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BICOMA

Active
Private limited companyfounded 20242 yrs activeBrusselsesteenweg 19, 9280 Lebbeke, BelgiumKBO/BCE: BE 1004.790.435
Summary

The computed 12-month bankruptcy probability of BICOMA is 1.9% (moderate). The 2025 annual accounts show equity of €10,353 and a net result of €7,353. Its solvency ranks better than 30% of 18973 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability78
Solvency36
Growth-
Track record67
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
16 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BICOMA was incorporated on 16 January 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€10,353
Total assets
€95,586
Net result
€7,353
Working capital
-€444

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €95,586
Fixed assets €10,796
Current assets €84,789
Equity and liabilities €95,586
Equity €10,353
Debt €85,233
Debt finances 89.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€19,891
Cash flow
€15,306
Current ratio
0.99
Quick ratio
0.11
Debt to equity
8.23
ROE
71.0%
ROA
7.7%
Interest coverage
185.29
Debt ≤ 1 year
€85,233
Income taxes
€4,966

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€95,586
Fixed assets21/28€10,796
Tangible fixed assets22/27€10,796
Plant, machinery and equipment23€1,293
Furniture and vehicles24€1,801
Other tangible fixed assets26€7,702
Current assets29/58€84,789
Stocks and contracts in progress3€75,308
Stocks30/36€75,308
Amounts receivable within one year40/41€1,533
Trade receivables40€1,533
Cash at bank and in hand54/58€4,722
Deferred charges and accrued income490/1€3,227
Equity and liabilities
Total equity and liabilities10/49€95,586
Equity10/15€10,353
Contributions10/11€3,000
Reserves13€7,353
Distributable reserves133€7,353
Amounts payable17/49€85,233
Amounts payable within one year42/48€85,233
Trade debts44€30,948
Suppliers440/4€30,948
Taxes, remuneration and social security45€8,970
Taxes450/3€8,970
Other amounts payable47/48€45,315
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,953
Other operating charges640/8€1,106
Gross operating margin9900€20,998
Operating profit (loss)9901€11,938
Financial income75/76B€488
Recurring financial income75€488
Financial charges65/66B€107
Recurring financial charges65€107
Profit (loss) for the period before taxes9903€12,318
Income taxes67/77€4,966
Profit (loss) for the period9904€7,353
Profit (loss) for the period to be appropriated9905€7,353
Appropriation of the result
Profit (loss) to be appropriated9906€7,353
Transfer to equity691/2€7,353
To other reserves6921€7,353

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,953
Other operating charges640/8€1,106
Gross operating margin9900€20,998
Operating profit (loss)9901€11,938
Financial income75/76B€488
Recurring financial income75€488
Financial charges65/66B€107
Recurring financial charges65€107
Profit (loss) for the period before taxes9903€12,318
Income taxes67/77€4,966
Profit (loss) for the period9904€7,353
Profit (loss) for the period to be appropriated9905€7,353
Line2025
Assets
Total assets20/58€95,586
Fixed assets21/28€10,796
Tangible fixed assets22/27€10,796
Plant, machinery and equipment23€1,293
Furniture and vehicles24€1,801
Other tangible fixed assets26€7,702
Current assets29/58€84,789
Stocks and contracts in progress3€75,308
Stocks30/36€75,308
Amounts receivable within one year40/41€1,533
Trade receivables40€1,533
Cash at bank and in hand54/58€4,722
Deferred charges and accrued income490/1€3,227
Equity and liabilities
Total equity and liabilities10/49€95,586
Equity10/15€10,353
Contributions10/11€3,000
Reserves13€7,353
Distributable reserves133€7,353
Amounts payable17/49€85,233
Amounts payable within one year42/48€85,233
Trade debts44€30,948
Suppliers440/4€30,948
Taxes, remuneration and social security45€8,970
Taxes450/3€8,970
Other amounts payable47/48€45,315
Line2025
Profit (loss) for the period9904€7,353
+ Depreciation and write-downs630€7,953
Operating cash flow (approximation)€15,306

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
192 m²
Building footprint
123 m²
Volume, LiDAR
932 m³
Parcel 42011A0886/00E000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
BICOMA
Brusselsesteenweg 19, 9280 LebbekeRetail trade
since 20242.355.515.732
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42011A0886/00E000 Flanders 192 m² 1 · 123 m² 10.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 519 companies in this sector we hold annual accounts for 266. 112 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded16-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47714Retail trade
43240Other construction installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004790435
Also 9925:BE1004790435
Registered 13-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.