Skip to content

Bibi

Active
Private limited companyfounded 2025active for 1 yearHardenvoort 24, 2060 Antwerpen, BelgiumKBO/BCE: BE 1019.657.070
Summary

Bibi has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,492 and a net result of €11,492. Its solvency ranks better than 61% of 39,272 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 05-02-2025 Normal situation
Activity
Business and other management consultancy NACE 70200and 4 others
Establishment unit
2.369.542.625 2060 Antwerpen, since 05-02-2025
Financial year end
31 December
Peppol
Reachable since 04-08-2025

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€18,518
Turnover
≈ €86,000
estimated
Profit
€11,492
Equity
€16,492
Total assets
€25,028
Score breakdownraises riskFounded in 2025lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 2.93, cash €24,539Figures for financial year 2025 (filed on 24-03-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 74% of micro companies in head offices and management consultancy (NACE 70)
Financial strength
Strong
Solvency 91
equity 65.9% of total assets
Liquidity 85
short-term debt 34.1% · cash 98.0%
Profitability 100
return on assets 45.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 03-2026: 0.4%highest value 04-2026: < 0.1%▼ -0.4 percentage points vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.93, above the usual 1.5. Short-term debt is 34.1% and cash 98% of total assets. 34.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 61% of them on solvency, 77% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 2.93, cash €24,539
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 24-03-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
129 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 24-03-2026 at the NBB

Amounts without an identifiable currency are taken as euros.

Turnover
≈ €86,000
Estimated: probably between €40,000 and €170,000
Total assets
€25,028
Net result
€11,492
Working capital
€16,492

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €25,028
Equity €16,492
Debt €8,536
Debt's share of the balance-sheet total is 34.1%.
Key figures and ratios
2025 value
Current ratio
2.93
Debt to equity
0.52
ROE
69.7%
ROA
45.9%
Debt ≤ 1 year
€8,536
Income taxes
€4,350
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€25,028
Current assets29/58€25,028
Amounts receivable within one year40/41€489
Other amounts receivable41€489
Cash at bank and in hand54/58€24,539
Equity and liabilities
Total equity and liabilities10/49€25,028
Equity10/15€16,492
Contributions10/11€5,000
Reserves13€11,492
Distributable reserves133€11,492
Amounts payable17/49€8,536
Amounts payable within one year42/48€8,536
Trade debts44€260
Suppliers440/4€260
Taxes, remuneration and social security45€8,276
Taxes450/3€8,276
Income statement Code2025
Gross operating margin9900€18,518
Operating profit (loss)9901€18,518
Financial income75/76B€30
Recurring financial income75€30
Financial charges65/66B€2,706
Recurring financial charges65€2,706
Profit (loss) for the period before taxes9903€15,842
Income taxes67/77€4,350
Profit (loss) for the period9904€11,492
Profit (loss) for the period to be appropriated9905€11,492
Appropriation of the result
Profit (loss) to be appropriated9906€11,492
Transfer to equity691/2€11,492
To other reserves6921€11,492

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 24-03-2026.

Line2025
Gross operating margin9900€18,518
Operating profit (loss)9901€18,518
Financial income75/76B€30
Recurring financial income75€30
Financial charges65/66B€2,706
Recurring financial charges65€2,706
Profit (loss) for the period before taxes9903€15,842
Income taxes67/77€4,350
Profit (loss) for the period9904€11,492
Profit (loss) for the period to be appropriated9905€11,492
Line2025
Assets
Total assets20/58€25,028
Current assets29/58€25,028
Amounts receivable within one year40/41€489
Other amounts receivable41€489
Cash at bank and in hand54/58€24,539
Equity and liabilities
Total equity and liabilities10/49€25,028
Equity10/15€16,492
Contributions10/11€5,000
Reserves13€11,492
Distributable reserves133€11,492
Amounts payable17/49€8,536
Amounts payable within one year42/48€8,536
Trade debts44€260
Suppliers440/4€260
Taxes, remuneration and social security45€8,276
Taxes450/3€8,276
Line2025
Profit (loss) for the period9904€11,492
Operating cash flow (approximation)€11,492

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 11,279 companies had the same profile as Bibi has now. Two years later, 0.7% had gone bankrupt and 96.6% were still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% was still going

That fits the bankruptcy probability of Bibi itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for Bibi. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 24-03-2026 2026-00060543 PDF

Board & ownership

Directors

Directors
1 director, no change since 2025
PEETERS Bieke
Director (not named in the articles) · since 05-02-2025 · term without a fixed end · listed in the 2025 annual accounts, filed on 24-03-2026
Current

Owners and capital

Shareholders

At incorporation act of 07-02-2025 ↗

Capital transactions

Capital over time
  1. 07-02-2025 Incorporation · €5,000 · 100 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, 1”

Articles of association, deed of 07-02-2025 (in Dutch)

Network & group

Bibi shares no director with another company.

Companies at the same address

1 other company

Connections & network

1 current director
Depth

The network starts from the directors of Bibi. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
24-03
NBB filing Annual accounts 2025 filedNBB
micro format · 129 days before the deadline
2025
07-02
Gazette deed Incorporation
Starting capital €5,000 · Appointment: PEETERS Bieke (director) · Registered office clause · Board rule9 points ▸
  • Registered office clause, “2060 Antwerpen,Hardenvoort 24” (deed in Dutch)
  • Board rule, 1, “vergadering” (deed in Dutch)
  • Director appointment, PEETERS Bieke (director (not named in the articles))
  • Other provision, “uittreksel afgeleverd vóór registratie, aflevering vóór registratie” (deed in Dutch)
  • Incorporation, “Bibi” (deed in Dutch)
  • Founder, PEETERS Bieke
  • Founding capital, €5,000
  • PEETERS Bieke holds 100 shares
  • Bank account, “[…], […]” (deed in Dutch)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name Bibi in Dutch
Enterprise number 1019.657.070
Legal form Private limited company
Status Active, normale toestand
Founded 05-02-2025
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 07-02-2025 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Hardenvoort 24,2060 Antwerpen”
deed of 07-02-2025 (in Dutch)

Registered office and establishments

Registered office Hardenvoort 24, 2060 Antwerpen, Belgium
Establishment unit Bibi, Hardenvoort 24, 2060 Antwerpen since 05-02-2025 · unit number 2.369.542.62566199 Other activities auxiliary to financial services, excluding insurance and pension funding

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
63920 Other information service activities
66199 Other activities auxiliary to financial services, excluding insurance and pension funding
70100 Activities of head offices
71121 Engineering and related technical consultancy, excluding land surveyors
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het beheer en het uitbouwen van een vastgoedportefeuille van onroerende goederen in de meest algemene zin; Het uitvoeren van…”
8 activities
  1. Het beheer en het uitbouwen van een vastgoedportefeuille van onroerende goederen in de meest algemene zin
  2. Het uitvoeren van haalbaarheidsstudies,risicoanalyses,waardering,het uitvoeren van projectmanagement en bouwcoördinatie
  3. Het uitoefenen van management-,consulting-,beheeractiviteiten waaronder inbegrepen het uitoefenen van managementfuncties of bestuursmandaten in diverse ondernemingen
  4. Het verlenen van diensten en advies op het vlak van bedrijfsbeheer en strategie in de meest algemene zin
  5. Het selecteren en begeleiden van strategische projecten met als doel de verdere verduurzaming,modernisering en het toekomstbestendig maken van gebouwen
  6. De uitwerking van een ESG-beleid en de implementatie van ESG doelstellingen
  7. De beoordeling van transacties,met name bij de technische en commerciële evaluatie van assets,zowel in het kader van een acquisitie als bij de verkoop van bestaande assets
  8. De interne en externe rapporteringsverplichtingen van het fonds,waaronder rapportering m.b.t. de financiële en operationele status,strategische focus,ESG-doelstellingen,etc.
deed of 07-02-2025 (in Dutch)

Invoicing and payment

VAT number BE 1019.657.070
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1019657070
Other Peppol ID 9925:BE1019657070
Registered 04-08-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of June at 19:00
deed of 07-02-2025 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
97 m²
Building footprint
81 m²
Building volume
1,034 m³
Cadastral parcel Region Area Buildings Height / floors
11807G0274/00D003 Flanders 97 m² 1 · 81 m² 17.1 m · 5