BHM DESIGN
ActiveSummary
BHM DESIGN has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €7,939 and a net result of €10,328. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability91▲+91
Solvency39▲+30
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.88 in 2023; short-term debt: 86.1% and cash: 46% of total assets), and 86.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.9%
Return on assets
18.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
42 d early
2024
43 d early
2023
36 d early
2022
45 d early
2021
37 d early
2020
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€7,939
2023 · -€2,390
Total assets
€57,095▲ 280%
2023 · €15,042
Net result
€10,328
2023 · -€7,456
Working capital
-€1,378▲ 31.1%
2023 · -€1,999
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€1,945-€1,631▼ 16.2%€274▼ 83.2%-€7,102€13,930
Net result€1,459within the sector's middle half-€787below the sector's middle half▼ 46.1%-€180below the sector's middle half-€7,456below the sector's middle half▼ 4,049%€10,328within the sector's middle half
Equity€4,459below the sector's middle half-€5,246below the sector's middle half▲ 17.7%€5,066below the sector's middle half▼ 3.4%-€2,390below the sector's middle half€7,939below the sector's middle half
Total assets€4,945below the sector's middle half-€15,726below the sector's middle half▲ 218%€15,082below the sector's middle half▼ 4.1%€15,042below the sector's middle half▼ 0.3%€57,095below the sector's middle half▲ 280%
Debt€486-€10,480▲ 2,055%€10,016▼ 4.4%€17,432▲ 74.0%€49,156▲ 182%
Working capital€4,459within the sector's middle half-€5,246within the sector's middle half▲ 17.7%€5,066within the sector's middle half▼ 3.4%-€1,999below the sector's middle half-€1,378below the sector's middle half▲ 31.1%
Solvency33.4%within the sector's middle half33.6%within the sector's middle half▲ 0.2pp-15.9%below the sector's middle half▼ 49.5pp13.9%below the sector's middle half▲ 29.8pp
Current ratio1.50within the sector's middle half1.51within the sector's middle half▲ 0.010.88below the sector's middle half▼ 0.620.97below the sector's middle half▲ 0.09
Return on assets (ROA)5.0%within the sector's middle half-1.2%below the sector's middle half▼ 6.2pp-49.6%below the sector's middle half▼ 48.4pp18.1%within the sector's middle half▲ 67.7pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €13,930 after a loss of €7,102 in 2023, the highest result in the available series.
Balance-sheet composition
Assets €57,095
Fixed assets
€9,317
Current assets
€47,778
Equity and liabilities €57,095
Equity
€7,939
Debt
€49,156
Debt finances 86.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€18,499
Cash flow
€14,897
Debt to equity
6.19▲
2023 · -7.29
ROE
130.1%
Interest coverage
103.31
Debt ≤ 1 year
€49,156▲
2023 · €17,041
Income taxes
€3,423▲
2023 · €175
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,706 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,706 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €4,568 | - |
| Other operating charges640/8 | - | €2,412 | €1,006 | €1,269 | €1,726 | ▲ 36.0% |
| Gross operating margin9900 | €1,945 | €4,042 | €1,280 | -€5,833 | €20,224 | ▲ 447% |
| Operating profit (loss)9901 | €1,945 | €1,631 | €274 | -€7,102 | €13,930 | ▲ 296% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | - | - | - | €0 | - | - |
| Financial charges65/66B | - | €400 | €178 | €179 | €179 | = |
| Recurring financial charges65 | - | €400 | €178 | €179 | €179 | = |
| Profit (loss) for the period before taxes9903 | €1,945 | €1,231 | €96 | -€7,281 | €13,751 | ▲ 289% |
| Income taxes67/77 | €486 | €444 | €276 | €175 | €3,423 | ▲ 1,855% |
| Profit (loss) for the period9904 | €1,459 | €787 | -€180 | -€7,456 | €10,328 | ▲ 239% |
| Profit (loss) for the period to be appropriated9905 | €1,459 | €787 | -€180 | -€7,456 | €10,328 | ▲ 239% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4,945 | €15,726 | €15,082 | €15,042 | €57,095 | ▲ 280% |
| Fixed assets21/28 | - | - | - | - | €9,317 | - |
| Tangible fixed assets22/27 | - | - | - | - | €9,317 | - |
| Furniture and vehicles24 | - | - | - | - | €9,317 | - |
| Current assets29/58 | €4,945 | €15,726 | €15,082 | €15,042 | €47,778 | ▲ 218% |
| Amounts receivable within one year40/41 | €3,108 | €612 | €3,347 | €4,595 | €18,030 | ▲ 292% |
| Trade receivables40 | - | - | - | - | €18,030 | - |
| Other amounts receivable41 | - | €612 | €3,347 | €4,595 | - | - |
| Cash at bank and in hand54/58 | €1,838 | €13,196 | €9,074 | €7,886 | €26,246 | ▲ 233% |
| Deferred charges and accrued income490/1 | - | €1,918 | €2,662 | €2,562 | €3,502 | ▲ 36.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4,945 | €15,726 | €15,082 | €15,042 | €57,095 | ▲ 280% |
| Equity10/15 | €4,459 | €5,246 | €5,066 | -€2,390 | €7,939 | ▲ 432% |
| Contributions10/11 | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €1,459 | €2,246 | €2,066 | -€5,390 | €4,939 | ▲ 192% |
| Amounts payable17/49 | €486 | €10,480 | €10,016 | €17,432 | €49,156 | ▲ 182% |
| Amounts payable within one year42/48 | €486 | €10,480 | €10,016 | €17,041 | €49,156 | ▲ 188% |
| Trade debts44 | - | €5,996 | €2,791 | €2,693 | €11,473 | ▲ 326% |
| Suppliers440/4 | - | €5,996 | €2,791 | €2,693 | €11,473 | ▲ 326% |
| Taxes, remuneration and social security45 | - | €930 | €720 | €175 | €8,996 | ▲ 5,026% |
| Taxes450/3 | - | €930 | €720 | €175 | €8,996 | ▲ 5,026% |
| Other amounts payable47/48 | - | €3,553 | €6,505 | €14,173 | €28,687 | ▲ 102% |
| Accrued charges and deferred income492/3 | - | - | - | €390 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,459 | €787 | -€180 | -€7,456 | €10,328 | ▲ 239% |
| + Depreciation and write-downs630 | - | - | - | - | €4,568 | - |
| Operating cash flow (approximation) | €1,459 | €787 | -€180 | -€7,456 | €14,897 | ▲ 300% |
| Change in cash | - | €11,358 | -€4,122 | -€1,188 | €18,361 | ▲ 1,646% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10,328
Net result €10,328 after 2 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€7,456
Net result drops to -€7,456, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2020
Ground area
558 m²
Building footprint
161 m²
Volume, LiDAR
1,101 m³
Parcel 23001B0287/00E003, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BHM DESIGN
since 20202.310.538.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23001B0287/00E003 | Flanders | 558 m² | 1 · 161 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Management NR
BE 1007.727.456
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OPPOZYTE
BE 1029.753.384
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Belleon
BE 0760.350.633
Tervuren · Eq €7,936
THOPAU
BE 0476.716.792
Ittre · Eq €7,936
Renard C&T
BE 1016.347.291
Kontich · Eq €7,943
Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 20,414 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46180Agents specialised in the wholesale of other particular products
47789Other retail sale of new goods
71112Activities of interior architects
74112Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Contact
E-mail
michelhasson@me.com
Phone
+32475485170
E-invoicing
Reachable via Peppol
Peppol ID
0208:0759824061
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.