Equity
€942 from €173,232 in 2006
Equity fell by 99% in 19 years.
BIANCA
Lifetime
20 annual accounts with figures on one time axis, 40 filings since 1986peak €75,618 (2011)
-€1,697▲ €2,281
lowest -€26,165 (2013)
-€7,340▲ €4,821
peak €173,232 (2006)
€942▼ 88.6%
€35,440▲ 7.4%
peak 2.2 FTE (2006)
-not published
Board3 names since 2017
1 director
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from -€3,978 to -€1,697Loss of €7,340Equity from €8,282 to €942Cash from €327 to €191
Key points
from the 2025 annual accountsLosses
-€101,095 in eight years
Every financial year from 2018 to 2025 closed with a loss. 2022 was the heaviest.
Debts
€35,440 97% of the balance sheet
Financial debts 14%Suppliers 3%Other 83%
Payment terms
177 days to suppliers
BIANCA pays its suppliers 121 days later than in 2024.
Filings
40 annual accounts since 1986
Nine of the last ten came late. The 2019 accounts came latest: 104 days after the end of the period.
Board
1 joined · 1 left
Board changed. Latest change 01-07-2026 · 1 in office.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 540 companies had the same profile as BIANCA has now. Each dot stands for 2 companies, two years later.
85.7%
were still trading
8.3%
stopped another way
5.2%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 540 companies, not a prediction for BIANCA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Resignation: (director)
Appointment: (director) · Director discharge: · General meeting of 19-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0427691509
Amendment of the articles · Legal-form change
Capital from €49,578.71 to €50,000 · Capital after the increase: BEF 2,000,000, 1,750 new shares · General meeting of 21-03-2024 · Gazette deed
Resignation: (director)
Appointment: (director) · Director discharge: · General meeting of 12-06-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BIANCA La Louvière | - | - | 2.6% | - |
| AUTO ECONOMIC CENTER Charleroi | €152,099 | -1.3% | 28.0% | - |
| Carrosserie Leonardo Brussels | - | - | -41.3% | - |
| GARAGE REVA CARS Saint-Josse-ten-Noode | €51,263 | -17.8% | 44.5% | - |
| Garage - Carrosserie Alain Saudoyez Beaumont | - | - | -1180.2% | - |
| GARAGE BASILE II Herstal | - | - | - | - |
| TECHNIQUE AUTO Wavre | €32,451 | -4.9% | 54.6% | - |
These companies have the same main activity as BIANCA: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €23,500 and €44,600, founded between 1981 and 1988.
Official details
Source: KBO- Status
- Active since 21-08-1985Normal situation
- Activity
- General maintenance and repair of cars and light vans (up to 3.5 tonnes)NACE 95311
- Establishment unit
- 2.027.665.2347100 La Louvière, since 04-09-1985
- Financial year end
- 31 December
- Peppol
- Reachable since 14-09-2026
Insights on BIANCA
BIANCA files the micro format. That format states no turnover. The gross margin fell from €69,111 in 2006 to -€1,697 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BIANCA
- What is the company number of BIANCA?
- The company number of BIANCA is 0427.691.509. The VAT number is the same number with BE in front: BE 0427.691.509.
- Where is BIANCA based?
- The registered office is at Rue de Bergame (S-V) 5, 7100 La Louvière.Company details
- What does BIANCA do?
- According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
- What is the legal form of BIANCA?
- BIANCA is a private limited company (BV).
- When was BIANCA founded?
- BIANCA was founded on 21-08-1985.
- Is BIANCA still active?
- Yes, BIANCA is an active enterprise in the KBO register.
- What is the turnover of BIANCA?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is BIANCA profitable?
- In financial year 2025, BIANCA made a loss of €7,340.
- Where can I find the annual accounts of BIANCA?
- BIANCA filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BIANCA due?
- BIANCA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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