Financials
- Fiscal year
- 2025
- Total assets
- €232,948
- Profit
- €180
- Solvency
- -8.6%
Total assets▲ 88.3%
Net result
20242025
BGS CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of BGS CONCEPT is 8.4% (elevated). The 2025 annual accounts show negative equity (-€20,123) and a net result of €180. The company has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Overview
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716Retail trade NACE 47715
2 sites
Size
€232,948total assets 2025
- Equity
- -€20,123
- Profit
- €180
Turnover not published (abridged schema)
Structure
Accounts 36 d early0 of 2 deeds read
Why 32- Figures for FY 2024 (filed 08-10-2025)- Ex-officio strike-off in the KBO- Founded in 2024+ Size: total assets €123,737Show the evidence
Checked score
Score 2025
32
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 20% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
16+6
equity -8.6% of total assets
Liquidity
57+16
short-term debt 67.0% · cash 34.3%
Profitability
30+30
return on assets 0.1%
Bankruptcy probability, 12 months
8.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 1.8%lowest value
03-2025: 1.8%● 0.0% vs 02-2025lowest value
04-2025: 3.4%▲ +91.4% vs 03-2025
05-2025: 4.1%▲ +18.8% vs 04-2025
06-2025: 4.9%▲ +19.7% vs 05-2025
07-2025: 5.4%▲ +10.6% vs 06-2025
08-2025: 5.4%● 0.0% vs 07-2025
09-2025: 5.9%▲ +10.1% vs 08-2025
10-2025: 6.0%▲ +1.8% vs 09-2025
11-2025: 5.3%▼ -12.1% vs 10-2025
12-2025: 5.3%▼ -0.5% vs 11-2025
01-2026: 5.4%▲ +2.3% vs 12-2025
02-2026: 5.5%▲ +2.0% vs 01-2026
03-2026: 5.5%▼ -0.5% vs 02-2026
04-2026: 5.6%▲ +2.0% vs 03-2026
05-2026: 5.6%▲ +0.2% vs 04-2026
06-2026: 5.5%▼ -2.1% vs 05-2026
07-2026: 4.5%▼ -17.2% vs 06-2026
08-2026: 5.1%▲ +12.3% vs 07-2026
09-2026: 5.9%▲ +15.1% vs 08-2026
10-2026: 8.4%▲ +44.0% vs 09-2026highest value
- Figures for FY 2024 (filed 08-10-2025) raises the probability
- Ex-officio strike-off in the KBO raises the probability
- Founded in 2024 raises the probability for this profile
- Size: total assets €123,737 lowers the probability for this profile
No credit on open account
Liquidity tight (current ratio 1.29 against 0.98 in 2024; short-term debt: 67% and cash: 34.3% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 15%, liquidity 39%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
36 d early
2024
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 13 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €180
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 4
- Since
- 2025
- Next accounts
- by 31-07-2027
- 25-06-2026Annual accounts filed
- 31-12-2025Back to profit
- 30-09-2025Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Retail sale of clothing and accessories for women…NACE 47716
- Founded
- 26-01-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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