BHIMBER
ActiveSummary
The computed 12-month bankruptcy probability of BHIMBER is 1.6% (moderate). The 2025 annual accounts show negative equity (-€109) and a net result of €6,514. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 18626 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-3
Solvency24▲+24
Growth57▲+4
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.87 against 0.64 in 2024; short-term debt: 100.7% and cash: 10.6% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.7%
Return on assets
40%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 18626 sector peers (2025).
NBB · sector comparisonPosition among 18626 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
43 d early
2023
29 d late
2022
21 d late
2021
4 d late
2020
10 d late
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€251,109▲ 36.5%
2024 · €184,002
EBIT margin
2.6%▼ 2.1pp
2024 · 4.7%
Net result
€6,514▼ 24.4%
2024 · €8,618
Working capital
-€2,109▲ 78.1%
2024 · -€9,623
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€157,654▲ 43.2%€166,761▲ 5.8%€158,907▼ 4.7%€184,002▲ 15.8%€251,109▲ 36.5%
Operating result€103-€2,792€12,986€8,724▼ 32.8%€6,645▼ 23.8%
Net result€36within the sector's middle half-€2,883within the sector's middle half€12,880within the sector's middle half€8,618within the sector's middle half▼ 33.1%€6,514within the sector's middle half▼ 24.4%
EBIT margin0.1%▲ 33.7pp-1.7%▼ 1.7pp8.2%▲ 9.8pp4.7%▼ 3.4pp2.6%▼ 2.1pp
Equity-€25,238below the sector's middle half▲ 0.1%-€28,121below the sector's middle half▼ 11.4%-€15,241below the sector's middle half▲ 45.8%-€6,623below the sector's middle half▲ 56.5%-€109below the sector's middle half▲ 98.4%
Total assets€35,842below the sector's middle half▼ 19.7%€40,160below the sector's middle half▲ 12.0%€39,898below the sector's middle half▼ 0.7%€20,445below the sector's middle half▼ 48.8%€16,266below the sector's middle half▼ 20.4%
Debt€61,080▼ 12.6%€68,281▲ 11.8%€55,139▼ 19.2%€27,068▼ 50.9%€16,375▼ 39.5%
Working capital-€25,238below the sector's middle half▲ 0.1%-€33,121below the sector's middle half▼ 31.2%-€19,241below the sector's middle half▲ 41.9%-€9,623within the sector's middle half▲ 50.0%-€2,109within the sector's middle half▲ 78.1%
Solvency-70.4%below the sector's middle half▼ 13.8pp-70.0%below the sector's middle half▲ 0.4pp-38.2%below the sector's middle half▲ 31.8pp-32.4%below the sector's middle half▲ 5.8pp-0.7%below the sector's middle half▲ 31.7pp
Current ratio0.59below the sector's middle half▼ 0.050.51below the sector's middle half▼ 0.070.65below the sector's middle half▲ 0.140.64below the sector's middle half▼ 0.010.87within the sector's middle half▲ 0.23
Return on assets (ROA)0.1%within the sector's middle half▲ 83.1pp-7.2%below the sector's middle half▼ 7.3pp32.3%above the sector's middle half▲ 39.5pp42.2%above the sector's middle half▲ 9.9pp40.0%above the sector's middle half▼ 2.1pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16,266
Fixed assets
€2,000 ▼ 33.3%
Current assets
€14,266 ▼ 18.2%
Key figures and ratios
EBITDA
€7,645▼
2024 · €9,724
Cash flow
€7,514▼
2024 · €9,618
Quick ratio
0.11▼
2024 · 0.11
Interest coverage
58.36▼
2024 · 91.74
Debt ≤ 1 year
€16,375▼
2024 · €27,068
Staff costs
€15,000=
2024 · €15,000
Equity ratios withheld: equity of -€109 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €157,654 | €166,761 | €158,907 | €184,002 | €251,109 | ▲ 36.5% |
| Goods, raw materials, services and sundry goods60/61 | €179,088 | €168,148 | €174,195 | €194,161 | €227,125 | ▲ 17.0% |
| Remuneration, social security and pensions62 | - | - | - | €15,000 | €15,000 | = |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €1,000 | €1,000 | €1,000 | = |
| Other operating charges640/8 | €1,625 | €1,405 | €941 | €695 | €1,339 | ▲ 92.7% |
| Gross operating margin9900 | €1,728 | -€1,387 | €14,927 | €25,419 | €23,984 | ▼ 5.6% |
| Operating profit (loss)9901 | €103 | -€2,792 | €12,986 | €8,724 | €6,645 | ▼ 23.8% |
| Financial charges65/66B | €67 | €91 | €106 | €106 | €131 | ▲ 23.6% |
| Recurring financial charges65 | €67 | €91 | €106 | €106 | €131 | ▲ 23.6% |
| Profit (loss) for the period before taxes9903 | €36 | -€2,883 | €12,880 | €8,618 | €6,514 | ▼ 24.4% |
| Profit (loss) for the period9904 | €36 | -€2,883 | €12,880 | €8,618 | €6,514 | ▼ 24.4% |
| Profit (loss) for the period to be appropriated9905 | €36 | -€2,883 | €12,880 | €8,618 | €6,514 | ▼ 24.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €35,842 | €40,160 | €39,898 | €20,445 | €16,266 | ▼ 20.4% |
| Fixed assets21/28 | - | €5,000 | €4,000 | €3,000 | €2,000 | ▼ 33.3% |
| Tangible fixed assets22/27 | - | €5,000 | €4,000 | €3,000 | €2,000 | ▼ 33.3% |
| Furniture and vehicles24 | - | €5,000 | €4,000 | €3,000 | €2,000 | ▼ 33.3% |
| Current assets29/58 | €35,842 | €35,160 | €35,898 | €17,445 | €14,266 | ▼ 18.2% |
| Stocks and contracts in progress3 | €34,338 | €32,836 | €32,835 | €14,580 | €12,545 | ▼ 14.0% |
| Stocks30/36 | €34,338 | €32,836 | €32,835 | €14,580 | €12,545 | ▼ 14.0% |
| Amounts receivable within one year40/41 | - | €98 | €644 | - | - | - |
| Other amounts receivable41 | - | €98 | €644 | - | - | - |
| Cash at bank and in hand54/58 | €1,504 | €2,226 | €2,419 | €2,865 | €1,721 | ▼ 39.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €35,842 | €40,160 | €39,898 | €20,445 | €16,266 | ▼ 20.4% |
| Equity10/15 | -€25,238 | -€28,121 | -€15,241 | -€6,623 | -€109 | ▲ 98.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | €6,200 | - | - | - |
| Issued capital100 | €18,600 | €18,600 | €18,600 | - | - | - |
| Uncalled capital101 | €12,400 | €12,400 | €12,400 | - | - | - |
| Outside capital11 | - | - | - | €6,200 | - | - |
| Other1109/19 | - | - | - | €6,200 | - | - |
| Reserves13 | €316 | €316 | €316 | €316 | €316 | = |
| Non-distributable reserves130/1 | €316 | €316 | €316 | €316 | €316 | = |
| Legal reserve130 | €316 | €316 | €316 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €316 | €316 | = |
| Profit (loss) carried forward14 | -€31,754 | -€34,637 | -€21,757 | -€13,139 | -€6,625 | ▲ 49.6% |
| Amounts payable17/49 | €61,080 | €68,281 | €55,139 | €27,068 | €16,375 | ▼ 39.5% |
| Amounts payable within one year42/48 | €61,080 | €68,281 | €55,139 | €27,068 | €16,375 | ▼ 39.5% |
| Trade debts44 | €46,951 | €48,192 | €26,267 | €3,844 | €7,977 | ▲ 108% |
| Suppliers440/4 | €46,951 | €48,192 | €26,267 | €3,844 | €7,977 | ▲ 108% |
| Taxes, remuneration and social security45 | €407 | €407 | €407 | €564 | €676 | ▲ 19.9% |
| Taxes450/3 | €407 | €407 | €407 | €414 | €526 | ▲ 27.1% |
| Remuneration and social security454/9 | - | - | - | €150 | €150 | = |
| Other amounts payable47/48 | €13,722 | €19,682 | €28,465 | €22,660 | €7,722 | ▼ 65.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36 | -€2,883 | €12,880 | €8,618 | €6,514 | ▼ 24.4% |
| + Depreciation and write-downs630 | - | - | €1,000 | €1,000 | €1,000 | = |
| Operating cash flow (approximation) | €36 | -€2,883 | €13,880 | €9,618 | €7,514 | ▼ 21.9% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | €722 | €193 | €446 | -€1,144 | ▼ 357% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €12,880
Net result €12,880 after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Back to profitnet €36
Net result €36 after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Weakest financial yearnet -€37,042
Net result drops to -€37,042, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2011
Ground area
106 m²
Building footprint
103 m²
Volume, LiDAR
1,350 m³
Parcel 21815D0094/00E000, Brussels · tallest building 15.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BHIMBER
since 20112.203.481.296
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0094/00E000 | Brussels | 106 m² | 1 · 103 m² | 15.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.203.481.296
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Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 3,638 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-07-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0837999826
Also
9925:BE0837999826
Registered
17-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.