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BIA ENGINEERING

Active
Private limited companyfounded 200818 yrs activeBilzerweg 61, 3665 As, BelgiumKBO/BCE: BE 0897.621.766

BIA ENGINEERING has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €8k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 56% of 1721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
79 / 100
Excellent▼ -4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-17
Solvency92▲+21
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 1.72 in 2024), but 52.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
47.2%
Return on assets
3.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
44 d early
2023
68 d early
2022
32 d early
2021
51 d early
2020
44 d early
2019
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€93k▲ 9.0%
2024 · €85k
2018: €30k 2019: €44k 2020: €52k 2021: €49k 2022: €80k 2023: €88k 2024: €85k
2018 → 2025
Total assets
€196k▼ 19.9%
2024 · €245k
2018: €171k 2019: €212k 2020: €209k 2021: €196k 2022: €228k 2023: €260k 2024: €245k
2018 → 2025
Net result
€8k▼ 22.2%
2024 · €10k
2018: €10k 2019: €13k 2020: €8k 2021: €7k 2022: €34k 2023: €18k 2024: €10k
2018 → 2025
Working capital
€56k▲ 17.6%
2024 · €47k
2018: €28k 2019: €35k 2020: €42k 2021: €31k 2022: €58k 2023: €50k 2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€49k-€80k▲ 63.0%€88k▲ 9.6%€85k▼ 3.7%€93k▲ 9.0%
Operating result€17k-€56k▲ 227%€34k▼ 38.9%€23k▼ 32.2%€19k▼ 20.2%
Net result€7k-€34k▲ 399%€18k▼ 47.2%€10k▼ 45.1%€8k▼ 22.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €17k€17kNet result 2021: €7k€7kOperating result 2022: €56k€56kNet result 2022: €34k€34kOperating result 2023: €34k€34kNet result 2023: €18k€18kOperating result 2024: €23k€23kNet result 2024: €10k€10kOperating result 2025: €19k€19kNet result 2025: €8k€8k20212022202320242025
The operating result has fallen three years in a row; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets €110k▼ 16.8%
Current assets €86k▼ 23.5%
Equity and liabilities €196k
Equity €93k▲ 9.0%
Debt €103k▼ 35.3%
The debt ratio falls from 65.3% to 52.8%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€46k
2024 · €49k
Cash flow
€35k
2024 · €36k
Solvency
47.2%
2024 · 34.7%
Current ratio
2.82
2024 · 1.72
Quick ratio
2.25
2024 · 1.72
Debt / equity
1.12
2024 · 1.88
ROE
8.3%
2024 · 11.6%
ROA
3.9%
2024 · 4.0%
Interest coverage
9.61
2024 · 8.87
Debt
€103k
2024 · €160k
Debt ≤ 1 year
€31k
2024 · €65k
Debt > 1 year
€73k
2024 · €95k
Income taxes
€7k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€245k€196k
Fixed assets21/28€132k€110k
Tangible fixed assets22/27€132k€110k
Land and buildings22€82k€72k
Plant, machinery and equipment23€868-
Furniture and vehicles24€43k€25k
Other tangible fixed assets26€7k€13k
Current assets29/58€113k€86k
Amounts receivable after more than one year29€35k-
Other amounts receivable291€35k-
Stocks and contracts in progress3-€17k
Contracts in progress37-€17k
Amounts receivable within one year40/41€19k€33k
Trade receivables40€17k€1k
Other amounts receivable41€3k€32k
Cash at bank and in hand54/58€55k€35k
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€245k€196k
Equity10/15€85k€93k
Contributions10/11€6k€6k=
Outside capital11-€6k
Other1109/19-€6k
Reserves13€79k€86k
Distributable reserves133€79k€86k
Profit (loss) carried forward14€0-
Amounts payable17/49€160k€103k
Amounts payable after more than one year17€95k€73k
Financial debts170/4€95k€73k
Amounts payable within one year42/48€65k€31k
Current portion of amounts payable after more than one year42€21k€25k
Financial debts43€2k-
Other loans439€2k-
Trade debts44€6k€185
Suppliers440/4€6k€185
Taxes, remuneration and social security45€12k€6k
Taxes450/3€9k€3k
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€25k-
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k
Other operating charges640/8€3k€4k
Non-recurring operating charges66A€908-
Gross operating margin9900€53k€49k
Operating profit (loss)9901€23k€19k
Financial income75/76B€2k€920
Recurring financial income75€2k€920
Financial charges65/66B€6k€5k
Recurring financial charges65€6k€5k
Profit (loss) for the period before taxes9903€19k€15k
Income taxes67/77€9k€7k
Profit (loss) for the period9904€10k€8k
Profit (loss) for the period to be appropriated9905€10k€8k
Appropriation of the result
Profit (loss) to be appropriated9906€10k€8k
Transfer from equity791/2€13k-
Transfer to equity691/2€10k€8k
To other reserves6921€10k€8k
Profit to be distributed694/7€13k-
Return on contributions (dividend)694€13k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
24-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €34k ▲399%
Operating result €56k, net result €34k, both a record.
10-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €7k ▼17.9%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
17-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
18-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
18-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, As · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bilzerweg 613665 As
Ground area
1,616 m²
Building footprint
190 m²
Volume, LiDAR
1,024 m³
Parcel 71002B0453/00G002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BIA ENGINEERING
Bilzerweg 61, 3665 AsEngineering and related technical consultancy, excluding land surveyors
since 20082.171.082.209
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71002B0453/00G002 Flanders 1,616 m² 1 · 189 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
As
1 permission
Boerderij - lama's alpaca's · since 23-02-2022

Similar companies · same sector, comparable size

Of 1,699 companies in sector 01480 we hold annual accounts for 160. 124 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-04-2008
Fiscal year end31-12
Activities, NACEBEL
01480Raising of other animals
01490Crop and animal production, hunting and related service activities
01620Support activities for animal production
46231Wholesale of live animals
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.