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BI-HOLDING

Active1 interim measure
Private limited companyfounded 200620 yrs activeEikenlaan 20, 9150 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0882.885.288
Summary

The file of BI-HOLDING contains 1 interim measure, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.8% (moderate). The 2025 annual accounts show negative equity (-€761,549) and a net result of €5,022. Equity is shrinking by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 16759 sector peers (fiscal year 2025).

Risk analysisWatch ReportCompare
BI-HOLDINGActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Development of residential building projects
NACE 68121Real estate development NACE 41101NACE 70111
1 site
Size
€810,309total assets 2025
Equity
-€761,549
Profit
€5,022
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.8%
Structure
Holdings
3
Accounts filed 12 d late0 of 4 deeds read
Why 53- Liquidity: current ratio 0.01, cash €263- Negative equity -€761,549- Latest accounts 12 days late; 1 of the last 3 late+ Size: total assets €810,309Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 20% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -94.0% of total assets
Liquidity 0=
short-term debt 106.1% · cash 0.0%
Profitability 31+17
return on assets 0.6%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,530 companies)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● 0.0% vs 11-2024 01-2025: 1.6%● 0.0% vs 12-2024 02-2025: 1.6%▲ +1.5% vs 01-2025 03-2025: 1.6%▼ -2.2% vs 02-2025 04-2025: 1.6%▲ +1.3% vs 03-2025 05-2025: 1.5%▼ -5.5% vs 04-2025lowest value 06-2025: 1.5%▲ +0.8% vs 05-2025 07-2025: 1.7%▲ +9.5% vs 06-2025 08-2025: 2.0%▲ +22.0% vs 07-2025 09-2025: 2.2%▲ +8.0% vs 08-2025 10-2025: 1.9%▼ -14.5% vs 09-2025 11-2025: 1.9%● 0.0% vs 10-2025 12-2025: 2.3%▲ +24.1% vs 11-2025 01-2026: 2.3%● 0.0% vs 12-2025 02-2026: 2.3%● 0.0% vs 01-2026 03-2026: 2.3%▼ -2.1% vs 02-2026 04-2026: 2.2%▼ -2.1% vs 03-2026 05-2026: 2.2%▼ -0.2% vs 04-2026 06-2026: 2.1%▼ -4.4% vs 05-2026 07-2026: 2.1%▼ -0.9% vs 06-2026 08-2026: 2.9%▲ +36.3% vs 07-2026highest value 09-2026: 1.8%▼ -36.6% vs 08-2026 10-2026: 1.8%● 0.0% vs 09-2026
  • Liquidity: current ratio 0.01, cash €263 raises the probability
  • Size: total assets €810,309 lowers the probability for this profile
  • Negative equity -€761,549 raises the probability
  • Latest accounts 12 days late; 1 of the last 3 late raises the probability
No credit on open account
Liquidity short (current ratio 0.01 against 0.2 in 2024; short-term debt: 106.1% and cash: 0% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 5%, liquidity 2%, profitability 26%, growth against the median 48%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.01, cash €263
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €810,309
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€761,549
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Latest accounts 12 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 16759 sector peers (2025).
NBB · sector comparison
Position among 16759 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · Interim administration
1 publication(s) on interim administration in the Belgisch Staatsblad. An early signal, not a finding of bankruptcy.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
12 d late
2024
40 d late
2023
30 d late
2022
29 d late
2021
103 d early
2020
208 d late
2019
14 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €5,022
  3. Provisional administratorOndernemingsrechtbank Gent · interim administrator…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€761,549 View
  • Caution: Among the weakest 5% on solvencysector median 29.4% · 16,759 companies -94.0% View
  • Positive: Back in profit in 2025after -€60,265 in 2024 €5,022 View
  • Heads a groupcompanies controlled 3 View

By topic

Financials

Fiscal year
2025
Total assets
€810,309
Profit
€5,022
Solvency
-94.0%
Total assets▼ 24.0%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 12-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 24-11-2025Provisional administrator
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
07-08-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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