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BIBI FASHION

Active
Public limited companyfounded 1991active for 35 yearsWijnegemsteenweg 22, 2970 Schilde, Belgium42 active companies are registered at this addressKBO/BCE: BE 0444.703.428
Summary

BIBI FASHION has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €22.5m and a net result of €22.3m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 82% of 305 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Wholesale of clothing, excluding workwear and underwear
NACE 46423Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716
Largest company by equity in Schilde, Wholesale and retail trade sector7 sites
Size
€29.1mtotal assets 2026
Staff
16 FTE
Equity
€22.5m
Profit
€22.3m
Financial health
92 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Holdings
1
Accounts filed 25 days late1 of 13 deeds read
Why 92raises riskLiquidity: current ratio 4.10, cash €35,185, halvedLatest accounts 25 days late; 1 of the last 3 latelowers riskFounded in 1991Size: 16 FTE, total assets €29.1mShow the evidence

Checked score

Score 2026
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 68% of its sector peers (NACE 46, small)
Financial strength · tick = 2025
Strong
Solvency 100+74
equity 77.2% of total assets
Liquidity 42+40
short-term debt 22.3% · cash 0.1%
Profitability 50+24
return on assets 76.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,378 companies, NACE 46, small)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● unchanged vs 11-2024 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 2.0%▲ +0.4 percentage points vs 07-2025 09-2025: 1.6%▼ -0.4 percentage points vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 1.9%▲ +0.3 percentage points vs 07-2026 09-2026: 2.5%▲ +0.6 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -2.3 percentage points vs 09-2026lowest value
Credit of up to €2,050,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.1, compared with 0.45 in 2025, above the usual 1.5; short-term debt: 22.3% and cash: 0.1% of total assets), and 22.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 92% on solvency, 49% on liquidity, 33% on profitability and 99% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1991
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 4.10, cash €35,185, halved
NBB · annual accounts
raises risk · Latest accounts 25 days late; 1 of the last 3 late
NBB · filings
lowers risk · Size: 16 FTE, total assets €29.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026
Equity per financial year
202123242526
2020 to 2026 · latest year €22.5m
neutral · Filed after the deadline
The financial year that closed on 29-01-2026 was due by 29-08-2026 and was filed on 23-09-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
25 days late
2025
on the day
2024
33 days late
2023
17 days late
2021
116 days late
2020
481 days late
2018
74 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 85 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 29-01-2027 and is due by 29-08-2027. Nothing is late today. The company usually files around 19 September (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today29-01-2027 year end29-08-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · full…
  2. Back to profitnet €22.3m
  3. Liquidity more than 9 timescurrent ratio 4.10

Key points

  • Positive: Equity rose in 2026from €204,053 to €22.5m ▲ 10,923% View
  • Positive: Largest company by equity in Schilde, Wholesale and retail trade sectorin the Checked rankings No. 1 View
  • Active since 1991founded 17-07-1991 35 years View

By topic

Financials

Financial year
2026
Total assets
€29.1m
Profit
€22.3m
Solvency
77.2%
Total assets▲ 67.6%
Net result
20202026
Go to Financials

Timeline

Events
38
Since
1993
Next accounts
by 29-08-2027
  1. 29-01-2026Equity above €10m
  2. 29-08-2025Annual accounts filed
  3. 01-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
7
Legal form
Public limited company
Activity
Wholesale of clothing, excluding workwear and underwearNACE 46423
Founded
17-07-1991
Year ends
29-01
Peppol
Reachable for e-invoices
Go to Company details

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