BI BUILDING PROJECT
ActiveThe computed 12-month bankruptcy probability of BI BUILDING PROJECT is 1.7% (moderate). The 2025 annual accounts show equity of €42k and a net result of €14k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 1291 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +60 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency97▲+30
Growth52=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.36 against 1.44 in 2024), and 43.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
18.8%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-02-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
20 d late
2024
2 d late
2023
1 d early
2022
17 d late
2021
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 49.6%
2024 · €28k
2021: €21k
2022: €46k
2023: €53k
2024: €28k
2021 → 2025
Total assets
€74k▼ 2.1%
2024 · €76k
2021: €36k
2022: €67k
2023: €110k
2024: €76k
2021 → 2025
Net result
€14k
2024 · €-25k
2021: €16k
2022: €25k
2023: €7k
2024: €-25k
2021 → 2025
Working capital
€29k▲ 152%
2024 · €11k
2021: €22k
2022: €36k
2023: €32k
2024: €11k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€46k▲ 121%€53k▲ 15.6%€28k▼ 47.1%€42k▲ 49.6%
Operating result€9k-€47k▲ 410%€14k▼ 70.0%€-21k€27k
Net result€16k-€25k▲ 59.9%€7k▼ 71.6%€-25k€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €27k after a loss of €21k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€25k▼ 36.0%
Current assets
€50k▲ 32.9%
Equity and liabilities €74k
Equity
€42k▲ 49.6%
Debt
€32k▼ 32.6%
The debt ratio falls from 63.0% to 43.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€42k▲
2024 · €-2k
Cash flow
€29k▲
2024 · €-5k
Solvency
56.6%▲
2024 · 37.0%
Current ratio
2.36▲
2024 · 1.44
Quick ratio
2.36▲
2024 · 1.44
Debt / equity
0.77▼
2024 · 1.70
ROE
33.2%▲
2024 · -88.9%
ROA
18.8%▲
2024 · -32.9%
Interest coverage
6.92▲
2024 · -0.50
Debt
€32k▼
2024 · €48k
Debt ≤ 1 year
€21k▼
2024 · €26k
Debt > 1 year
€11k▼
2024 · €21k
Income taxes
€7k▲
2024 · €177
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€74k▼
Fixed assets21/28€39k€25k▼
Tangible fixed assets22/27€39k€25k▼
Plant, machinery and equipment23€7k€3k▼
Furniture and vehicles24€32k€22k▼
Current assets29/58€37k€50k▲
Amounts receivable within one year40/41€35k€42k▲
Trade receivables40€28k€27k▼
Other amounts receivable41€7k€14k▲
Cash at bank and in hand54/58€592€8k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€76k€74k▼
Equity10/15€28k€42k▲
Contributions10/11€5k€5k=
Reserves13€37k€37k=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14€-13k€591▲
Amounts payable17/49€48k€32k▼
Amounts payable after more than one year17€21k€11k▼
Financial debts170/4€21k€11k▼
Amounts payable within one year42/48€26k€21k▼
Current portion of amounts payable after more than one year42€9k€11k▲
Trade debts44€17k€4k▼
Suppliers440/4€17k€4k▼
Taxes, remuneration and social security45€76€7k▲
Taxes450/3€76€7k▲
Accrued charges and deferred income492/3€992-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€15k▼
Other operating charges640/8€2k€5k▲
Gross operating margin9900€702€47k▲
Operating profit (loss)9901€-21k€27k▲
Financial income75/76B€5€16▲
Recurring financial income75€5€16▲
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€-25k€21k▲
Income taxes67/77€177€7k▲
Profit (loss) for the period9904€-25k€14k▲
Profit (loss) for the period to be appropriated9905€-25k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€591▲
Profit (loss) brought forward from the previous period14P€12k€-13k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
30-06
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
02-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
2024
30-06
Financial
Weakest financial yearnet €-25k ▼450%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
30-06
Financial
Highest result since 2021net €25k ▲59.9%
Operating result €47k, net result €25k, both a record.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leliegaarde 41731 AsseGround area
177 m²
Building footprint
100 m²
Volume, LiDAR
1,196 m³
Parcel 23095C0183/00S000, Flanders · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BI BUILDING PROJECT
since 20202.301.935.110
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095C0183/00S000 | Flanders | 177 m² | 1 · 100 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRS
BE 1017.514.657
Wuustwezel · Eq €42k
VAN ACKER TECHNICS
BE 0836.344.985
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COVATEC
BE 0725.802.401
Stekene · Eq €42k
VH Techniek & Service
BE 0764.894.686
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JIMTECH
BE 0774.615.769
Boom · Eq €43k
Of 3,705 companies in sector 33120 we hold annual accounts for 1,336. 1,009 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2020
Fiscal year end30-06
Activities, NACEBEL
33120Repair and maintenance of machinery
41001General construction of residential buildings
43211General electrical installation work
43240Other construction installation
43299Specialised construction activities
43410Roofing work
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.