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BI Consult

Active
Private limited companyfounded 2012active for 14 yearsBerlaarbaan(CEN) 57, 2860 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0848.041.801
Summary

The annual accounts of BI Consult for financial year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €6,056 and a net result of -€6,946. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 39% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-08-2012 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 8 others
Establishment unit
2.212.063.521 2860 Sint-Katelijne-Waver, since 16-08-2012
Financial year end
30 June
Peppol
Reachable since 31-08-2023

Board and ownership

Board
  • Bouazza ImedDirector · since 01-10-2022

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-06-2025
Gross margin
€6,431
▼ 59.3%
Turnover
≈ €99,000
estimated
Loss
€6,946
Equity
€6,056
▼ 53.4%
Total assets
€29,790
▲ 12.1%
Filed on 30-01-2026, 1 day before the deadline
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €6,946 (financial year 2025)lowers riskLiquidity: current ratio 1.03, cash €19,551Founded in 2012Size: total assets €29,790Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 34% of micro companies in retail trade (NACE 47)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 45-29
equity 20.3% of total assets
Liquidity 56-18
short-term debt 79.7% · cash 65.6%
Profitability 35-54
return on assets -23.3%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.8%▲ +0.2 percentage points vs 12-2024 02-2025: 1.1%▲ +0.3 percentage points vs 01-2025highest value 03-2025: 0.2%▼ -0.9 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.4%▲ +0.2 percentage points vs 01-2026 03-2026: 0.3%▼ -0.1 percentage points vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.03 (1.37 in 2024), below the usual 1.5. Short-term debt is 79.7% and cash 65.6% of total assets. 79.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 36% of them on solvency, 63% on liquidity, 27% on profitability and 10% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.03, cash €19,551
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €6,946 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €29,790
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
on the day
2023
19 days early
2022
1 day early
2021
190 days late
2020
2 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Company renamed from DELI PASTA to BI ConsultChange of role: BOUAZZA Imad, from manager to director
  2. · Gazette deed Resignation: Bouazza Mounir (director)Appointment: Bouazza Imad (director)
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as BI Consult: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €24,100 and €43,300, founded between 2007 and 2014.

CompanyTotal assetsGross margin
BI Consult Sint-Katelijne-Waver€29,790€6,431
M.O.D. POWER Schaarbeek€26,724€7,599
D.J. CARS Brussel€24,106€5,702
IBOM COMPANY Schaarbeek€30,160€7,800
RABOSS CARS Wetteren€36,818€7,222
CASH 4 CAR Zaventem€33,035€8,882
N.B.M. Olen€43,337€8,264
Full comparison

Key facts about BI Consult

What is the company number of BI Consult?
The company number of BI Consult is 0848.041.801. The VAT number is the same number with BE in front: BE 0848.041.801.
Where is BI Consult based?
The registered office is at Berlaarbaan(CEN) 57, 2860 Sint-Katelijne-Waver.Company details
What does BI Consult do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of BI Consult?
The legal form of BI Consult is Private limited company (BV).
When was BI Consult founded?
BI Consult was founded on 13-08-2012.
Is BI Consult still active?
Yes, BI Consult is an active enterprise in the KBO register.
What is the turnover of BI Consult?
The turnover in financial year 2025 is ≈ €99,000. This figure is estimated from the gross margin of €6,431 and 73 comparable companies (NACE 47811). It probably lies between €49,000 and €290,000. It is a rough estimate.Financials
Is BI Consult profitable?
In financial year 2025, BI Consult made a loss of €6,946.
Where can I find the annual accounts of BI Consult?
BI Consult filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BI Consult due?
BI Consult must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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