BI GROUP
ActiveSummary
BI GROUP has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12.41M and a net result of €93k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 482 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability39▼-22
Solvency100▲+3
Growth36▼-17
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €850k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.47 in 2024; short-term debt: 16.7% and cash: 1.1% of total assets), and 18.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.3%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
60 d early
2024
87 d early
2023
96 d early
2022
94 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€593k▼ 9.2%
2022 · €653k
2022: €653k
2023: €593k▼ -9.2% vs 2022
2022 → 2023
EBIT margin
7.5%▲ 14.2pp
2022 · -6.7%
2022: -6.7%
2023: 7.5%▲ +212% vs 2022
2022 → 2023
Net result
€93k▼ 91.6%
2024 · €1.10M
2022: €826k
2023: €-112k▼ -114% vs 2022lowest in 4 years
2024: €1.10M▲ +1082% vs 2023highest in 4 years
2025: €93k▼ -91.6% vs 2024
2022 → 2025
Working capital
€1.71M▲ 562%
2024 · €259k
2022: €148k
2023: €-377k▼ -356% vs 2022lowest in 4 years
2024: €259k▲ +169% vs 2023
2025: €1.71M▲ +562% vs 2024highest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€653k-€593k▼ 9.2%
2022: €653k
2023: €593k▼ -9.2% vs 2022
Equity€7.53M-€7.41M▼ 1.5%€8.52M▲ 14.9%€12.41M▲ 45.7%
2022: €7.53M
2023: €7.41M▼ -1.5% vs 2022lowest in 4 years
2024: €8.52M▲ +14.9% vs 2023
2025: €12.41M▲ +45.7% vs 2024highest in 4 years
Operating result€-44k-€45k€23k▼ 48.6%€11k▼ 50.8%
2022: €-44klowest in 4 years
2023: €45k▲ +202% vs 2022highest in 4 years
2024: €23k▼ -48.6% vs 2023
2025: €11k▼ -50.8% vs 2024
Net result€826k-€-112k€1.10M€93k▼ 91.6%
2022: €826k
2023: €-112k▼ -114% vs 2022lowest in 4 years
2024: €1.10M▲ +1082% vs 2023highest in 4 years
2025: €93k▼ -91.6% vs 2024
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15.25M
Fixed assets
€11.00M =
Current assets
€4.25M ▲ 425%
Equity and liabilities €15.25M
Equity
€12.41M ▲ 45.7%
Debt
€2.85M ▼ 13.6%
Debt's share of the balance-sheet total falls from 27.9% to 18.7%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
1.67▲
2024 · 1.47
Debt to equity
0.23▼
2024 · 0.39
ROE
0.7%▼
2024 · 12.9%
ROA
0.6%▼
2024 · 9.3%
Debt ≤ 1 year
€2.54M▲
2024 · €552k
Debt > 1 year
€300k▼
2024 · €2.74M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€11.81M€15.25M▲
Fixed assets21/28€11.00M€11.00M=
Financial fixed assets28€11.00M€11.00M=
Current assets29/58€810k€4.25M▲
Amounts receivable after more than one year29-€3.17M
Other amounts receivable291-€3.17M
Amounts receivable within one year40/41€563k€722k▲
Trade receivables40€61k€86k▲
Other amounts receivable41€502k€637k▲
Cash at bank and in hand54/58€232k€171k▼
Deferred charges and accrued income490/1€16k€195k▲
Equity and liabilities
Total equity and liabilities10/49€11.81M€15.25M▲
Equity10/15€8.52M€12.41M▲
Contributions10/11€6.70M€10.50M▲
Profit (loss) carried forward14€1.82M€1.91M▲
Amounts payable17/49€3.29M€2.85M▼
Amounts payable after more than one year17€2.74M€300k▼
Financial debts170/4€2.74M€300k▼
Amounts payable within one year42/48€552k€2.54M▲
Current portion of amounts payable after more than one year42€440k€2.44M▲
Trade debts44€103k€101k▼
Suppliers440/4€103k€101k▼
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€9k€3k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Other operating charges640/8€126€128▲
Gross operating margin9900€23k€11k▼
Operating profit (loss)9901€23k€11k▼
Financial income75/76B€1.25M€206k▼
Recurring financial income75€1.25M€206k▼
Financial charges65/66B€171k€125k▼
Recurring financial charges65€171k€125k▼
Profit (loss) for the period before taxes9903€1.10M€93k▼
Profit (loss) for the period9904€1.10M€93k▼
Profit (loss) for the period to be appropriated9905€1.10M€93k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.82M€1.91M▲
Profit (loss) brought forward from the previous period14P€714k€1.82M▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Operating income70/76A | €653k | €593k | - | - | - |
| Turnover70 | €653k | €593k | - | - | - |
| Operating charges60/66A | €697k | €549k | - | - | - |
| Services and other goods61 | €697k | €548k | - | - | - |
| Other operating charges640/8 | - | €115 | €126 | €128 | ▲ 1.6% |
| Gross operating margin9900 | - | - | €23k | €11k | ▼ 50.5% |
| Operating profit (loss)9901 | €-44k | €45k | €23k | €11k | ▼ 50.8% |
| Financial income75/76B | €950k | €18k | €1.25M | €206k | ▼ 83.5% |
| Recurring financial income75 | €950k | €18k | €1.25M | €206k | ▼ 83.5% |
| Income from financial fixed assets750 | €950k | €18k | - | - | - |
| Financial charges65/66B | €80k | €175k | €171k | €125k | ▼ 27.0% |
| Recurring financial charges65 | €80k | €175k | €171k | €125k | ▼ 27.0% |
| Debt charges650 | €73k | €175k | - | - | - |
| Other financial charges652/9 | €8k | €348 | - | - | - |
| Profit (loss) for the period before taxes9903 | €826k | €-112k | €1.10M | €93k | ▼ 91.6% |
| Profit (loss) for the period9904 | €826k | €-112k | €1.10M | €93k | ▼ 91.6% |
| Profit (loss) for the period to be appropriated9905 | €826k | €-112k | €1.10M | €93k | ▼ 91.6% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €11.72M | €11.14M | €11.81M | €15.25M | ▲ 29.2% |
| Fixed assets21/28 | €11.00M | €11.00M | €11.00M | €11.00M | = |
| Financial fixed assets28 | €11.00M | €11.00M | €11.00M | €11.00M | = |
| Affiliated companies280/1 | €11.00M | €11.00M | - | - | - |
| Participating interests280 | €11.00M | €11.00M | - | - | - |
| Current assets29/58 | €720k | €136k | €810k | €4.25M | ▲ 425% |
| Amounts receivable after more than one year29 | - | - | - | €3.17M | - |
| Other amounts receivable291 | - | - | - | €3.17M | - |
| Amounts receivable within one year40/41 | €136k | €72k | €563k | €722k | ▲ 28.3% |
| Trade receivables40 | €116k | €72k | €61k | €86k | ▲ 41.3% |
| Other amounts receivable41 | €20k | - | €502k | €637k | ▲ 26.8% |
| Cash at bank and in hand54/58 | €584k | €64k | €232k | €171k | ▼ 26.4% |
| Deferred charges and accrued income490/1 | - | - | €16k | €195k | ▲ 1,150% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €11.72M | €11.14M | €11.81M | €15.25M | ▲ 29.2% |
| Equity10/15 | €7.53M | €7.41M | €8.52M | €12.41M | ▲ 45.7% |
| Contributions10/11 | €6.70M | €6.70M | €6.70M | €10.50M | ▲ 56.7% |
| Profit (loss) carried forward14 | €826k | €714k | €1.82M | €1.91M | ▲ 5.1% |
| Amounts payable17/49 | €4.19M | €3.72M | €3.29M | €2.85M | ▼ 13.6% |
| Amounts payable after more than one year17 | €3.62M | €3.18M | €2.74M | €300k | ▼ 89.1% |
| Financial debts170/4 | €3.62M | €3.18M | €2.74M | €300k | ▼ 89.1% |
| Subordinated loans170 | €300k | €300k | - | - | - |
| Credit institutions173 | €3.32M | €2.88M | - | - | - |
| Amounts payable within one year42/48 | €572k | €513k | €552k | €2.54M | ▲ 361% |
| Current portion of amounts payable after more than one year42 | €440k | €440k | €440k | €2.44M | ▲ 455% |
| Trade debts44 | €132k | €66k | €103k | €101k | ▼ 1.8% |
| Suppliers440/4 | €132k | €66k | €103k | €101k | ▼ 1.8% |
| Taxes, remuneration and social security45 | - | €7k | €9k | €3k | ▼ 67.3% |
| Taxes450/3 | - | €7k | €9k | €3k | ▼ 67.3% |
| Accrued charges and deferred income492/3 | €2k | €29k | €3k | €2k | ▼ 24.9% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €826k | €-112k | €1.10M | €93k | ▼ 91.6% |
| Operating cash flow (approximation) | €826k | €-112k | €1.10M | €93k | ▼ 91.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | €-520k | €168k | €-61k | ▼ 136% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €10MEq €12.41M ▲45.7%
2 profitable years in a row build equity to €12.41M.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €1.10M
Net result €1.10M after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 1.47
Current ratio from 0.26 to 1.47.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-112k
Net result drops to €-112k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2021
Ground area
2,924 m²
Building footprint
175 m²
Volume, LiDAR
744 m³
Parcel 34006A0139/00G007, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
jan de veene
since 20212.326.233.214
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34006A0139/00G007 | Flanders | 2,924 m² | 1 · 175 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
69940035PYY0HN5XI716
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Of 3,152 companies in sector 63920 we hold annual accounts for 1,525. 88 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
Contact
Scores and ratios are computed by Checked and are not a credit decision.