Financials
- Fiscal year
- 2024
- Total assets
- €50,587
- Loss
- -€55,569
- Solvency
- -101.9%
BIBBELOU
ActiveSummary
The computed 12-month bankruptcy probability of BIBBELOU is 3.4% (moderate). The 2024 annual accounts show negative equity (-€51,569) and a net result of -€55,569. Its solvency ranks better than 5% of 701 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Day nurseries and crèches
NACE 88911
1 site
Size
€50,587total assets 2024
- Staff
- 7.4 FTE
- Equity
- -€51,569
- Loss
- -€55,569
Turnover not published (abridged schema)
Structure
Accounts filed 67 d late0 of 1 deed read
Why 47- Figures for FY 2024 (filed 08-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 67 days late; 1 of the last 3 late- Founded in 2024+ Sector Social work activities without accommodation (NACE 88)Show the evidence
Checked score
Score 2024
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 3% of its sector peers (NACE 88, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
0
equity -101.9% of total assets
Liquidity
8
short-term debt 195.0% · cash 6.5%
Profitability
0
return on assets -109.8%
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 0.4%lowest value
05-2025: 0.4%● 0.0% vs 04-2025lowest value
06-2025: 0.4%▲ +2.2% vs 05-2025
07-2025: 0.4%▲ +1.6% vs 06-2025
08-2025: 0.4%▲ +1.6% vs 07-2025
09-2025: 0.4%▲ +12.2% vs 08-2025
10-2025: 0.4%● 0.0% vs 09-2025
11-2025: 1.4%▲ +235% vs 10-2025
12-2025: 1.5%▲ +2.7% vs 11-2025
01-2026: 1.5%▼ -1.3% vs 12-2025
02-2026: 1.5%● 0.0% vs 01-2026
03-2026: 1.5%▲ +1.1% vs 02-2026
04-2026: 1.6%▲ +9.6% vs 03-2026
05-2026: 1.6%● 0.0% vs 04-2026
06-2026: 1.6%▼ -1.6% vs 05-2026
07-2026: 1.6%● 0.0% vs 06-2026
08-2026: 2.1%▲ +34.4% vs 07-2026
09-2026: 2.5%▲ +15.4% vs 08-2026
10-2026: 3.4%▲ +39.5% vs 09-2026highest value
- Sector Social work activities without accommodation (NACE 88) lowers the probability
- Figures for FY 2024 (filed 08-10-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 67 days late; 1 of the last 3 late raises the probability
- Founded in 2024 raises the probability for this profile
No credit on open account
Liquidity short (current ratio 0.1; short-term debt: 195% and cash: 6.5% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 88, micro). Better than this share of them on solvency 3%, liquidity 3%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
67 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 67 days after the deadline; the sector median for financial year 2024 is 24 days before the deadline, and 25% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 06-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Day nurseries and crèchesNACE 88911
- Founded
- 28-03-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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