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BFX Toitures

Active
Private limited companyfounded 2020active for 6 yearsRue des Prés 34, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 0746.742.721
Summary

The computed 12-month bankruptcy probability of BFX Toitures is 1.9% (moderate). The 2025 annual accounts show equity of €2,455 and a net result of €3,200. Equity is shrinking by about 17% per year across the filed financial years. Its solvency ranks better than 14% of 34,190 sector peers (NACE 43, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Roofing work
NACE 43410
1 site
Size
€25,597total assets 2025
Equity
€2,455
Profit
€3,200
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Structure
Accounts filed 17 days late0 of 1 deed read
Why 52raises riskLiquidity: current ratio 0.94Sector: Specialised construction activities (NACE 43)Founded in 2020lowers riskSize: total assets €25,597Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 17% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 35+5
equity 9.6% of total assets
Liquidity 0=
short-term debt 90.4%
Profitability 75+52
return on assets 12.5%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,532 companies, NACE 43, micro)
Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.4%● unchanged vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.5%▲ +0.1 percentage points vs 03-2025 05-2025: 2.5%● unchanged vs 04-2025 06-2025: 2.5%● unchanged vs 05-2025 07-2025: 2.5%● unchanged vs 06-2025 08-2025: 3.1%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 2.7%▼ -0.4 percentage points vs 08-2025 10-2025: 2.7%● unchanged vs 09-2025 11-2025: 2.7%● unchanged vs 10-2025 12-2025: 2.8%▲ +0.1 percentage points vs 11-2025 01-2026: 2.7%▼ -0.1 percentage points vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026 04-2026: 2.6%▼ -0.1 percentage points vs 03-2026 05-2026: 2.4%▼ -0.2 percentage points vs 04-2026 06-2026: 2.4%● unchanged vs 05-2026 07-2026: 2.4%● unchanged vs 06-2026 08-2026: 3.0%▲ +0.6 percentage points vs 07-2026 09-2026: 1.9%▼ -1.1 percentage points vs 08-2026lowest value 10-2026: 1.9%● unchanged vs 09-2026lowest value
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 14% on solvency, 1% on liquidity, 48% on profitability and 6% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.94
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €25,597
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2020
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 34190 sector peers (2025).
NBB · sector comparison
Position among 34190 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
17 days late
2024
29 days late
2023
26 days late
2022
30 days late
2021
29 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 27 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. General meeting · Registered-office moveDirector appointment · Director resignation
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Back to profitnet €3,200

Key points

  • Caution: Among the weakest 11% on equitysector median €57,532 · 34,203 companies €2,455 View
  • Total assets 20256 financial years filed €25,597 View
  • Active since 2020founded 07-05-2020 6 years View

By topic

Financials

Financial year
2025
Total assets
€25,597
Profit
€3,200
Solvency
9.6%
Total assets▼ 85.3%
Net result
20202025
Go to Financials

Timeline

Events
9
Since
2021
Next accounts
by 31-07-2027
  1. 29-08-2025Annual accounts filed
  2. 26-08-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
07-05-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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