BICCONSTRUCT
ActiveSummary
BICCONSTRUCT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €11k. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency74▼-22
Growth73=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 2.71 in 2024; short-term debt: 50.7% and cash: 12.7% of total assets), but 50.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.3%
Return on assets
10.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
23 d early
2023
23 d late
2022
28 d late
2021
30 d late
2020
43 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€245k▼ 2.8%
2022 · €252k
2021: €205k
2022: €252k
2021 → 2023
EBIT margin
2.0%▼ 1.5pp
2022 · 3.6%
2021: -1.3%
2022: 3.6%
2021 → 2023
Net result
€11k▼ 41.4%
2024 · €19k
2018: €-680
2019: €-4k
2020: €4k
2021: €-4k
2022: €6k
2023: €4k
2024: €19k
2018 → 2025
Working capital
€37k▲ 37.9%
2024 · €27k
2018: €13k
2019: €-582
2020: €-6k
2021: €-304
2022: €3k
2023: €8k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€205k-€252k▲ 23.3%€245k▼ 2.8%
Equity€11k-€16k▲ 52.1%€20k▲ 25.9%€39k▲ 90.5%€50k▲ 27.9%
Operating result€-3k-€9k€5k▼ 44.3%€27k▲ 432%€15k▼ 44.4%
Net result€-4k-€6k€4k▼ 24.4%€19k▲ 340%€11k▼ 41.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€13k ▲ 5.9%
Current assets
€88k ▲ 108%
Equity and liabilities €101k
Equity
€50k ▲ 27.9%
Debt
€51k ▲ 228%
Debt's share of the balance-sheet total rises from 28.6% to 50.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €27k
Cash flow
€11k▼
2024 · €19k
Current ratio
1.72▼
2024 · 2.71
Debt to equity
1.03▲
2024 · 0.40
ROE
21.8%▼
2024 · 47.5%
ROA
10.7%▼
2024 · 33.9%
Interest coverage
69.26▲
2024 · 55.34
Debt ≤ 1 year
€51k▲
2024 · €16k
Income taxes
€4k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€55k€101k▲
Fixed assets21/28€12k€13k▲
Tangible fixed assets22/27€12k€12k▲
Plant, machinery and equipment23-€716
Assets under construction and advance payments27€12k€12k=
Financial fixed assets28€700€700=
Current assets29/58€42k€88k▲
Amounts receivable within one year40/41€22k€76k▲
Trade receivables40€18k€70k▲
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€20k€13k▼
Equity and liabilities
Total equity and liabilities10/49€55k€101k▲
Equity10/15€39k€50k▲
Contributions10/11€6k€6k=
Reserves13€708€708=
Non-distributable reserves130/1€708€708=
Reserves not available under the articles1311€708€708=
Profit (loss) carried forward14€32k€43k▲
Amounts payable17/49€16k€51k▲
Amounts payable within one year42/48€16k€51k▲
Trade debts44€8k€20k▲
Suppliers440/4€8k€20k▲
Taxes, remuneration and social security45€7k€16k▲
Taxes450/3€7k€6k▼
Remuneration and social security454/9-€11k
Other amounts payable47/48€15€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€211€358▲
Gross operating margin9900€27k€15k▼
Operating profit (loss)9901€27k€15k▼
Financial charges65/66B€487€220▼
Recurring financial charges65€487€220▼
Profit (loss) for the period before taxes9903€26k€15k▼
Income taxes67/77€8k€4k▼
Profit (loss) for the period9904€19k€11k▼
Profit (loss) for the period to be appropriated9905€19k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€43k▲
Profit (loss) brought forward from the previous period14P€14k€32k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €19k ▲340%
Operating result €27k, net result €19k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.71
Current ratio from 1.03 to 2.71; short-term debt falls from €260k to €16k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-4k ▼194%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Petrus Turcksinstraat 161830 Machelen (Brab.)Ground area
1.1 ha
Building footprint
1,098 m²
Volume, LiDAR
48,290 m³
2 parcels, Brussels, Flanders · tallest building 51.1 m, ±16 floors. Linked by address, not a title deed.
1 establishment unit
Bicconstruct
since 20132.215.855.033
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372D0122/00L000 | Brussels | 1.1 ha | 1 · 999 m² | 51.1 m · 16 fl. |
| 23047B0007/00T005 | Flanders | 196 m² | 1 · 99 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CO-NO
BE 0784.236.288
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JEROEN D'HONT
BE 0874.876.256
Zele · Eq €49,906
GHYCO
BE 0877.015.206
Wellen · Eq €49,942
SOUBRY LORENZO
BE 0552.539.120
Kuurne · Eq €49,975
TOP CLASSE
BE 0892.124.836
Anderlecht · Eq €49,981
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,088 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.