BICOMA

Active

Private limited companyfounded 20242 yrs activeBrusselsesteenweg 19, 9280 Lebbeke, BelgiumKBO/BCE: BE 1004.790.435

Summary

The computed 12-month bankruptcy probability of BICOMA is 2.2% (moderate). The 2025 annual accounts show equity of €10,353 and a net result of €7,353. Its solvency ranks better than 30% of 20110 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

BICOMAActiveChecked score 52/100

Risk analysis Report Compare

Activity

Retail trade

NACE 47714

1 site

Size

€95,586total assets 2025

Equity: €10,353
Profit: €7,353

Turnover not published (abridged schema)

Financial health

52 Fair Checked score 2025

Bankruptcy chance 12 m: 2.2%

Structure

Accounts 16 d early0 of 1 deed read

Why 52- Founded in 2024- Sector Retail trade (NACE 47)- Equity €10,353 (10.8% of total assets)- Size: total assets €95,586Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 35% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 36

equity 10.8% of total assets

Liquidity 7

short-term debt 89.2% · cash 4.9%

Profitability 78

return on assets 7.7%

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)

Last 24 months 02-2025: 1.8%lowest value 03-2025: 1.8%● 0.0% vs 02-2025lowest value 04-2025: 1.9%▲ +4.8% vs 03-2025 05-2025: 2.2%▲ +16.8% vs 04-2025 06-2025: 2.3%▲ +5.7% vs 05-2025 07-2025: 2.6%▲ +10.3% vs 06-2025 08-2025: 2.9%▲ +10.4% vs 07-2025 09-2025: 2.9%● 0.0% vs 08-2025 10-2025: 2.8%▼ -1.4% vs 09-2025 11-2025: 2.8%▼ -1.1% vs 10-2025 12-2025: 3.0%▲ +8.7% vs 11-2025 01-2026: 3.2%▲ +4.2% vs 12-2025 02-2026: 3.2%▲ +1.1% vs 01-2026highest value 03-2026: 3.2%● 0.0% vs 02-2026highest value 04-2026: 3.2%● 0.0% vs 03-2026highest value 05-2026: 3.2%● 0.0% vs 04-2026highest value 06-2026: 3.2%● 0.0% vs 05-2026highest value 07-2026: 3.2%● 0.0% vs 06-2026highest value 08-2026: 2.4%▼ -23.9% vs 07-2026 09-2026: 2.4%▼ -2.9% vs 08-2026 10-2026: 2.2%▼ -7.4% vs 09-2026

Founded in 2024 raises the probability for this profile
Sector Retail trade (NACE 47) raises the probability
Equity €10,353 (10.8% of total assets) raises the probability
Size: total assets €95,586 raises the probability for this profile

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.99; short-term debt: 89.2% and cash: 4.9% of total assets), and 89.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 27%, liquidity 8%, profitability 68%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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