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BIA MANAGEMENT

Active
Private limited companyfounded 2020active for 6 yearsRue de l'Eglise 6, 6980 La Roche-en-Ardenne, BelgiumKBO/BCE: BE 0754.920.613

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BIA MANAGEMENT has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €291,128 and a net result of €78,910. Equity has been growing by about 24% per year since 2021. Its solvency ranks better than 69% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 25-09-2020 Normal situation
Activity
Real estate agency activities NACE 68310and 2 others
Establishment unit
2.308.072.537 6980 La Roche-en-Ardenne, since 01-10-2020
Financial year end
31 December
Peppol
Reachable since 03-11-2025

Board and ownership

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€222,996
▲ 16.8%
Turnover
≈ €390,000
estimated
Profit
€78,910
▲ 11.0%
Equity
€291,128
▲ 20.2%
Total assets
€529,635
▼ 5.8%
Staff
≈ 1.1 FTE
estimated
Filed on 28-07-2026, 3 days before the deadlineat the National Bank
Score breakdownlowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 0.50, cash €109,496Size: total assets €529,635Equity €291,128 (55.0% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 73% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 80+12
equity 55.0% of total assets
Liquidity 54+14
short-term debt 45.0% · cash 20.7%
Profitability 87+2
return on assets 14.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 1.8%highest value 12-2024: 1.8%● unchanged vs 11-2024highest value 01-2025: 0.4%▼ -1.4 percentage points vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.5 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.1%▼ -0.2 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.5 (0.3 in 2024), below 1. Short-term debt is 45% and cash 20.7% of total assets. 45% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 68% of them on solvency, 64% on liquidity, 84% on profitability and 75% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 0.50, cash €109,496
NBB · annual accounts
lowers risk · Size: total assets €529,635
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €291,128 (55.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
3 days early
2024
6 days early
2023
5 days early
2022
2 days late
2021
9 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 1 day before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 88% of companies in real estatesector median €6,036 · 17,109 companies €78,910 View
  • Positive: 5 profitable years in a rowprofit 2025: €78,910 5 years View

Comparable companies

These companies have the same main activity as BIA MANAGEMENT: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €507,000 and €593,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
BIA MANAGEMENT La Roche-en-Ardenne€529,635€222,996
MGN Arlon€517,904€201,662
SUDIMMO Florenville€512,045€245,886
AIN Neufchâteau€538,349€191,154
Real Estate Gallery Elsene€507,232€226,803
Sophimo Wezemaal Rotselaar€517,191€219,982
ADMG Kraainem€592,629€207,743
Full comparison

Documents

Annual accounts at the NBB

All 5 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about BIA MANAGEMENT

What is the company number of BIA MANAGEMENT?
The company number of BIA MANAGEMENT is 0754.920.613. The VAT number is the same number with BE in front: BE 0754.920.613.
Where is BIA MANAGEMENT based?
The registered office is at Rue de l'Eglise 6, 6980 La Roche-en-Ardenne.Company details
What does BIA MANAGEMENT do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of BIA MANAGEMENT?
The legal form of BIA MANAGEMENT is Private limited company (BV).
When was BIA MANAGEMENT founded?
BIA MANAGEMENT was founded on 25-09-2020.
Is BIA MANAGEMENT still active?
Yes, BIA MANAGEMENT is an active enterprise in the KBO register.
How many employees does BIA MANAGEMENT have?
BIA MANAGEMENT had an average of 1.2 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of BIA MANAGEMENT?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €222,996 and 31 comparable companies (NACE 68310). It probably lies between €330,000 and €600,000.
Is BIA MANAGEMENT profitable?
In financial year 2025, BIA MANAGEMENT made a profit of €78,910.
Where can I find the annual accounts of BIA MANAGEMENT?
BIA MANAGEMENT filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of BIA MANAGEMENT due?
BIA MANAGEMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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