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BIBLO

Active
Private limited companyfounded 2018active for 8 yearsDorpsplein 14, 2950 Kapellen, BelgiumKBO/BCE: BE 0695.934.022
Summary

The computed 12-month bankruptcy probability of BIBLO is 3.0% (moderate). The 2025 annual accounts show equity of €24,983 and a net result of €81,769. Equity is growing by about 31% per year across the filed financial years. Its solvency ranks better than 31% of 4,746 sector peers (NACE 56, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Full-service restaurants
NACE 56111
1 site
Size
€223,760total assets 2025
Staff
12.1 FTE
Equity
€24,983
Profit
€81,769
Turnover not published (abbreviated or micro format)
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.0%
Structure
2025 accounts 1 day early3 of 4 deeds summarised
Why 51raises riskSector: Food and beverage service activities (NACE 56)Size: 12.1 FTE, total assets €223,760Equity €24,983 (11.2% of total assets)lowers riskFigures for financial year 2025 (filed 30-07-2026)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 55% of its sector peers (NACE 56, small)
Financial strength · tick = 2024
Average
Solvency 36+36
equity 11.2% of total assets
Liquidity 4-12
short-term debt 87.0% · cash 1.8%
Profitability 100+57
return on assets 36.5%
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (1,616 companies, NACE 56, small)
Last 24 months 11-2024: 2.8% 12-2024: 2.8%● unchanged vs 11-2024 01-2025: 2.8%● unchanged vs 12-2024 02-2025: 2.8%● unchanged vs 01-2025 03-2025: 2.8%● unchanged vs 02-2025 04-2025: 2.9%▲ +0.1 percentage points vs 03-2025 05-2025: 2.8%▼ -0.1 percentage points vs 04-2025 06-2025: 2.7%▼ -0.1 percentage points vs 05-2025 07-2025: 3.1%▲ +0.4 percentage points vs 06-2025 08-2025: 2.8%▼ -0.3 percentage points vs 07-2025 09-2025: 2.8%● unchanged vs 08-2025 10-2025: 2.8%● unchanged vs 09-2025 11-2025: 2.8%● unchanged vs 10-2025 12-2025: 2.8%● unchanged vs 11-2025 01-2026: 2.4%▼ -0.4 percentage points vs 12-2025lowest value 02-2026: 3.8%▲ +1.4 percentage points vs 01-2026 03-2026: 3.7%▼ -0.1 percentage points vs 02-2026 04-2026: 3.8%▲ +0.1 percentage points vs 03-2026 05-2026: 4.4%▲ +0.6 percentage points vs 04-2026highest value 06-2026: 4.3%▼ -0.1 percentage points vs 05-2026 07-2026: 4.0%▼ -0.3 percentage points vs 06-2026 08-2026: 3.2%▼ -0.8 percentage points vs 07-2026 09-2026: 3.2%● unchanged vs 08-2026 10-2026: 3.0%▼ -0.2 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.69, compared with 0.28 in 2024, below 1; short-term debt: 87% and cash: 1.8% of total assets), and 88.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, small): better than 27% on solvency, 2% on liquidity, 96% on profitability and 95% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Size: 12.1 FTE, total assets €223,760
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 30-07-2026)
NBB · annual accounts
raises risk · Equity €24,983 (11.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
1 day early
2024
on the day
2023
30 days late
2022
6 days early
2021
5 days early
2020
27 days late
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Resignations: BV SAUVILLERS BEHEER (director) and…Permanent representatives: Ronny Sauvillers and…
  3. Registered officeRegistered-office move

Key points

  • Positive: Back in profit in 2025after -€5,579 in 2024 €81,769 View
  • Caution: Directors leftlatest change 16-12-2025 · 1 in office 2 left View
  • Positive: Among the best 19% on net resultsector median €10,462 · 4,741 companies €81,769 View

By topic

Financials

Financial year
2025
Total assets
€223,760
Profit
€81,769
Solvency
11.2%
Total assets▲ 19.0%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2019
Next accounts
by 31-07-2027
  1. 31-12-2025Back to profit
  2. 31-07-2025Annual accounts filed
  3. 30-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
15-05-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about BIBLO

What is the company number of BIBLO?
0695.934.022. In Belgium the VAT number is the company number with BE in front: BE 0695.934.022.
Where is BIBLO based?
The registered office is at Dorpsplein 14, 2950 Kapellen.Company details
What does BIBLO do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of BIBLO?
Private limited company (BV).
When was BIBLO founded?
On 15-05-2018.
Is BIBLO still active?
Yes, BIBLO is an active enterprise in the KBO register.
How many employees does BIBLO have?
On average 12.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BIBLO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is BIBLO profitable?
In financial year 2025, BIBLO made a profit of €81,769.
Where can I find the annual accounts of BIBLO?
BIBLO filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BIBLO due?
By 31-07-2027, for financial year 2026.Timeline

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