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BFintastic

Active
Private limited companyfounded 2024active for 2 yearsAlbert Servaesdreef 14, 3920 Lommel, BelgiumKBO/BCE: BE 1007.890.970
Summary

BFintastic has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,579 and a net result of €27,548. Its solvency ranks better than 54% of 38,983 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Financials · financial year 2025, micro format

Equity
€55,579▲ 98.3%
2024 · €28,031
Total assets
€92,936▲ 132%
2024 · €40,131
Net result
€27,548▲ 5.8%
2024 · €26,031
Working capital
€37,864▲ 35.1%
2024 · €28,031
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 23% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€40,401 2025 Net result€27,548 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€32,795-€40,401▲ 23.2%
Net result€26,031within the sector's middle half-€27,548within the sector's middle half▲ 5.8%
Equity€28,031within the sector's middle half-€55,579within the sector's middle half▲ 98.3%
Total assets€40,131below the sector's middle half-€92,936within the sector's middle half▲ 132%
Debt€12,100-€37,357▲ 209%
Working capital€28,031within the sector's middle half-€37,864within the sector's middle half▲ 35.1%
Solvency69.8%within the sector's middle half-59.8%within the sector's middle half▼ 10.0pp
Current ratio3.32within the sector's middle half-2.01within the sector's middle half▼ 1.30
Return on assets (ROA)64.9%above the sector's middle half-29.6%within the sector's middle half▼ 35.2pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92,936
Fixed assets €17,716
Current assets €75,220
Equity and liabilities €92,936
Equity €55,579 ▲ 98.3%
Debt €37,357 ▲ 209%
Debt's share of the balance-sheet total rises from 30.2% to 40.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€41,544▲
2024 · €33,967
Cash flow
€28,692▲
2024 · €27,202
Debt to equity
0.67▲
2024 · 0.43
ROE
49.6%▼
2024 · 92.9%
Interest coverage
93.80▼
2024 · over 100
Debt ≤ 1 year
€37,357▲
2024 · €12,100
Income taxes
€12,410▲
2024 · €6,750
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€40,131€92,936▲
Fixed assets21/28-€17,716
Tangible fixed assets22/27-€17,716
Furniture and vehicles24-€659
Leasing and similar rights25-€13,478
Assets under construction and advance payments27-€3,579
Current assets29/58€40,131€75,220▲
Amounts receivable within one year40/41€9,880€14,218▲
Trade receivables40€9,880€14,218▲
Cash at bank and in hand54/58€30,059€60,828▲
Deferred charges and accrued income490/1€192€174▼
Equity and liabilities
Total equity and liabilities10/49€40,131€92,936▲
Equity10/15€28,031€55,579▲
Contributions10/11€2,000€2,000=
Contributions outside capital11€2,000-
Other1109/19€2,000-
Reserves13€26,031€53,579▲
Distributable reserves133€26,031€53,579▲
Amounts payable17/49€12,100€37,357▲
Amounts payable within one year42/48€12,100€37,357▲
Current portion of amounts payable after more than one year42-€12,509
Trade debts44€263€1,580▲
Suppliers440/4€263€1,580▲
Taxes, remuneration and social security45€11,499€23,087▲
Taxes450/3€11,499€23,087▲
Other amounts payable47/48€339€180▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,171€1,144▼
Other operating charges640/8€546€1,176▲
Gross operating margin9900€34,513€42,720▲
Operating profit (loss)9901€32,795€40,401▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€15€443▲
Recurring financial charges65€15€443▲
Profit (loss) for the period before taxes9903€32,781€39,958▲
Income taxes67/77€6,750€12,410▲
Profit (loss) for the period9904€26,031€27,548▲
Profit (loss) for the period to be appropriated9905€26,031€27,548▲
Appropriation of the result
Profit (loss) to be appropriated9906€26,031€27,548▲
Transfer to equity691/2€26,031€27,548▲
To other reserves6921€26,031€27,548▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,171€1,144▼ 2.4%
Other operating charges640/8€546€1,176▲ 115%
Gross operating margin9900€34,513€42,720▲ 23.8%
Operating profit (loss)9901€32,795€40,401▲ 23.2%
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€15€443▲ 2,859%
Recurring financial charges65€15€443▲ 2,859%
Profit (loss) for the period before taxes9903€32,781€39,958▲ 21.9%
Income taxes67/77€6,750€12,410▲ 83.8%
Profit (loss) for the period9904€26,031€27,548▲ 5.8%
Profit (loss) for the period to be appropriated9905€26,031€27,548▲ 5.8%
Line20242025Change
Assets
Total assets20/58€40,131€92,936▲ 132%
Fixed assets21/28-€17,716-
Tangible fixed assets22/27-€17,716-
Furniture and vehicles24-€659-
Leasing and similar rights25-€13,478-
Assets under construction and advance payments27-€3,579-
Current assets29/58€40,131€75,220▲ 87.4%
Amounts receivable within one year40/41€9,880€14,218▲ 43.9%
Trade receivables40€9,880€14,218▲ 43.9%
Cash at bank and in hand54/58€30,059€60,828▲ 102%
Deferred charges and accrued income490/1€192€174▼ 9.2%
Equity and liabilities
Total equity and liabilities10/49€40,131€92,936▲ 132%
Equity10/15€28,031€55,579▲ 98.3%
Contributions10/11€2,000€2,000=
Contributions outside capital11€2,000--
Other1109/19€2,000--
Reserves13€26,031€53,579▲ 106%
Distributable reserves133€26,031€53,579▲ 106%
Amounts payable17/49€12,100€37,357▲ 209%
Amounts payable within one year42/48€12,100€37,357▲ 209%
Current portion of amounts payable after more than one year42-€12,509-
Trade debts44€263€1,580▲ 502%
Suppliers440/4€263€1,580▲ 502%
Taxes, remuneration and social security45€11,499€23,087▲ 101%
Taxes450/3€11,499€23,087▲ 101%
Other amounts payable47/48€339€180▼ 46.9%
Line20242025Change
Profit (loss) for the period9904€26,031€27,548▲ 5.8%
+ Depreciation and write-downs630€1,171€1,144▼ 2.4%
Operating cash flow (approximation)€27,202€28,692▲ 5.5%
Change in cash-€30,769-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 26-07-2026 2026-00342137
31-12-2024 micro format 01-08-2025 2025-00349003

Similar companies · same sector, comparable size

Of the 82,290 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 53,877. 39,662 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.