BiBi Antwerpen
ActiveThe annual accounts of BiBi Antwerpen for fiscal year 2025 show a net loss of 99% of the equity at the start of that year. The 2025 annual accounts show equity of €126 and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 2035 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-39
Solvency25▼-11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.65 against 0.98 in 2024; short-term debt: 77.1% and cash: 37.5% of total assets), and 99.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.1%
Return on assets
-12.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2035 sector peers (2025).
NBB · sector comparisonPosition among 2035 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
123 d early
2024
40 d late
2023
8 d late
2022
33 d early
2021
68 d early
2020
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126▼ 99.1%
2024 · €14k
2020: €-3k
2021: €3k
2022: €30k
2023: €13k
2024: €14k
2020 → 2025
Total assets
€109k▼ 14.0%
2024 · €127k
2020: €30k
2021: €46k
2022: €87k
2023: €169k
2024: €127k
2020 → 2025
Net result
€-14k
2024 · €1k
2020: €-4k
2021: €5k
2022: €29k
2023: €-17k
2024: €1k
2020 → 2025
Working capital
€-30k▼ 2,240%
2024 · €-1k
2020: €-5k
2021: €-8k
2022: €22k
2023: €28k
2024: €-1k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€30k▲ 1,052%€13k▼ 56.7%€14k▲ 10.6%€126▼ 99.1%
Operating result€7k-€36k▲ 430%€-14k€4k€-9k
Net result€5k-€29k▲ 427%€-17k€1k€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€55k▼ 8.8%
Current assets
€55k▼ 17.8%
Equity and liabilities €109k
Equity
€126▼ 99.1%
Debt
€109k▼ 3.3%
The debt ratio rises from 88.8% to 99.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €17k
Cash flow
€-2k▼
2024 · €14k
Solvency
0.1%▼
2024 · 11.2%
Current ratio
0.65▼
2024 · 0.98
Quick ratio
0.62▼
2024 · 0.95
ROA
-12.9%▼
2024 · 1.1%
Interest coverage
0.50▼
2024 · 3.11
Debt
€109k▼
2024 · €113k
Debt ≤ 1 year
€84k▲
2024 · €68k
Debt > 1 year
€23k▼
2024 · €43k
Staff costs
€117k▼
2024 · €133k
Equity ratios withheld: equity of €126 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€109k▼
Formation expenses20€645€0▼
Fixed assets21/28€60k€55k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€57k€52k▼
Plant, machinery and equipment23€55k€52k▼
Furniture and vehicles24€1k€601▼
Financial fixed assets28€390€390=
Current assets29/58€67k€55k▼
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€10k€10k▲
Trade receivables40€8k€6k▼
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€53k€41k▼
Deferred charges and accrued income490/1€2k€797▼
Equity and liabilities
Total equity and liabilities10/49€127k€109k▼
Equity10/15€14k€126▼
Contributions10/11€1k€1k=
Reserves13€13k€0▼
Distributable reserves133€13k€0▼
Profit (loss) carried forward14-€-874
Amounts payable17/49€113k€109k▼
Amounts payable after more than one year17€43k€23k▼
Financial debts170/4€43k€23k▼
Amounts payable within one year42/48€68k€84k▲
Current portion of amounts payable after more than one year42€12k€31k▲
Trade debts44€14k€24k▲
Suppliers440/4€14k€24k▲
Taxes, remuneration and social security45€33k€27k▼
Taxes450/3€12k€7k▼
Remuneration and social security454/9€21k€20k▼
Other amounts payable47/48€9k€2k▼
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€133k€117k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€151k€121k▼
Operating profit (loss)9901€4k€-9k▼
Financial income75/76B€3k€241▼
Recurring financial income75€3k€241▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€1k€-14k▼
Profit (loss) for the period9904€1k€-14k▼
Profit (loss) for the period to be appropriated9905€1k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-14k▼
Transfer from equity791/2-€13k
Transfer to equity691/2€1k€0▼
To other reserves6921€1k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Weakest financial yearnet €-17k ▼159%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €29k ▲427%
Operating result €36k, net result €29k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.48
Current ratio from 0.74 to 1.48.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 2712820 BonheidenGround area
1,564 m²
Building footprint
744 m²
Volume, LiDAR
12,224 m³
2 parcels, Flanders · tallest building 24.6 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Kielsevest 35, 2018 Antwerpen
since 20222.331.850.603
BiBi Mechelen
since 20222.336.637.948
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I1952/00F005 | Flanders | 1,106 m² | 1 · 592 m² | 24.6 m · 6 fl. |
| 12005D0119/02Z000 | Flanders | 458 m² | 1 · 152 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 6,229 EUR awarded · 6,229 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,239 EUR | 2,239 EUR |
| 2024 | 1 | 3,990 EUR | 3,990 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Hinderpremie bij openbare werken
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Of 13,496 companies in sector 85510 we hold annual accounts for 718. 27 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2020
Fiscal year end31-12
Activities, NACEBEL
85510Sports and recreation education
93130Fitness centres
10850Manufacture of food products
47711Retail sale of women's outerwear
85599Other education
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.