BFC Trading
ActiveBFC Trading is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €458k and a net result of €83k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 5487 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 21-10-2025, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2026
not confirmed
2025
51 d late
2024
60 d late
2023
29 d late
2022
5 d early
2021
29 d late
2020
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€458k▲ 22.0%
2024 · €376k
2019: €335k
2020: €337k
2021: €352k
2022: €363k
2023: €364k
2024: €376k
2019 → 2025
Net result
€83k▲ 619%
2024 · €12k
2019: €115
2020: €2k
2021: €14k
2022: €12k
2023: €742
2024: €12k
2019 → 2025
Total assets
€844k▲ 16.5%
2024 · €725k
2019: €782k
2020: €770k
2021: €766k
2022: €749k
2023: €727k
2024: €725k
2019 → 2025
Solvency
54.3%▲ 2.4pp
2024 · 51.8%
2019: 42.8%
2020: 43.8%
2021: 45.9%
2022: 48.5%
2023: 50.1%
2024: 51.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€352k-€363k▲ 3.4%€364k▲ 0.2%€376k▲ 3.2%€458k▲ 22.0%
Operating result€30k-€29k▼ 6.3%€14k▼ 50.2%€26k▲ 81.5%€123k▲ 379%
Net result€14k-€12k▼ 15.2%€742▼ 93.8%€12k▲ 1,451%€83k▲ 619%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 379% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €844k
Fixed assets
€649k▲ 5.7%
Current assets
€195k▲ 76.9%
Equity and liabilities €844k
Equity
€458k▲ 22.0%
Debt
€386k▲ 10.6%
The debt ratio falls from 48.2% to 45.7%: equity grows faster than debt.
Key figures and ratios
Solvency
54.3%▲
2024 · 51.8%
ROE
18.0%▲
2024 · 3.1%
ROA
9.8%▲
2024 · 1.6%
Debt
€386k▲
2024 · €349k
Debt ≤ 1 year
€86k▲
2024 · €66k
Debt > 1 year
€298k▲
2024 · €283k
Income taxes
€30k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€725k€844k▲
Fixed assets21/28€614k€649k▲
Tangible fixed assets22/27€614k€649k▲
Land and buildings22€570k€611k▲
Plant, machinery and equipment23€29k€25k▼
Furniture and vehicles24€11k€10k▼
Other tangible fixed assets26€4k€4k▼
Current assets29/58€110k€195k▲
Amounts receivable within one year40/41€15k€8k▼
Trade receivables40€10k€4k▼
Other amounts receivable41€4k€3k▼
Current investments50/53-€50k
Cash at bank and in hand54/58€93k€133k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€725k€844k▲
Equity10/15€376k€458k▲
Contributions10/11€175k€175k=
Reserves13€201k€283k▲
Non-distributable reserves130/1€18k€18k=
Reserves not available under the articles1311€18k€18k=
Distributable reserves133€183k€266k▲
Amounts payable17/49€349k€386k▲
Amounts payable after more than one year17€283k€298k▲
Financial debts170/4€257k€228k▼
Other amounts payable178/9€26k€70k▲
Amounts payable within one year42/48€66k€86k▲
Current portion of amounts payable after more than one year42€28k€29k▲
Trade debts44€30k€13k▼
Suppliers440/4€30k€13k▼
Advances received on contracts in progress46-€10k
Taxes, remuneration and social security45€8k€34k▲
Taxes450/3€178€25k▲
Remuneration and social security454/9€8k€9k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€36k▼
Other operating charges640/8€6k€6k▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€70k€165k▲
Operating profit (loss)9901€26k€123k▲
Financial income75/76B€360€657▲
Recurring financial income75€360€657▲
Financial charges65/66B€11k€11k▲
Recurring financial charges65€11k€11k▲
Profit (loss) for the period before taxes9903€15k€113k▲
Income taxes67/77€4k€30k▲
Profit (loss) for the period9904€12k€83k▲
Profit (loss) for the period to be appropriated9905€12k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€83k▲
Transfer to equity691/2€12k€83k▲
To other reserves6921€12k€83k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 51 days late
31-01
Financial
Highest result since 2019net €83k ▲619%
Operating result €123k, net result €83k, both a record.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 25 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 25 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijerstraat 223540 Herk-de-StadGround area
2,331 m²
Building footprint
989 m²
Volume, LiDAR
4,976 m³
Parcel 71024B0347/00H000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BFC Trading
since 20082.172.963.415
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71024B0347/00H000 | Flanders | 2,331 m² | 1 · 989 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JEYZIE
BE 0793.218.785
Brugge · Eq €458k
DANNEELS Mieke
BE 0447.015.689
Tielt · Eq €458k
DD CONSULT & TRADE
BE 0562.928.612
Kortrijk · Eq €458k
L.S.-CONSULTING & INSURANCE
BE 0477.901.281
Wingene · Eq €458k
Luco Management
BE 0839.856.187
Dilsen-Stokkem · Eq €459k
Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 13,612 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-2008
Fiscal year end31-01
Abbreviation NL
BFC
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
46216Wholesale of agricultural produce and animal feed, general range
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
47271Retail trade
47291Retail trade
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.