Losses
-€7,959 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
BIBUS
Lifetime
4 annual accounts with figures on one time axispeak €116,117 (2022)
-€2,950▲ €3,292
lowest -€4,694 (2024)
-€3,265▲ €1,429
peak €13,527 (2023)
€5,568▼ 37.0%
€4,049▼ 27.4%
peak 1.7 FTE (2022)
-not published
Board1 name since 2021
1 directorRimez Fabrice Marcel Joseph
Documentsfilings and deeds
26-08-202626 days late
2025abbreviated format
Gross margin from -€6,242 to -€2,950Loss of €3,265Equity from €8,833 to €5,568Debts from €5,577 to €4,049Cash from €2,862 to €917
Key points
from the 2025 annual accountsFilings
4 annual accounts 4 late
The 2022 accounts came latest: 67 days after the end of the period.
Starting capital
€3,000 100 shares
Checked score
50
Fair
Financially stronger than 35% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,796 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 6.2%
01-2025: 6.2%● unchanged vs 12-2024
02-2025: 6.2%● unchanged vs 01-2025
03-2025: 6.1%▼ -0.1 percentage points vs 02-2025
04-2025: 6.9%▲ +0.8 percentage points vs 03-2025
05-2025: 7.5%▲ +0.6 percentage points vs 04-2025
06-2025: 7.6%▲ +0.1 percentage points vs 05-2025
07-2025: 7.6%● unchanged vs 06-2025
08-2025: 9.0%▲ +1.4 percentage points vs 07-2025highest value
09-2025: 3.1%▼ -5.9 percentage points vs 08-2025
10-2025: 3.1%● unchanged vs 09-2025
11-2025: 3.1%● unchanged vs 10-2025
12-2025: 3.1%● unchanged vs 11-2025
01-2026: 3.1%● unchanged vs 12-2025
02-2026: 3.0%▼ -0.1 percentage points vs 01-2026
03-2026: 2.0%▼ -1.0 percentage point vs 02-2026lowest value
04-2026: 2.1%▲ +0.1 percentage points vs 03-2026
05-2026: 2.2%▲ +0.1 percentage points vs 04-2026
06-2026: 2.2%● unchanged vs 05-2026
07-2026: 2.3%▲ +0.1 percentage points vs 06-2026
08-2026: 2.9%▲ +0.6 percentage points vs 07-2026
09-2026: 3.2%▲ +0.3 percentage points vs 08-2026
10-2026: 3.2%● unchanged vs 09-2026
11-2026: 3.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2021
Last filed accounts filed 26 days late; 1 of the last 3 accounts late
lowers risk
Equity €5,568 (57.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 75% of them on solvency, 37% on liquidity, 8% on profitability and 18% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as BIBUS has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BIBUS itself: 3.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for BIBUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€3,265
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
26 days late
2024
29 days late
2023
63 days late
2022
67 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 46 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 September (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0779431820
General meeting of 09-10-2024
Gazette deed
Registered office moved from Enghien to Tubize
New registered office: rue de Clabecq n° 6, 1480 Tubize · Previous registered office: Chaussée Brunehault 4, 7850 Enghien · General meeting of 05-01-2024 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founder: Rimez Fabrice Marcel Joseph · Appointment: Rimez Fabrice Marcel Joseph (director) · published on 30-12-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BIBUS Tubize | €9,617 | -€2,950 | 57.9% | - |
| Denise - Ruche Citoyenne Mont-Saint-Guibert | €9,026 | €31 | -68.6% | - |
| RED CUP Charleroi | €9,597 | -€979 | 46.8% | - |
| GIVE LIFE Brugelette | €9,895 | -€2,737 | 61.1% | - |
| CHR CONCEPT BY CARPE DIEM Sint-Gillis (bij-Brussel) | €8,480 | €210 | 70.3% | - |
| Crossroads Antwerp Antwerp | €8,387 | -€37,184 | -538.6% | - |
| THIKY Holsbeek | €8,179 | -€1,017 | -508.9% | - |
These companies have the same main activity as BIBUS: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €8,180 and €9,900, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 28-12-2021Normal situation
- Activity
- Cafés and barsNACE 56301and 3 others
- Establishment unit
- 2.326.768.7917850 Enghien, since 28-12-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 04-03-2026
Insights on BIBUS
BIBUS files the abbreviated format. That format states no turnover. The gross margin fell from €116,117 in 2022 to -€2,950 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BIBUS
- What is the company number of BIBUS?
- The company number of BIBUS is 0779.431.820. The VAT number is the same number with BE in front: BE 0779.431.820.
- Where is BIBUS based?
- The registered office is at Rue de Clabecq 6, 1480 Tubize.Company details
- What does BIBUS do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of BIBUS?
- BIBUS is a private limited company (BV).
- When was BIBUS founded?
- BIBUS was founded on 28-12-2021.
- Is BIBUS still active?
- Yes, BIBUS is an active enterprise in the KBO register.
- How many employees does BIBUS have?
- BIBUS had an average of 1.6 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of BIBUS?
- The annual accounts for financial year 2025 state no turnover.
- Is BIBUS profitable?
- In financial year 2025, BIBUS made a loss of €3,265.
- Where can I find the annual accounts of BIBUS?
- BIBUS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BIBUS due?
- BIBUS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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