Summary
Bibemus Cervisiam has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of €49k and a net result of €44k. Its solvency ranks better than 69% of 8569 sector peers (fiscal year 2023). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Axes, FY 2023
Profitability100
Solvency94
Growth-
Track record79
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
68.8%
Return on assets
61.8%
Age of the figures
36 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 22-05-2024, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2023
22 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€49k
Total assets
€71k
Net result
€44k
Working capital
€48k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €71k
Fixed assets
€841
Current assets
€70k
Equity and liabilities €71k
Equity
€49k
Debt
€22k
Debt finances 31.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€57k
Cash flow
€46k
Current ratio
3.15
Debt to equity
0.45
ROE
89.8%
ROA
61.8%
Interest coverage
30139.45
Debt ≤ 1 year
€22k
Income taxes
€12k
Filed annual accounts As filed with the NBB · 2023 · 37 lines
Balance sheet
Code2023
Assets
Total assets20/58€71k
Formation expenses20€447
Fixed assets21/28€841
Tangible fixed assets22/27€841
Furniture and vehicles24€841
Current assets29/58€70k
Amounts receivable within one year40/41€31k
Trade receivables40€31k
Other amounts receivable41€41
Cash at bank and in hand54/58€39k
Equity and liabilities
Total equity and liabilities10/49€71k
Equity10/15€49k
Contributions10/11€5k
Reserves13€44k
Distributable reserves133€44k
Amounts payable17/49€22k
Amounts payable within one year42/48€22k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€19k
Taxes450/3€17k
Remuneration and social security454/9€2k
Other amounts payable47/48€530
Income statement
Code2023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Gross operating margin9900€57k
Operating profit (loss)9901€55k
Financial income75/76B€224
Recurring financial income75€224
Financial charges65/66B€2
Recurring financial charges65€2
Profit (loss) for the period before taxes9903€56k
Income taxes67/77€12k
Profit (loss) for the period9904€44k
Profit (loss) for the period to be appropriated9905€44k
Appropriation of the result
Profit (loss) to be appropriated9906€44k
Transfer to equity691/2€44k
To other reserves6921€44k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktdreef 309230 WetterenGround area
7,324 m²
Building footprint
413 m²
Volume, LiDAR
1,151 m³
Parcel 42302E0938/00C000, Flanders · tallest building 9.0 m. Linked by address, not a title deed.
1 establishment unit
Bibemus Cervisiam
since 20222.338.264.281
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42302E0938/00C000 | Flanders | 7,324 m² | 1 · 413 m² | 8.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Beevaloo
BE 0643.927.966
Herent · Eq €48,913
AGRUCO
BE 0668.995.538
Schoten · Eq €48,941
RABEON SRL
BE 0798.159.055
Brussel · Eq €48,893
Despriet Consulting
BE 0721.915.966
Frasnes-lez-Anvaing · Eq €48,891
SIMPA SOLUTIONS
BE 1001.014.066
Lennik · Eq €48,957
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,906 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2022
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
46190Agents in non-specialised wholesale trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
56210Event catering
58190Other publishing activities, excluding software publishing
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.