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biblimmo

Bankruptcy
Private limited company (pre-2019)founded 2002Quatre Brasstraat 6, 1000 Brussel, BelgiumKBO/BCE: BE 0477.272.563
Summary

The KBO register records for biblimmo the legal situation: open bankruptcy; this is today's state according to the register itself, which carries no start date. The 2025 annual accounts show equity of €24.53M and a net result of €-5.26M.

Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
55 d late
2024
97 d late
2023
76 d late
2022
31 d late
2021
30 d early
2020
24 d early
2019
35 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
€5.65M▲ 9.0%
2024 · €5.18M
2018: €11.18M 2019: €15.02M▲ +34.2% vs 2018highest in 8 years 2020: €10.06M▼ -33.0% vs 2019 2021: €9.84M▼ -2.3% vs 2020 2022: €7.99M▼ -18.7% vs 2021 2023: €6.36M▼ -20.5% vs 2022 2024: €5.18M▼ -18.5% vs 2023lowest in 8 years 2025: €5.65M▲ +9.0% vs 2024
2018 → 2025
EBIT margin
2.4%▼ 3.1pp
2024 · 5.5%
2018: 22.4% 2019: 25.9%▲ +15.7% vs 2018 2020: 10.2%▼ -60.6% vs 2019 2021: 22.1%▲ +116% vs 2020 2022: 21.8%▼ -1.5% vs 2021 2023: 34.2%▲ +57.0% vs 2022highest in 8 years 2024: 5.5%▼ -84.0% vs 2023 2025: 2.4%▼ -56.3% vs 2024lowest in 8 years
2018 → 2025
Net result
€-5.26M▼ 345%
2024 · €-1.18M
2018: €581k 2019: €1.94M▲ +233% vs 2018highest in 8 years 2020: €1.47M▼ -24.1% vs 2019 2021: €899k▼ -38.9% vs 2020 2022: €408k▼ -54.6% vs 2021 2023: €-397k▼ -197% vs 2022 2024: €-1.18M▼ -198% vs 2023 2025: €-5.26M▼ -345% vs 2024lowest in 8 years
2018 → 2025
Working capital
€161k▼ 94.1%
2024 · €2.71M
2018: €16.79Mhighest in 8 years 2019: €14.18M▼ -15.6% vs 2018 2020: €14.33M▲ +1.1% vs 2019 2021: €10.41M▼ -27.4% vs 2020 2022: €9.55M▼ -8.3% vs 2021 2023: €14.75M▲ +54.5% vs 2022 2024: €2.71M▼ -81.6% vs 2023 2025: €161k▼ -94.1% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€9.84M-€7.99M▼ 18.7%€6.36M▼ 20.5%€5.18M▼ 18.5%€5.65M▲ 9.0% 2021: €9.84Mhighest in 5 years 2022: €7.99M▼ -18.7% vs 2021 2023: €6.36M▼ -20.5% vs 2022 2024: €5.18M▼ -18.5% vs 2023lowest in 5 years 2025: €5.65M▲ +9.0% vs 2024
Equity€26.50M-€31.19M▲ 17.7%€28.61M▼ 8.3%€28.92M▲ 1.1%€24.53M▼ 15.2% 2021: €26.50M 2022: €31.19M▲ +17.7% vs 2021highest in 5 years 2023: €28.61M▼ -8.3% vs 2022 2024: €28.92M▲ +1.1% vs 2023 2025: €24.53M▼ -15.2% vs 2024lowest in 5 years
Operating result€2.17M-€1.74M▼ 19.9%€2.17M▲ 24.9%€284k▼ 86.9%€135k▼ 52.3% 2021: €2.17Mhighest in 5 years 2022: €1.74M▼ -19.9% vs 2021 2023: €2.17M▲ +24.9% vs 2022 2024: €284k▼ -86.9% vs 2023 2025: €135k▼ -52.3% vs 2024lowest in 5 years
Net result€899k-€408k▼ 54.6%€-397k€-1.18M▼ 198%€-5.26M▼ 345% 2021: €899khighest in 5 years 2022: €408k▼ -54.6% vs 2021 2023: €-397k▼ -197% vs 2022 2024: €-1.18M▼ -198% vs 2023 2025: €-5.26M▼ -345% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
€-6.00M€-4.00M€-2.00M€0€2.00MOperating result 2021: €2.17M€2.17MNet result 2021: €899k€899kOperating result 2022: €1.74M€1.74MNet result 2022: €408k€408kOperating result 2023: €2.17M€2.17MNet result 2023: €-397k€-397kOperating result 2024: €284k€284kNet result 2024: €-1.18M€-1.18MOperating result 2025: €135k€135kNet result 2025: €-5.26M€-5.26M20212022202320242025€-6M€-4M€-2M€0€2MOperating result 2023: €2.17M€2.2MNet result 2023: €-397k€-397kOperating result 2024: €284k€284kNet result 2024: €-1.18M€-1.2MOperating result 2025: €135k€135kNet result 2025: €-5.26M€-5.3M202320242025
The operating result has fallen two years in a row; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59.82M
Fixed assets €31.16M ▼ 5.7%
Current assets €28.66M ▼ 2.6%
Equity and liabilities €59.82M
Equity €24.53M ▼ 15.2%
Provisions €3.90M ▲ 14.7%
Debt €31.39M ▲ 4.1%
Debt's share of the balance-sheet total rises from 48.3% to 52.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1.32M▼
2024 · €1.42M
Cash flow
€-4.08M▼
2024 · €-50k
Current ratio
1.01▼
2024 · 1.10
Quick ratio
0.28▲
2024 · 0.25
Debt to equity
1.28▲
2024 · 1.04
ROE
-21.5%▼
2024 · -4.1%
ROA
-8.8%▼
2024 · -1.9%
Interest coverage
1.10▼
2024 · 1.37
Debt ≤ 1 year
€28.50M▲
2024 · €26.71M
Debt > 1 year
€2.36M▼
2024 · €3.04M
Income taxes
€157k▼
2024 · €269k
Staff costs
€185k▲
2024 · €180k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 88 lines
Balance sheet Code20242025
Assets
Total assets20/58€62.46M€59.82M▼
Fixed assets21/28€33.03M€31.16M▼
Intangible fixed assets21€2.87M€2.16M▼
Tangible fixed assets22/27€18.28M€18.94M▲
Land and buildings22€16.50M€17.39M▲
Plant, machinery and equipment23€711k€611k▼
Furniture and vehicles24€8k€4k▼
Assets under construction and advance payments27€1.06M€936k▼
Financial fixed assets28€11.88M€10.05M▼
Affiliated companies280/1€11.78M€9.95M▼
Participating interests280€11.78M€9.95M▼
Other financial fixed assets284/8€101k€101k=
Amounts receivable and cash guarantees285/8€101k€101k=
Current assets29/58€29.43M€28.66M▼
Stocks and contracts in progress3€22.62M€20.68M▼
Stocks30/36€22.62M€20.68M▼
Property held for sale35€22.62M€20.68M▼
Amounts receivable within one year40/41€6.19M€7.38M▲
Trade receivables40€142k€99k▼
Other amounts receivable41€6.05M€7.28M▲
Current investments50/53€6k€2k▼
Other investments51/53€6k€2k▼
Cash at bank and in hand54/58€242k€279k▲
Deferred charges and accrued income490/1€365k€312k▼
Equity and liabilities
Total equity and liabilities10/49€62.46M€59.82M▼
Equity10/15€28.92M€24.53M▼
Contributions10/11€5.52M€5.52M=
Revaluation surpluses12€8.76M€9.63M▲
Reserves13€3.78M€1.96M▼
Non-distributable reserves130/1€52k€52k=
Reserves not available under the articles1311€52k€52k=
Tax-exempt reserves132€3.73M€1.91M▼
Profit (loss) carried forward14€10.86M€7.42M▼
Provisions and deferred taxes16€3.40M€3.90M▲
Provisions for liabilities and charges160/5€1.90M€3.01M▲
Other liabilities and charges164/5€1.90M€3.01M▲
Deferred taxes168€1.50M€882k▼
Amounts payable17/49€30.14M€31.39M▲
Amounts payable after more than one year17€3.04M€2.36M▼
Financial debts170/4€2.57M€1.86M▼
Credit institutions173€885k€178k▼
Other loans174€1.68M€1.68M=
Other amounts payable178/9€476k€503k▲
Amounts payable within one year42/48€26.71M€28.50M▲
Current portion of amounts payable after more than one year42€4.59M€4.76M▲
Financial debts43€9.21M€8.99M▼
Credit institutions430/8€9.21M€8.99M▼
Trade debts44€1.89M€2.70M▲
Suppliers440/4€1.89M€2.70M▲
Taxes, remuneration and social security45€1.30M€885k▼
Taxes450/3€1.25M€832k▼
Remuneration and social security454/9€56k€52k▼
Other amounts payable47/48€9.72M€11.16M▲
Accrued charges and deferred income492/3€381k€527k▲
Income statement Code20242025
Operating income70/76A€5.51M€5.98M▲
Turnover70€5.18M€5.65M▲
Other operating income74€327k€318k▼
Non-recurring operating income76A€3k€12k▲
Operating charges60/66A€5.23M€5.85M▲
Goods for resale, raw materials and consumables60€2.03M€2.55M▲
Purchases600/8€1.93M€610k▼
Change in stocks: decrease (increase)609€100k€1.94M▲
Services and other goods61€800k€837k▲
Remuneration, social security and pensions62€180k€185k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.13M€1.18M▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€342k€-730k▼
Other operating charges640/8€506k€850k▲
Non-recurring operating charges66A€238k€976k▲
Operating profit (loss)9901€284k€135k▼
Financial income75/76B€33k€16k▼
Recurring financial income75€33k€16k▼
Income from financial fixed assets750€26k€127▼
Other financial income752/9€7k€15k▲
Financial charges65/66B€1.61M€5.87M▲
Recurring financial charges65€1.61M€3.06M▲
Debt charges650€1.04M€1.19M▲
Other financial charges652/9€576k€1.87M▲
Non-recurring financial charges66B-€2.81M
Profit (loss) for the period before taxes9903€-1.30M€-5.72M▼
Transfer from deferred taxes780€382k€617k▲
Income taxes67/77€269k€157k▼
Taxes670/3€269k€157k▼
Profit (loss) for the period9904€-1.18M€-5.26M▼
Transfer from tax-exempt reserves789€1.12M€1.82M▲
Profit (loss) for the period to be appropriated9905€-58k€-3.44M▼
Appropriation of the result
Profit (loss) to be appropriated9906€10.86M€7.42M▼
Profit (loss) brought forward from the previous period14P€10.92M€10.86M▼
Social balance
Average headcount (FTE)90873.43.4=

The notes to these accounts (64 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Operating income70/76A€11.04M€8.23M€8.10M€5.51M€5.98M▲ 8.5%
Turnover70€9.84M€7.99M€6.36M€5.18M€5.65M▲ 9.0%
Other operating income74€197k€153k€1.63M€327k€318k▼ 2.9%
Non-recurring operating income76A€1.01M€83k€112k€3k€12k▲ 328%
Operating charges60/66A€8.87M€6.49M€5.93M€5.23M€5.85M▲ 11.8%
Goods for resale, raw materials and consumables60€5.14M€3.79M€2.49M€2.03M€2.55M▲ 25.3%
Purchases600/8€4.72M€2.42M€1.07M€1.93M€610k▼ 68.5%
Change in stocks: decrease (increase)609€423k€1.37M€1.42M€100k€1.94M▲ 1,841%
Services and other goods61€1.17M€835k€958k€800k€837k▲ 4.6%
Remuneration, social security and pensions62€196k€196k€183k€180k€185k▲ 2.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€640k€637k€759k€1.13M€1.18M▲ 4.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-189k-----
Provisions for liabilities and charges: additions (uses and reversals)635/8€82k€101k€540k€342k€-730k▼ 314%
Other operating charges640/8€566k€931k€554k€506k€850k▲ 68.0%
Non-recurring operating charges66A€1.26M-€450k€238k€976k▲ 311%
Operating profit (loss)9901€2.17M€1.74M€2.17M€284k€135k▼ 52.3%
Financial income75/76B€11k€940€2k€33k€16k▼ 52.1%
Recurring financial income75€11k€940€2k€33k€16k▼ 52.1%
Income from financial fixed assets750€3k-€1k€26k€127▼ 99.5%
Other financial income752/9€8k€940€1k€7k€15k▲ 125%
Financial charges65/66B€861k€1.06M€2.63M€1.61M€5.87M▲ 264%
Recurring financial charges65€861k€1.06M€2.63M€1.61M€3.06M▲ 89.9%
Debt charges650€853k€1.05M€2.62M€1.04M€1.19M▲ 15.0%
Other financial charges652/9€8k€2k€10k€576k€1.87M▲ 225%
Non-recurring financial charges66B----€2.81M-
Profit (loss) for the period before taxes9903€1.32M€684k€-460k€-1.30M€-5.72M▼ 342%
Transfer from deferred taxes780€42k€93k€221k€382k€617k▲ 61.6%
Income taxes67/77€466k€368k€157k€269k€157k▼ 41.7%
Taxes670/3€466k€368k€157k€269k€157k▼ 41.7%
Profit (loss) for the period9904€899k€408k€-397k€-1.18M€-5.26M▼ 345%
Transfer from tax-exempt reserves789€89k€213k€437k€1.12M€1.82M▲ 61.9%
Profit (loss) for the period to be appropriated9905€988k€621k€40k€-58k€-3.44M▼ 5,867%
Line20212022202320242025Change
Assets
Total assets20/58€64.75M€68.69M€61.74M€62.46M€59.82M▼ 4.2%
Fixed assets21/28€36.55M€40.44M€32.47M€33.03M€31.16M▼ 5.7%
Intangible fixed assets21€1.65M€1.44M€3.58M€2.87M€2.16M▼ 24.6%
Tangible fixed assets22/27€19.01M€23.11M€17.06M€18.28M€18.94M▲ 3.6%
Land and buildings22€17.50M€21.22M€15.33M€16.50M€17.39M▲ 5.4%
Plant, machinery and equipment23€418k€396k€467k€711k€611k▼ 14.0%
Furniture and vehicles24€27k€41k€13k€8k€4k▼ 48.7%
Assets under construction and advance payments27€1.05M€1.45M€1.25M€1.06M€936k▼ 11.8%
Financial fixed assets28€15.89M€15.89M€11.83M€11.88M€10.05M▼ 15.4%
Affiliated companies280/1€15.84M€15.84M€11.78M€11.78M€9.95M▼ 15.6%
Participating interests280€15.84M€15.84M€11.78M€11.78M€9.95M▼ 15.6%
Other financial fixed assets284/8€50k€50k€50k€101k€101k=
Amounts receivable and cash guarantees285/8€50k€50k€50k€101k€101k=
Current assets29/58€28.21M€28.25M€29.27M€29.43M€28.66M▼ 2.6%
Stocks and contracts in progress3€25.46M€24.09M€22.68M€22.62M€20.68M▼ 8.6%
Stocks30/36€25.46M€24.09M€22.68M€22.62M€20.68M▼ 8.6%
Property held for sale35€25.46M€24.09M€22.68M€22.62M€20.68M▼ 8.6%
Amounts receivable within one year40/41€2.02M€3.33M€5.64M€6.19M€7.38M▲ 19.2%
Trade receivables40€655k€148k€206k€142k€99k▼ 30.2%
Other amounts receivable41€1.36M€3.18M€5.43M€6.05M€7.28M▲ 20.4%
Current investments50/53€13k€14k€6k€6k€2k▼ 61.3%
Other investments51/53€13k€14k€6k€6k€2k▼ 61.3%
Cash at bank and in hand54/58€513k€561k€559k€242k€279k▲ 15.3%
Deferred charges and accrued income490/1€202k€247k€386k€365k€312k▼ 14.4%
Equity and liabilities
Total equity and liabilities10/49€64.75M€68.69M€61.74M€62.46M€59.82M▼ 4.2%
Equity10/15€26.50M€31.19M€28.61M€28.92M€24.53M▼ 15.2%
Contributions10/11€5.52M€5.52M€5.52M€5.52M€5.52M=
Revaluation surpluses12€7.96M€12.25M€7.27M€8.76M€9.63M▲ 10.0%
Reserves13€2.76M€2.55M€4.90M€3.78M€1.96M▼ 48.2%
Non-distributable reserves130/1€52k€52k€52k€52k€52k=
Reserves not available under the articles1311€52k€52k€52k€52k€52k=
Tax-exempt reserves132€2.71M€2.50M€4.85M€3.73M€1.91M▼ 48.8%
Profit (loss) carried forward14€10.26M€10.88M€10.92M€10.86M€7.42M▼ 31.7%
Provisions and deferred taxes16€2.14M€2.14M€3.01M€3.40M€3.90M▲ 14.7%
Provisions for liabilities and charges160/5€870k€971k€1.13M€1.90M€3.01M▲ 58.8%
Environmental obligations163€870k€971k€1.13M---
Other liabilities and charges164/5---€1.90M€3.01M▲ 58.8%
Deferred taxes168€1.27M€1.17M€1.88M€1.50M€882k▼ 41.2%
Amounts payable17/49€36.11M€35.35M€30.11M€30.14M€31.39M▲ 4.1%
Amounts payable after more than one year17€18.30M€16.64M€15.49M€3.04M€2.36M▼ 22.3%
Financial debts170/4€17.88M€16.17M€15.02M€2.57M€1.86M▼ 27.5%
Credit institutions173€16.85M€13.46M€13.34M€885k€178k▼ 79.9%
Other loans174€1.03M€2.71M€1.68M€1.68M€1.68M=
Other amounts payable178/9€430k€468k€463k€476k€503k▲ 5.6%
Amounts payable within one year42/48€17.79M€18.70M€14.52M€26.71M€28.50M▲ 6.7%
Current portion of amounts payable after more than one year42€1.94M€3.31M€1.87M€4.59M€4.76M▲ 3.6%
Financial debts43€2.33M€1.66M€1.68M€9.21M€8.99M▼ 2.4%
Credit institutions430/8€2.33M€1.66M€1.68M€9.21M€8.99M▼ 2.4%
Trade debts44€879k€1.11M€1.43M€1.89M€2.70M▲ 43.3%
Suppliers440/4€879k€1.11M€1.43M€1.89M€2.70M▲ 43.3%
Taxes, remuneration and social security45€1.70M€1.93M€1.77M€1.30M€885k▼ 32.0%
Taxes450/3€1.66M€1.88M€1.73M€1.25M€832k▼ 33.2%
Remuneration and social security454/9€41k€49k€48k€56k€52k▼ 7.1%
Other amounts payable47/48€10.95M€10.69M€7.77M€9.72M€11.16M▲ 14.8%
Accrued charges and deferred income492/3€15k€5k€105k€381k€527k▲ 38.1%
Line20212022202320242025Change
Profit (loss) for the period9904€899k€408k€-397k€-1.18M€-5.26M▼ 345%
+ Depreciation and write-downs630€640k€637k€759k€1.13M€1.18M▲ 4.2%
Operating cash flow (approximation)€1.54M€1.05M€362k€-50k€-4.08M▼ 8,005%
Investment in fixed assets (approximation)-€-4.53M€7.21M€-1.69M€692k▲ 141%
Change in cash-€48k€-1k€-317k€37k▲ 112%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-09
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 55 days late
2025
31-12
Financial Weakest financial yearnet €-5.26M
Net result drops to €-5.26M, the lowest in the series.
05-11
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema · 97 days late
2024
15-10
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema · 76 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema · 31 days late
2022
01-07
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema
2021
31-12
Financial Equity above €25MEq €26.50M ▲7.7%
4 profitable years in a row build equity to €26.50M.
07-07
NBB filing Annual accounts filed
fiscal year 2020 · unclassified schema
2020
26-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Highest result since 2018net €1.94M ▲233%
Operating result €3.89M, net result €1.94M, both a record.
25-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
03-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
20-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 28 acts read
About the unread acts

We know of 28 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
28 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2004
seat establishment The establishment unit on the map
Ground area
256 m²
Building footprint
256 m²
Volume, LiDAR
5,790 m³
Parcel 21808H0972/00K000, Brussels · tallest building 26.3 m, ±8 floors. Linked by address, not a title deed.
20 companies at this address See who is registered here
1 establishment unit
BIBLIMMO
Quatre Brasstraat 6, 1000 BrusselNACE 70120
since 20042.151.254.419
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21808H0972/00K000 Brussels 256 m² 1 · 256 m² 26.2 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

8755004QI476JF1U3272
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 995 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded05-04-2002
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68110Buying and selling of own real estate

Scores and ratios are computed by Checked and are not a credit decision.