Financials
- Fiscal year
- 2025
- Total assets
- €23,101
- Profit
- €4,078
- Solvency
- 26.3%
BHM PLAFONNAGE
ActiveSummary
The computed 12-month bankruptcy probability of BHM PLAFONNAGE is 1.7% (moderate). The 2025 annual accounts show equity of €6,078 and a net result of €4,078. Its solvency ranks better than 28% of 33943 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Plastering work
NACE 43310
1 site
Size
€23,101total assets 2025
- Equity
- €6,078
- Profit
- €4,078
Turnover not published (abridged schema)
Structure
Accounts 19 d early0 of 2 deeds read
Why 54- Founded in 2024- Size: total assets €23,101- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 1.30, cash €3,005Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 40% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
51
equity 26.3% of total assets
Liquidity
26
short-term debt 73.7% · cash 13.0%
Profitability
91
return on assets 17.7%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 1.9%
08-2025: 1.9%● 0.0% vs 07-2025
09-2025: 2.0%▲ +4.7% vs 08-2025
10-2025: 2.3%▲ +16.6% vs 09-2025
11-2025: 2.4%▲ +5.6% vs 10-2025
12-2025: 2.7%▲ +11.5% vs 11-2025
01-2026: 3.0%▲ +10.3% vs 12-2025
02-2026: 3.0%● 0.0% vs 01-2026
03-2026: 2.9%▼ -1.3% vs 02-2026
04-2026: 2.9%▼ -1.1% vs 03-2026
05-2026: 3.2%▲ +8.6% vs 04-2026
06-2026: 3.3%▲ +4.2% vs 05-2026
07-2026: 3.3%▲ +1.1% vs 06-2026highest value
08-2026: 1.7%▼ -48.4% vs 07-2026lowest value
09-2026: 1.7%● 0.0% vs 08-2026lowest value
10-2026: 1.7%● 0.0% vs 09-2026lowest value
- Founded in 2024 raises the probability for this profile
- Size: total assets €23,101 raises the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- Liquidity: current ratio 1.30, cash €3,005 lowers the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 28%, liquidity 16%, profitability 77%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
19 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 12-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Plastering workNACE 43310
- Founded
- 20-06-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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