BICI & MOTORI
ActiveBICI & MOTORI has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €-6k. Equity is shrinking by ~8.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▲+2
Solvency67▼-4
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.83 in 2024; short-term debt: 58.5% of total assets), but 58.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.5%
Return on assets
-6.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
28 d late
2022
31 d late
2021
29 d late
2020
27 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▼ 13.8%
2024 · €41k
2018: €37k
2019: €60k
2020: €69k
2021: €58k
2022: €52k
2023: €49k
2024: €41k
2018 → 2025
Total assets
€85k▼ 5.4%
2024 · €90k
2018: €241k
2019: €245k
2020: €171k
2021: €61k
2022: €82k
2023: €89k
2024: €90k
2018 → 2025
Net result
€-6k▲ 26.2%
2024 · €-8k
2018: €14k
2019: €23k
2020: €8k
2021: €-11k
2022: €-6k
2023: €-3k
2024: €-8k
2018 → 2025
Working capital
€35k▼ 13.4%
2024 · €41k
2018: €140k
2019: €137k
2020: €123k
2021: €56k
2022: €51k
2023: €48k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€52k▼ 9.8%€49k▼ 6.7%€41k▼ 15.7%€35k▼ 13.8%
Operating result€-9k-€-5k▲ 47.2%€-320▲ 93.1%€-4k▼ 1,011%€-2k▲ 55.9%
Net result€-11k-€-6k▲ 48.1%€-3k▲ 38.1%€-8k▼ 120%€-6k▲ 26.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€212▼ 50.0%
Current assets
€85k▼ 5.2%
Equity and liabilities €85k
Equity
€35k▼ 13.8%
Debt
€50k▲ 1.6%
The debt ratio rises from 54.4% to 58.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-1k▲
2024 · €-3k
Cash flow
€-5k▲
2024 · €-7k
Solvency
41.5%▼
2024 · 45.6%
Current ratio
1.71▼
2024 · 1.83
Quick ratio
1.71▼
2024 · 1.83
Debt / equity
1.41▲
2024 · 1.19
ROE
-16.0%▲
2024 · -18.7%
ROA
-6.6%▲
2024 · -8.5%
Interest coverage
-0.33▲
2024 · -0.81
Debt
€50k▲
2024 · €49k
Debt ≤ 1 year
€50k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€85k▼
Fixed assets21/28€424€212▼
Tangible fixed assets22/27€424€212▼
Land and buildings22€424€212▼
Current assets29/58€89k€85k▼
Amounts receivable within one year40/41€89k€85k▼
Other amounts receivable41€89k€85k▼
Cash at bank and in hand54/58€218-
Equity and liabilities
Total equity and liabilities10/49€90k€85k▼
Equity10/15€41k€35k▼
Contributions10/11€19k€19k=
Reserves13€22k€17k▼
Distributable reserves133€22k€17k▼
Amounts payable17/49€49k€50k▲
Amounts payable within one year42/48€49k€50k▲
Financial debts43€49k€50k▲
Credit institutions430/8€49k€50k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€212€212=
Other operating charges640/8€809€1k▲
Gross operating margin9900€-3k-
Operating profit (loss)9901€-4k€-2k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-8k€-6k▲
Profit (loss) for the period9904€-8k€-6k▲
Profit (loss) for the period to be appropriated9905€-8k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-6k▲
Transfer from equity791/2€8k€6k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-11k ▼231%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 18.59
Current ratio from 3.66 to 18.59; short-term debt falls from €46k to €3k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial
Highest result since 2018net €23k ▲61.9%
Operating result €35k, net result €23k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bogaerdenstraat 373440 ZoutleeuwGround area
1,838 m²
Building footprint
712 m²
Volume, LiDAR
2,853 m³
Parcel 24130B0376/00K002, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bogaerdenstraat 37, 3440 Zoutleeuw
since 20162.254.857.842
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24130B0376/00K002 | Flanders | 1,838 m² | 1 · 712 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2016
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.