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BGC Enrobé

Active
Private limited companyfounded 20205 yrs activeArbrefontaine, Dessus le Mont 11, 4990 Lierneux, BelgiumKBO/BCE: BE 0758.593.745
Summary

BGC Enrobé has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€39,876) and a net result of -€21,120. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 32 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch ReportCompare
BGC EnrobéActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Construction of roads and motorways
NACE 42110
1 site
Size
€14,862total assets 2026
Equity
-€39,876
Loss
-€21,120
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2026
Bankruptcy chance 12 m
0.9%
Structure
Board
1 member
Accounts 38 d early1 of 2 deeds read
Why 53Capped at 59: negative equity- Negative equity -€39,876- Loss of €21,120, the second in a row (FY 2026)+ Size: total assets €14,862+ Liquidity: current ratio 0.27, cash €12,041Show the evidence

Checked score

Score 2026
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 15% of its sector peers (NACE 42, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2025
Weak
Solvency 0=
equity -268.3% of total assets
Liquidity 50+18
short-term debt 368.3% · cash 81.0%
Profitability 0=
return on assets -142.1%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,865 companies)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● 0.0% vs 11-2024 01-2025: 1.5%● 0.0% vs 12-2024 02-2025: 1.5%● 0.0% vs 01-2025 03-2025: 1.5%● 0.0% vs 02-2025 04-2025: 1.5%▼ -3.3% vs 03-2025 05-2025: 1.5%● 0.0% vs 04-2025 06-2025: 1.5%▼ -0.5% vs 05-2025 07-2025: 1.5%▲ +2.2% vs 06-2025 08-2025: 1.6%▲ +5.0% vs 07-2025 09-2025: 1.6%▲ +2.7% vs 08-2025 10-2025: 2.0%▲ +23.3% vs 09-2025highest value 11-2025: 1.9%▼ -3.8% vs 10-2025 12-2025: 1.9%● 0.0% vs 11-2025 01-2026: 1.9%▼ -1.3% vs 12-2025 02-2026: 2.0%▲ +2.4% vs 01-2026 03-2026: 1.9%▼ -0.3% vs 02-2026 04-2026: 1.9%▼ -0.9% vs 03-2026 05-2026: 1.9%● 0.0% vs 04-2026 06-2026: 1.9%▼ -0.5% vs 05-2026 07-2026: 2.0%▲ +1.7% vs 06-2026 08-2026: 1.9%▼ -1.6% vs 07-2026 09-2026: 1.9%▲ +0.6% vs 08-2026 10-2026: 0.9%▼ -55.5% vs 09-2026lowest value
  • Size: total assets €14,862 lowers the probability for this profile
  • Liquidity: current ratio 0.27, cash €12,041 lowers the probability
  • Negative equity -€39,876 raises the probability
  • Loss of €21,120, the second in a row (FY 2026) raises the probability
No credit on open account
Liquidity short (current ratio 0.27 against 0.39 in 2025; short-term debt: 368.3% and cash: 81% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 42, micro). Better than this share of them on solvency 3%, liquidity 49%, profitability 5%, growth against the median 4%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €14,862
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.27, cash €12,041
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity -€39,876
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €21,120, the second in a row (FY 2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
22242526
2022 to 2026 · latest year -€39,876
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 23-09-2026, 38 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
38 d early
2025
42 d early
2024
36 d early
2022
318 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 51 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 24 September (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Resignation: Sébastien CUVELIER (director)Appointment: Simon DE BONDT (non-statutory…
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Risk: Negative equityfiscal year 2026: debts exceed assets -€39,876 View
  • Caution: Among the weakest 5% on solvencysector median 55.1% · 32 companies -268.3% View
  • Caution: Board changedlatest change 15-06-2026 · 1 in office 1 joined · 1 left View
  • Caution: 2 loss-making years in a rowloss fiscal year 2026 -€21,120 View

By topic

Financials

Fiscal year
2026
Total assets
€14,862
Loss
-€21,120
Solvency
-268.3%
Total assets▼ 42.3%
Net result
20222026
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-10-2027
  1. 23-09-2026Annual accounts filed
  2. 15-06-2026Resignation: Sébastien CUVELIER (director)
  3. 19-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Construction of roads and motorwaysNACE 42110
Founded
19-11-2020
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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