BFD
Open bankruptcyA bankruptcy procedure is open for BFD according to publications in the Belgian State Gazette; curator: NATHALIE TAEYMANS.
Summary
The 2024 annual accounts show negative equity (-€342,692) and a net result of -€305,079.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Antwerp division
- Declared bankrupt
- 9 October 2025
- Supervising judge
- Alain Koevoets
- Official Gazette
- 15-10-2025 (pdf) ↗search the document for 2025/141699
Deadlines
- Provisional date payments stopped
- 9 October 2025A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 30 October 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 8 November 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 5 December 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 9 October 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Nathalie TaeymansCuylitsstraat 48, 2018 Antwerpen 1nathaliet@dilaw.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year -€342,692
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
2 d early
2022
55 d early
2021
29 d late
2020
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 7 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Non-specialised retail sale with food, beverages or tobacco predominating sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€342,692▼ 811%
2023 · -€37,613
Total assets
€93,120▼ 61.0%
2023 · €238,464
Net result
-€305,079▼ 498%
2023 · -€51,002
Working capital
-€340,569▼ 1,143%
2023 · -€27,390
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€158,238--€53,614▲ 66.1%€7,575-€46,740-€295,314▼ 532%
Net result-€145,744below the sector's middle half--€21,773below the sector's middle half▲ 85.1%€7,666within the sector's middle half-€51,002below the sector's middle half-€305,079below the sector's middle half▼ 498%
Equity-€133,244below the sector's middle half--€155,017below the sector's middle half▼ 16.3%€13,389within the sector's middle half-€37,613below the sector's middle half-€342,692below the sector's middle half▼ 811%
Total assets€106,000within the sector's middle half-€122,646within the sector's middle half▲ 15.7%€183,630within the sector's middle half▲ 49.7%€238,464within the sector's middle half▲ 29.9%€93,120within the sector's middle half▼ 61.0%
Debt€239,244-€277,664▲ 16.1%€170,241▼ 38.7%€276,077▲ 62.2%€435,812▲ 57.9%
Working capital-€143,400below the sector's middle half--€167,446below the sector's middle half▼ 16.8%-€498within the sector's middle half▲ 99.7%-€27,390below the sector's middle half▼ 5,399%-€340,569below the sector's middle half▼ 1,143%
Solvency-125.7%below the sector's middle half--126.4%below the sector's middle half▼ 0.7pp7.3%within the sector's middle half▲ 133.7pp-15.8%below the sector's middle half▼ 23.1pp-368.0%below the sector's middle half▼ 352.2pp
Current ratio0.31below the sector's middle half-0.35below the sector's middle half▲ 0.041.00within the sector's middle half▲ 0.650.89within the sector's middle half▼ 0.110.17below the sector's middle half▼ 0.72
Return on assets (ROA)-137.5%below the sector's middle half--17.8%below the sector's middle half▲ 119.7pp4.2%within the sector's middle half▲ 21.9pp-21.4%below the sector's middle half▼ 25.6pp-327.6%below the sector's middle half▼ 306.2pp
Staff (FTE)3.4above the sector's middle half-3▼ 11.8%3.4▲ 13.3%3.4=2.8▼ 17.6%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €295,314 in 2024 against €46,740 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €93,120
Fixed assets
€22,877 ▲ 32.9%
Current assets
€70,243 ▼ 68.3%
Key figures and ratios
EBITDA
-€283,979▼
2023 · -€38,815
Cash flow
-€293,744▼
2023 · -€43,077
Debt to equity
-1.27▲
2023 · -7.34
Interest coverage
-27.28▼
2023 · -6.33
Debt ≤ 1 year
€410,812▲
2023 · €248,642
Debt > 1 year
€25,000▼
2023 · €27,435
Income taxes
€298▲
2023 · €292
Staff costs
€137,678▼
2023 · €141,232
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €61,785 | €102,607 | €141,232 | €137,678 | ▼ 2.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,387 | €7,925 | €7,925 | €7,925 | €11,335 | ▲ 43.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €4,862 | €0 | - | - | - |
| Other operating charges640/8 | - | €449 | €1,000 | €493 | €178,559 | ▲ 36,087% |
| Gross operating margin9900 | -€19,825 | €21,406 | €119,107 | €102,910 | €32,257 | ▼ 68.7% |
| Operating profit (loss)9901 | -€158,238 | -€53,614 | €7,575 | -€46,740 | -€295,314 | ▼ 532% |
| Financial income75/76B | - | €33,661 | €3,001 | €2,164 | €944 | ▼ 56.4% |
| Recurring financial income75 | €14,045 | €33,661 | €3,001 | €2,164 | €944 | ▼ 56.4% |
| Financial charges65/66B | - | €1,546 | €2,633 | €6,134 | €10,411 | ▲ 69.7% |
| Recurring financial charges65 | €1,285 | €1,546 | €2,633 | €6,134 | €10,411 | ▲ 69.7% |
| Profit (loss) for the period before taxes9903 | -€145,478 | -€21,499 | €7,943 | -€50,710 | -€304,781 | ▼ 501% |
| Income taxes67/77 | €267 | €273 | €277 | €292 | €298 | ▲ 2.1% |
| Profit (loss) for the period9904 | -€145,744 | -€21,773 | €7,666 | -€51,002 | -€305,079 | ▼ 498% |
| Profit (loss) for the period to be appropriated9905 | -€145,744 | -€21,773 | €7,666 | -€51,002 | -€305,079 | ▼ 498% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €106,000 | €122,646 | €183,630 | €238,464 | €93,120 | ▼ 61.0% |
| Fixed assets21/28 | €40,986 | €33,061 | €25,137 | €17,212 | €22,877 | ▲ 32.9% |
| Tangible fixed assets22/27 | €40,736 | €32,811 | €24,887 | €16,962 | €22,627 | ▲ 33.4% |
| Furniture and vehicles24 | - | €504 | €340 | €175 | €13,600 | ▲ 7,674% |
| Leasing and similar rights25 | - | €32,307 | €24,547 | €16,787 | €9,027 | ▼ 46.2% |
| Financial fixed assets28 | €250 | €250 | €250 | €250 | €250 | = |
| Current assets29/58 | €65,014 | €89,585 | €158,493 | €221,252 | €70,243 | ▼ 68.3% |
| Amounts receivable after more than one year29 | - | - | €58,150 | €135,503 | €0 | ▼ 100% |
| Trade receivables290 | - | - | €58,150 | €135,503 | €0 | ▼ 100% |
| Stocks and contracts in progress3 | €6,141 | €13,055 | €17,971 | €12,941 | €0 | ▼ 100% |
| Stocks30/36 | - | €13,055 | €17,971 | €12,941 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €51,678 | €70,794 | €79,958 | €67,394 | €57,146 | ▼ 15.2% |
| Trade receivables40 | - | €66,394 | €63,013 | €59,756 | €56,657 | ▼ 5.2% |
| Other amounts receivable41 | - | €4,400 | €16,945 | €7,638 | €488 | ▼ 93.6% |
| Cash at bank and in hand54/58 | €7,194 | €5,736 | €2,414 | €5,414 | €13,097 | ▲ 142% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €106,000 | €122,646 | €183,630 | €238,464 | €93,120 | ▼ 61.0% |
| Equity10/15 | -€133,244 | -€155,017 | €13,389 | -€37,613 | -€342,692 | ▼ 811% |
| Contributions10/11 | - | €12,500 | €173,240 | €173,240 | €173,240 | = |
| Profit (loss) carried forward14 | -€145,744 | -€167,517 | -€159,851 | -€210,853 | -€515,932 | ▼ 145% |
| Amounts payable17/49 | €239,244 | €277,664 | €170,241 | €276,077 | €435,812 | ▲ 57.9% |
| Amounts payable after more than one year17 | €30,831 | €20,632 | €11,250 | €27,435 | €25,000 | ▼ 8.9% |
| Financial debts170/4 | - | €20,632 | €11,250 | €27,435 | €25,000 | ▼ 8.9% |
| Amounts payable within one year42/48 | €208,413 | €257,032 | €158,991 | €248,642 | €410,812 | ▲ 65.2% |
| Current portion of amounts payable after more than one year42 | - | €24,038 | €16,423 | €24,478 | €16,867 | ▼ 31.1% |
| Trade debts44 | €29,834 | €44,313 | €63,760 | €99,770 | €108,855 | ▲ 9.1% |
| Suppliers440/4 | - | €44,313 | €63,760 | €99,770 | €108,855 | ▲ 9.1% |
| Taxes, remuneration and social security45 | - | €15,994 | €34,636 | €52,586 | €49,085 | ▼ 6.7% |
| Taxes450/3 | - | €1,821 | €8,608 | €23,139 | €46,814 | ▲ 102% |
| Remuneration and social security454/9 | - | €14,173 | €26,028 | €29,447 | €2,271 | ▼ 92.3% |
| Other amounts payable47/48 | - | €172,687 | €44,172 | €71,809 | €236,005 | ▲ 229% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€145,744 | -€21,773 | €7,666 | -€51,002 | -€305,079 | ▼ 498% |
| + Depreciation and write-downs630 | €6,387 | €7,925 | €7,925 | €7,925 | €11,335 | ▲ 43.0% |
| Operating cash flow (approximation) | -€139,357 | -€13,848 | €15,591 | -€43,077 | -€293,744 | ▼ 582% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€17,000 | - |
| Change in cash | - | -€1,458 | -€3,322 | €3,000 | €7,684 | ▲ 156% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
15-10
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 09-10-2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€305,079
Net result drops to -€305,079, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7,666
Net result €7,666 after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Ground area
8,061 m²
Building footprint
5,181 m²
Volume, LiDAR
27,430 m³
2 parcels, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BFD
since 20192.292.440.095
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11028A0232/00R009 | Flanders | 7,174 m² | 1 · 5,181 m² | 10.3 m · 2 fl. |
| 11050A0046/00L002 | Flanders | 887 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | NATHALIE TAEYMANS CUYLITSSTRAAT 48,
2018 ANTWERPEN 1 |
09-10-2025 → present |
Recognitions · licences · registrations
Legal Entity Identifier
6994009XHEVUSWQWNK75
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Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 3,767 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-08-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
47750Retail sale of cosmetics and toilet articles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0732766803
Also
9925:BE0732766803
Registered
18-04-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.