Turnover
≈ €790,000 estimated
The micro format states no turnover.
BF GROUP & CO
Lifetime
4 annual accounts with figures on one time axispeak €74,507 (2025)
€74,507▲ 80.3%
peak €29,241 (2022)
€11,740▼ 34.6%
peak €79,797 (2025)
€79,797▲ 17.3%
€44,104▼ 83.7%
Board1 name since 2022
1 directorALMALKI Ahmad Obaid Ali
Documentsfilings and deeds
23-09-202654 days late
2025micro format
Gross margin from €41,317 to €74,507Result from €17,955 to €11,740Equity from €68,057 to €79,797Debts from €270,687 to €44,104Cash from €81,968 to €47,505
Key points
from the 2025 annual accountsChecked score
67
Healthy
Financially stronger than 67% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.3%
01-2025: 2.2%▼ -0.1 percentage points vs 12-2024
02-2025: 2.2%● unchanged vs 01-2025
03-2025: 2.2%● unchanged vs 02-2025
04-2025: 2.2%● unchanged vs 03-2025
05-2025: 2.1%▼ -0.1 percentage points vs 04-2025
06-2025: 2.1%● unchanged vs 05-2025
07-2025: 2.2%▲ +0.1 percentage points vs 06-2025
08-2025: 3.0%▲ +0.8 percentage points vs 07-2025
09-2025: 3.4%▲ +0.4 percentage points vs 08-2025highest value
10-2025: 1.7%▼ -1.7 percentage points vs 09-2025
11-2025: 1.5%▼ -0.2 percentage points vs 10-2025
12-2025: 1.4%▼ -0.1 percentage points vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.5%▲ +0.1 percentage points vs 04-2026
06-2026: 1.5%● unchanged vs 05-2026
07-2026: 1.5%● unchanged vs 06-2026
08-2026: 2.0%▲ +0.5 percentage points vs 07-2026
09-2026: 2.3%▲ +0.3 percentage points vs 08-2026
10-2026: 1.1%▼ -1.2 percentage points vs 09-2026lowest value
11-2026: 1.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 54 days late; 3 of the last 3 accounts late
Size: total assets €123,902
Founded in 2022
lowers risk
Liquidity: current ratio 2.71, cash €47,505
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 76% of them on solvency, 86% on liquidity, 38% on profitability and 70% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BF GROUP & CO has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BF GROUP & CO itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BF GROUP & CO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.71 (1.23 in 2024), above the usual 1.5. Short-term debt is 35.6% and cash 38.3% of total assets. 35.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 54 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
54 days late
2024
57 days late
2023
62 days late
2022
50 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 56 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 September (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0782599463
Incorporation
Founding capital of €15,000, 100 shares · Founder: ALMALKI Ahmad Obaid Ali · Appointment: ALMALKI Ahmad Obaid Ali (director) · published on 28-02-2022 · Gazette deed
First establishment
Grotestraat 161, Mouscron
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BF GROUP & CO Mouscron | €123,902 | €74,507 | 64.4% | - |
| ASIAN FOOD Charleroi | €108,626 | €74,237 | 57.7% | - |
| MEHREEN Mons | €133,990 | €58,727 | 65.3% | - |
| GRS COMPANY Morlanwelz | €104,974 | €66,871 | 31.5% | - |
| GWARDE Koekelberg | €118,082 | €66,051 | 42.0% | - |
| MAGIC TRADING Antwerp | €137,134 | €89,559 | 10.6% | - |
| BULBULY Ixelles | €144,007 | €70,196 | 9.6% | - |
These companies have the same main activity as BF GROUP & CO: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €105,000 and €144,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 24-02-2022Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
- Establishment unit
- 2.329.679.2867700 Mouscron, since 24-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 14-04-2026
Insights on BF GROUP & CO
BF GROUP & CO files the micro format. That format states no turnover. The gross margin rose from €38,487 in 2022 to €74,507 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BF GROUP & CO
- What is the company number of BF GROUP & CO?
- The company number of BF GROUP & CO is 0782.599.463. The VAT number is the same number with BE in front: BE 0782.599.463.
- Where is BF GROUP & CO based?
- The registered office is at Grotestraat 161, 7700 Mouscron.Company details
- What does BF GROUP & CO do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of BF GROUP & CO?
- BF GROUP & CO is a private limited company (BV).
- When was BF GROUP & CO founded?
- BF GROUP & CO was founded on 24-02-2022.
- Is BF GROUP & CO still active?
- Yes, BF GROUP & CO is an active enterprise in the KBO register.
- How many employees does BF GROUP & CO have?
- BF GROUP & CO had an average of 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BF GROUP & CO?
- The turnover in financial year 2025 is ≈ €790,000. This figure is estimated from the gross margin of €74,507 and 98 comparable companies (NACE 47110). It probably lies between €550,000 and €1.2m.
- Is BF GROUP & CO profitable?
- In financial year 2025, BF GROUP & CO made a profit of €11,740.
- Where can I find the annual accounts of BF GROUP & CO?
- BF GROUP & CO filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BF GROUP & CO due?
- BF GROUP & CO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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