BIALIM BELGIQUE
ActiveBIALIM BELGIQUE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4.39M and a net result of €68k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 14% of 4602 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38▼-1
Solvency33▲+2
Growth69▲+2
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.06 in 2023; short-term debt: 92.4% and cash: 42.2% of total assets), and 92.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
7.6%
Return on assets
0.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 4602 sector peers (2024).
NBB · sector comparisonPosition among 4602 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
41 d early
2022
26 d early
2021
31 d early
2020
24 d early
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€188.96M▲ 12.6%
2023 · €167.87M
2018: €136.56M
2019: €129.55M
2020: €141.49M
2021: €155.60M
2022: €137.98M
2023: €167.87M
2018 → 2024
EBIT margin
0.0%=
2023 · 0.0%
2018: 0.0%
2019: 0.0%
2020: 0.0%
2021: 0.2%
2022: 0.0%
2023: 0.0%
2018 → 2024
Net result
€68k▼ 88.9%
2023 · €610k
2018: €-2k
2019: €595
2020: €-87k
2021: €232k
2022: €-39k
2023: €610k
2018 → 2024
Working capital
€4.39M▲ 1.6%
2023 · €4.32M
2018: €3.61M
2019: €3.61M
2020: €3.52M
2021: €3.75M
2022: €3.71M
2023: €4.32M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€141.49M-€155.60M▲ 10.0%€137.98M▼ 11.3%€167.87M▲ 21.7%€188.96M▲ 12.6%
Equity€3.52M-€3.75M▲ 6.6%€3.71M▼ 1.0%€4.32M▲ 16.4%€4.39M▲ 1.6%
Operating result€-62k-€257k€42k▼ 83.5%€27k▼ 35.3%€12k▼ 55.9%
Net result€-87k-€232k€-39k€610k€68k▼ 88.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 56% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €57.85M
Equity
€4.39M▲ 1.6%
Debt
€53.45M▼ 27.8%
The debt ratio falls from 94.5% to 92.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
7.6%▲
2023 · 5.5%
Current ratio
1.08▲
2023 · 1.06
Quick ratio
1.08▲
2023 · 1.06
Debt / equity
12.17▼
2023 · 17.12
ROE
1.5%▼
2023 · 14.1%
ROA
0.1%▼
2023 · 0.8%
Debt
€53.45M▼
2023 · €74.00M
Debt ≤ 1 year
€53.45M▼
2023 · €74.00M
Income taxes
€30k▼
2023 · €221k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€78.33M€57.85M▼
Current assets29/58€78.33M€57.85M▼
Amounts receivable within one year40/41€28.15M€33.42M▲
Trade receivables40€27.99M€28.73M▲
Other amounts receivable41€162k€4.69M▲
Cash at bank and in hand54/58€50.18M€24.43M▼
Equity and liabilities
Total equity and liabilities10/49€78.33M€57.85M▼
Equity10/15€4.32M€4.39M▲
Contributions10/11€3.76M€3.76M=
Capital10€3.76M€3.76M=
Issued capital100€3.76M€3.76M=
Reserves13€33k€63k▲
Non-distributable reserves130/1€33k€63k▲
Legal reserve130€33k€63k▲
Profit (loss) carried forward14€535k€573k▲
Amounts payable17/49€74.00M€53.45M▼
Amounts payable within one year42/48€74.00M€53.45M▼
Trade debts44€73.79M€53.21M▼
Suppliers440/4€73.79M€53.21M▼
Taxes, remuneration and social security45€216k€247k▲
Taxes450/3€216k€247k▲
Income statement
Code20232024
Operating income70/76A€167.87M€188.96M▲
Turnover70€167.87M€188.96M▲
Operating charges60/66A€167.84M€188.95M▲
Services and other goods61€167.84M€188.95M▲
Operating profit (loss)9901€27k€12k▼
Financial income75/76B€805k€87k▼
Recurring financial income75€805k€87k▼
Other financial income752/9€805k€87k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Other financial charges652/9€1k€1k▲
Profit (loss) for the period before taxes9903€831k€98k▼
Income taxes67/77€221k€30k▼
Taxes670/3€221k€30k▼
Profit (loss) for the period9904€610k€68k▼
Profit (loss) for the period to be appropriated9905€610k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€563k€603k▲
Profit (loss) brought forward from the previous period14P€-47k€535k▲
Transfer to equity691/2€28k€30k▲
To the legal reserve6920€28k€30k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €610k
Net result €610k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €232k
Net result €232k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-87k ▼14744%
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €595
Net result €595 after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
09-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-06-2025
Cédric Rubod: Resigned as Director
01-08-2023
Nathalie Pfaff: Resigned as Director
22-06-2021
Céline Gocht: Resigned as Director
31-12-2019
Ludovic Reysset: Resigned as Director
31-10-2019
Wim Bauwens: Resigned as Director
26-06-2018
Laurent Sauquet: Resigned as Director
26-02-2018
Bruno du Hamel de Fougeroux: Resigned as Director
01-08-2015
Antoine Portmann: Resigned as Director
09-07-2015
Dieter Struye: Resigned as Director
29-04-2015
Anne Carrazé: Resigned as Director
21-10-2014
Iannick Melançon: Resigned as Director
07-08-2014
Elisabeth Meert: Resigned as Director
07-08-2014
Pascal Rigaud: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Werkhuizenkaai 159-1601000 BrusselGround area
4.0 ha
Building footprint
2.1 ha
Volume, LiDAR
402,000 m³
Parcel 21813F0608/00M000, Brussels · tallest building 30.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Werkhuizenkaai 159-160, 1000 Brussel
since 20072.258.720.620
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813F0608/00M000 | Brussels | 4.0 ha | 1 · 2.1 ha | 30.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 1,199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-05-2007
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
74151
74152
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.