BEZETTINGSWERKEN ROCLI
ActiveSummary
BEZETTINGSWERKEN ROCLI has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €31,970 and a net result of €286. Equity is growing by ~36.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 36380 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability69▼-15
Solvency69=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.99 in 2023; short-term debt: 30.2% and cash: 0.6% of total assets), but 56.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
43.6%
Return on assets
0.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
57 d early
2022
48 d early
2021
40 d early
2020
44 d early
2019
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€31,970▼ 4.0%
2023 · €33,304
Total assets
€73,337▼ 3.8%
2023 · €76,236
Net result
€286▼ 96.9%
2023 · €9,324
Working capital
€16,749▲ 8.5%
2023 · €15,433
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€8,600▲ 47.1%-€1,895€14,687€15,386▲ 4.8%€2,764▼ 82.0%
Net result€7,405within the sector's middle half▲ 55.1%-€3,167below the sector's middle half€12,454within the sector's middle half€9,324within the sector's middle half▼ 25.1%€286within the sector's middle half▼ 96.9%
Equity€14,693below the sector's middle half▲ 102%€11,526below the sector's middle half▼ 21.6%€23,980within the sector's middle half▲ 108%€33,304within the sector's middle half▲ 38.9%€31,970within the sector's middle half▼ 4.0%
Total assets€36,918below the sector's middle half▼ 16.2%€32,653below the sector's middle half▼ 11.6%€57,553below the sector's middle half▲ 76.3%€76,236within the sector's middle half▲ 32.5%€73,337within the sector's middle half▼ 3.8%
Debt€22,224▼ 39.6%€21,127▼ 4.9%€33,572▲ 58.9%€42,932▲ 27.9%€41,367▼ 3.6%
Working capital€8,798▲ 366%€5,621▼ 36.1%€15,618▲ 178%€15,433▼ 1.2%€16,749▲ 8.5%
Solvency39.8%within the sector's middle half▲ 23.3pp35.3%within the sector's middle half▼ 4.5pp41.7%within the sector's middle half▲ 6.4pp43.7%within the sector's middle half▲ 2.0pp43.6%within the sector's middle half▼ 0.1pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 82% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €73,337
Fixed assets
€34,435 ▼ 21.4%
Current assets
€38,902 ▲ 25.4%
Equity and liabilities €73,337
Equity
€31,970 ▼ 4.0%
Debt
€41,367 ▼ 3.6%
Debt's share of the balance-sheet total rises from 56.3% to 56.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13,371▼
2023 · €22,024
Cash flow
€10,893▼
2023 · €15,962
Current ratio
1.76▼
2023 · 1.99
Debt to equity
1.29▲
2023 · 1.29
ROE
0.9%▼
2023 · 28.0%
ROA
0.4%▼
2023 · 12.2%
Interest coverage
6.44▼
2023 · 11.10
Debt ≤ 1 year
€22,153▲
2023 · €15,589
Debt > 1 year
€19,214▼
2023 · €27,343
Income taxes
€1,187▼
2023 · €4,078
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,316 | €5,316 | €4,579 | €6,638 | €10,607 | ▲ 59.8% |
| Other operating charges640/8 | - | €1,492 | €4,104 | €2,798 | €857 | ▼ 69.4% |
| Non-recurring operating charges66A | - | - | - | - | €113 | - |
| Gross operating margin9900 | €17,052 | €4,913 | €23,370 | €24,823 | €14,340 | ▼ 42.2% |
| Operating profit (loss)9901 | €8,600 | -€1,895 | €14,687 | €15,386 | €2,764 | ▼ 82.0% |
| Financial income75/76B | - | - | - | - | €783 | - |
| Recurring financial income75 | €5 | - | - | - | €783 | - |
| Financial charges65/66B | - | €738 | €1,541 | €1,984 | €2,075 | ▲ 4.5% |
| Recurring financial charges65 | €761 | €738 | €1,541 | €1,984 | €2,075 | ▲ 4.5% |
| Profit (loss) for the period before taxes9903 | €7,844 | -€2,633 | €13,146 | €13,402 | €1,472 | ▼ 89.0% |
| Income taxes67/77 | €439 | €534 | €692 | €4,078 | €1,187 | ▼ 70.9% |
| Profit (loss) for the period9904 | €7,405 | -€3,167 | €12,454 | €9,324 | €286 | ▼ 96.9% |
| Profit (loss) for the period to be appropriated9905 | €7,405 | -€3,167 | €12,454 | €9,324 | €286 | ▼ 96.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,918 | €32,653 | €57,553 | €76,236 | €73,337 | ▼ 3.8% |
| Formation expenses20 | - | - | - | €1,420 | - | - |
| Fixed assets21/28 | €14,823 | €9,507 | €28,210 | €43,794 | €34,435 | ▼ 21.4% |
| Tangible fixed assets22/27 | €14,823 | €9,507 | €28,210 | €43,794 | €34,435 | ▼ 21.4% |
| Plant, machinery and equipment23 | - | €1,107 | €1,207 | €9,370 | €7,052 | ▼ 24.7% |
| Furniture and vehicles24 | - | €8,400 | €27,003 | €34,424 | €27,383 | ▼ 20.5% |
| Current assets29/58 | €22,094 | €23,146 | €29,342 | €31,022 | €38,902 | ▲ 25.4% |
| Stocks and contracts in progress3 | €55 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €21,255 | €20,860 | €29,262 | €25,502 | €38,183 | ▲ 49.7% |
| Trade receivables40 | - | €15,019 | €20,291 | €17,490 | €37,717 | ▲ 116% |
| Other amounts receivable41 | - | €5,841 | €8,971 | €8,013 | €465 | ▼ 94.2% |
| Cash at bank and in hand54/58 | €67 | €1,558 | €80 | €5,407 | €446 | ▼ 91.8% |
| Deferred charges and accrued income490/1 | - | €728 | - | €113 | €273 | ▲ 143% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,918 | €32,653 | €57,553 | €76,236 | €73,337 | ▼ 3.8% |
| Equity10/15 | €14,693 | €11,526 | €23,980 | €33,304 | €31,970 | ▼ 4.0% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €8,493 | €5,326 | €17,780 | €27,104 | €25,770 | ▼ 4.9% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €3,466 | €15,920 | €27,104 | €25,770 | ▼ 4.9% |
| Profit (loss) carried forward14 | -€5,547 | - | - | - | - | - |
| Amounts payable17/49 | €22,224 | €21,127 | €33,572 | €42,932 | €41,367 | ▼ 3.6% |
| Amounts payable after more than one year17 | €8,928 | €3,602 | €19,845 | €27,343 | €19,214 | ▼ 29.7% |
| Financial debts170/4 | - | €3,602 | €19,845 | €27,343 | €19,214 | ▼ 29.7% |
| Amounts payable within one year42/48 | €13,296 | €17,525 | €13,724 | €15,589 | €22,153 | ▲ 42.1% |
| Current portion of amounts payable after more than one year42 | - | €5,326 | €9,131 | €7,789 | €8,129 | ▲ 4.4% |
| Trade debts44 | €7,307 | €11,015 | €1,262 | €3,558 | €5,327 | ▲ 49.7% |
| Suppliers440/4 | - | €11,015 | €1,262 | €3,558 | €5,327 | ▲ 49.7% |
| Taxes, remuneration and social security45 | - | €1,184 | €3,331 | €4,243 | €7,230 | ▲ 70.4% |
| Taxes450/3 | - | €1,184 | €1,831 | €3,993 | €5,730 | ▲ 43.5% |
| Remuneration and social security454/9 | - | - | €1,500 | €250 | €1,500 | ▲ 500% |
| Other amounts payable47/48 | - | - | - | - | €1,467 | - |
| Accrued charges and deferred income492/3 | - | - | €3 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,405 | -€3,167 | €12,454 | €9,324 | €286 | ▼ 96.9% |
| + Depreciation and write-downs630 | €5,316 | €5,316 | €4,579 | €6,638 | €10,607 | ▲ 59.8% |
| Operating cash flow (approximation) | €12,721 | €2,149 | €17,033 | €15,962 | €10,893 | ▼ 31.8% |
| Investment in fixed assets (approximation) | - | €0 | -€23,282 | -€22,221 | -€1,248 | ▲ 94.4% |
| Change in cash | - | €1,492 | -€1,478 | €5,327 | -€4,961 | ▼ 193% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12,454
Net result €12,454 after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4,775
Net result €4,775 after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2011
Ground area
1,211 m²
Building footprint
103 m²
Volume, LiDAR
411 m³
Parcel 24060I0398/00G000, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BEZETTINGSWERKEN ROCLI
since 20112.200.568.823
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24060I0398/00G000 | Flanders | 1,211 m² | 1 · 103 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,020 companies in sector 43310 we hold annual accounts for 1,747. 1,462 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2011
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0837570650
Registered
15-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.