Turnover
≈ €110,000 estimated
The micro format states no turnover.
BFD CONSULT
Lifetime
1 annual account with figurespeak €21,927 (2025)
€21,927
peak €15,555 (2025)
€15,555
peak €17,555 (2025)
€17,555
€8,811
Board1 name since 2025
1 directorFOCKEDEY Bénédicte Marie-Paule
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Incorporation 10-111 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€2,000 100 shares
Position in the sector
€17,555
Less equity than 81% of companies in legal and accounting. Sector median €86,535 · 15,833 companies.
Checked score
97
Excellent
Financially stronger than 74% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 2.99, cash €15,608
Figures for financial year 2025 (filed on 29-07-2026)
Equity €17,555 (66.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 63% of them on solvency, 76% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as BFD CONSULT has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of BFD CONSULT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for BFD CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.99, above the usual 1.5. Short-term debt is 33.4% and cash 59.2% of total assets. 33.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1030122380
Incorporation
Founding capital of €2,000, 100 shares · Founder: FOCKEDEY Bénédicte Marie-Paule · Appointment: FOCKEDEY Bénédicte Marie-Paule (director) · published on 10-11-2025 · Gazette deed
First establishment
Rue du Blanc-Ry 11A, Ottignies-Louvain-la-Neuve
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BFD CONSULT Ottignies-Louvain-la-Neuve | €26,366 | €21,927 | 66.6% | - |
| BS Accounting Glabbeek | €23,768 | €22,852 | 69.6% | - |
| F-INES ACCOUNTING Oudsbergen | €32,596 | €24,812 | 65.3% | - |
| Boekhoudkantoor Bourgeois Oostrozebeke | €34,297 | €19,985 | 48.1% | - |
| LLR COMPTAFISC Watermael-Boitsfort | €24,009 | €23,768 | 72.5% | - |
| Blueman Advisory Hoeilaart | €24,463 | €16,494 | 51.8% | - |
| Akkountery La Bruyère | €19,614 | €19,572 | 86.3% | - |
These companies have the same main activity as BFD CONSULT: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €19,600 and €34,300, founded in 2025.
Official details
Source: KBO- Status
- Active since 06-11-2025Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.380.702.6721340 Ottignies-Louvain-la-Neuve, since 06-11-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Annual accounts 2025
- €26,366
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on BFD CONSULT
BFD CONSULT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,555 and a net result of €15,555.
Its solvency ranks better than 61% of 15,828 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BFD CONSULT
- What is the company number of BFD CONSULT?
- The company number of BFD CONSULT is 1030.122.380. The VAT number is the same number with BE in front: BE 1030.122.380.
- Where is BFD CONSULT based?
- The registered office is at Rue du Blanc-Ry 11A, 1340 Ottignies-Louvain-la-Neuve.Company details
- What does BFD CONSULT do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of BFD CONSULT?
- BFD CONSULT is a private limited company (BV).
- When was BFD CONSULT founded?
- BFD CONSULT was founded on 06-11-2025.
- Is BFD CONSULT still active?
- Yes, BFD CONSULT is an active enterprise in the KBO register.
- What is the turnover of BFD CONSULT?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €21,927 and 57 comparable companies (NACE 69201). It probably lies between €75,000 and €170,000. It is a rough estimate.Financials
- Is BFD CONSULT profitable?
- In financial year 2025, BFD CONSULT made a profit of €15,555.
- Where can I find the annual accounts of BFD CONSULT?
- BFD CONSULT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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