, 5030 Gembloux.Company details
What does BICU do?
According to the KBO register, the main activity is specialised construction activities (NACE 43130).
What is the legal form of BICU?
Private limited company (BV).
When was BICU founded?
On 25-10-2024.
Is BICU still active?
Yes, BICU is an active enterprise in the KBO register.
What is the turnover of BICU?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is BICU profitable?
In financial year 2025, BICU made a loss of €2,349.
Where can I find the annual accounts of BICU?
BICU filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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