BG IMMO
ActiveBG IMMO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €461k and a net result of €-9k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 62% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+9
Solvency71▲+52
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.43 in 2024; short-term debt: 30.4% and cash: 0.3% of total assets), and 54.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
57 d late
2023
29 d late
2022
31 d late
2021
65 d late
2020
27 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€461k
2024 · €-30k
2018: €-26k
2019: €-6k
2020: €-15k
2021: €-19k
2022: €-7k
2023: €-8k
2024: €-30k
2018 → 2025
Total assets
€1.01M▲ 84.3%
2024 · €549k
2018: €606k
2019: €684k
2020: €683k
2021: €642k
2022: €628k
2023: €591k
2024: €549k
2018 → 2025
Net result
€-9k▲ 60.9%
2024 · €-22k
2018: €-46k
2019: €20k
2020: €-9k
2021: €-4k
2022: €12k
2023: €-998
2024: €-22k
2018 → 2025
Working capital
€-186k▼ 9.0%
2024 · €-171k
2018: €-103k
2019: €-141k
2020: €-153k
2021: €-150k
2022: €-130k
2023: €-129k
2024: €-171k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-19k-€-7k▲ 62.1%€-8k▼ 13.7%€-30k▼ 269%€461k
Operating result€2k-€17k▲ 924%€4k▼ 76.4%€-18k€-5k▲ 74.4%
Net result€-4k-€12k€-998€-22k▼ 2,127%€-9k▲ 60.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€890k▲ 112%
Current assets
€122k▼ 5.9%
Equity and liabilities €1.01M
Equity
€461k
Debt
€552k
Debt finances 54.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€41k▲
2024 · €25k
Cash flow
€37k▲
2024 · €20k
Solvency
45.5%▲
2024 · -5.5%
Current ratio
0.40▼
2024 · 0.43
Quick ratio
0.40▼
2024 · 0.43
Debt / equity
1.20▲
2024 · -19.03
ROE
-1.9%
ROA
-0.9%▲
2024 · -4.0%
Interest coverage
9.96▲
2024 · 5.39
Debt
€552k▼
2024 · €580k
Debt ≤ 1 year
€308k▲
2024 · €300k
Debt > 1 year
€243k▼
2024 · €279k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€549k€1.01M▲
Fixed assets21/28€419k€890k▲
Tangible fixed assets22/27€419k€890k▲
Land and buildings22€417k€888k▲
Plant, machinery and equipment23€2k€3k▲
Current assets29/58€130k€122k▼
Amounts receivable within one year40/41€113k€118k▲
Trade receivables40€113k€118k▲
Other amounts receivable41€115-
Cash at bank and in hand54/58€17k€3k▼
Deferred charges and accrued income490/1-€859
Equity and liabilities
Total equity and liabilities10/49€549k€1.01M▲
Equity10/15€-30k€461k▲
Contributions10/11€20k€20k=
Revaluation surpluses12-€500k
Profit (loss) carried forward14€-50k€-59k▼
Amounts payable17/49€580k€552k▼
Amounts payable after more than one year17€279k€243k▼
Financial debts170/4€271k€237k▼
Other amounts payable178/9€8k€6k▼
Amounts payable within one year42/48€300k€308k▲
Current portion of amounts payable after more than one year42€40k€37k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€258k€267k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€45k▲
Other operating charges640/8€8k€8k▲
Gross operating margin9900€32k€49k▲
Operating profit (loss)9901€-18k€-5k▲
Financial income75/76B€210-
Recurring financial income75€210-
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-22k€-9k▲
Profit (loss) for the period9904€-22k€-9k▲
Profit (loss) for the period to be appropriated9905€-22k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-59k▼
Profit (loss) brought forward from the previous period14P€-28k€-50k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €461k
Equity rises from €-30k to €461k.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 65 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 182 days late
2019
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Missionarislei 702970 SchildeGround area
6,255 m²
Building footprint
815 m²
Volume, LiDAR
1,163 m³
2 parcels, Flanders · tallest building 18.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AQ IMMO
since 20172.266.926.028
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11814C0288/00M000 | Flanders | 4,162 m² | 1 · 614 m² | 1.5 m |
| 11039D0111/00L000 | Flanders | 2,093 m² | 1 · 200 m² | 18.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ASTRID I
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PICARD immo
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Albatros Building Company
BE 0429.821.252
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INNOPROJECTS
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,381. 3,704 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-08-2017
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.