BEYDERE
ActiveSummary
The computed 12-month bankruptcy probability of BEYDERE is 1.6% (moderate). The annual accounts of BEYDERE for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €14,370 and a net result of -€20,861. Equity is shrinking by ~15.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 31% of 810 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency44▼-56
Growth28▼-16
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.39 against 6.67 in 2024; short-term debt: 34.9% and cash: 3.8% of total assets), and 80.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.5%
Return on assets
-28.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
76 d early
2023
55 d early
2022
32 d late
2021
22 d late
2020
25 d late
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€104,385▲ 51.7%
2022 · €68,800
EBIT margin
-8.7%▲ 29.5pp
2022 · -38.2%
Net result
-€20,861
2024 · €15,726
Working capital
-€15,811
2024 · €27,888
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€96,050▼ 14.2%€68,800▼ 28.4%€104,385▲ 51.7%
Operating result-€9,802-€26,265▼ 168%-€9,075▲ 65.4%€16,449-€18,962
Net result-€8,855below the sector's middle half-€24,271below the sector's middle half▼ 174%-€12,767below the sector's middle half▲ 47.4%€15,726within the sector's middle half-€20,861below the sector's middle half
EBIT margin-10.2%▼ 13.4pp-38.2%▼ 28.0pp-8.7%▲ 29.5pp
Equity€56,428below the sector's middle half▼ 13.6%€32,273below the sector's middle half▼ 42.8%€19,506below the sector's middle half▼ 39.6%€35,231within the sector's middle half▲ 80.6%€14,370below the sector's middle half▼ 59.2%
Total assets€83,777below the sector's middle half▼ 11.1%€46,787below the sector's middle half▼ 44.2%€36,650below the sector's middle half▼ 21.7%€40,146below the sector's middle half▲ 9.5%€73,764below the sector's middle half▲ 83.7%
Debt€27,349▼ 5.5%€14,514▼ 46.9%€17,144▲ 18.1%€4,915▼ 71.3%€59,393▲ 1,108%
Working capital€47,991▼ 22.1%€25,331▼ 47.2%€12,768▼ 49.6%€27,888▲ 118%-€15,811
Solvency67.4%above the sector's middle half▼ 1.9pp69.0%above the sector's middle half▲ 1.6pp53.2%within the sector's middle half▼ 15.8pp87.8%above the sector's middle half▲ 34.5pp19.5%within the sector's middle half▼ 68.3pp
above
within
below
the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18,962 after €16,449 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73,764
Fixed assets
€63,832 ▲ 769%
Current assets
€9,931 ▼ 69.7%
Equity and liabilities €73,764
Equity
€14,370 ▼ 59.2%
Debt
€59,393 ▲ 1,108%
Debt's share of the balance-sheet total rises from 12.2% to 80.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€3,451▼
2024 · €22,818
Cash flow
-€5,350▼
2024 · €22,094
Current ratio
0.39▼
2024 · 6.67
Quick ratio
0.37▼
2024 · 6.57
Debt to equity
4.13▲
2024 · 0.14
ROE
-145.2%▼
2024 · 44.6%
ROA
-28.3%▼
2024 · 39.2%
Interest coverage
-1.82▼
2024 · 31.55
Debt ≤ 1 year
€25,742▲
2024 · €4,915
Debt > 1 year
€33,651
Staff costs
€10,028
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,219 companies that looked in July 2024 the way this one looks now, 3.5% went bankrupt within 24 months and 88% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
3.5%
went bankrupt
7.4%
stopped otherwise
88%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,219 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €96,050 | €68,800 | €104,385 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €85,707 | €75,332 | €93,876 | - | - | - |
| Remuneration, social security and pensions62 | €11,621 | €11,060 | €10,973 | - | €10,028 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,416 | €5,416 | €5,974 | €6,369 | €15,511 | ▲ 144% |
| Other operating charges640/8 | €3,109 | €3,258 | €2,637 | €1,192 | €1,350 | ▲ 13.2% |
| Gross operating margin9900 | €10,343 | -€6,532 | €10,509 | €24,010 | €7,926 | ▼ 67.0% |
| Operating profit (loss)9901 | -€9,802 | -€26,265 | -€9,075 | €16,449 | -€18,962 | ▼ 215% |
| Financial income75/76B | €4,270 | €2,988 | €1,234 | - | - | - |
| Recurring financial income75 | €4,270 | €2,988 | €1,234 | - | - | - |
| Financial charges65/66B | €904 | €994 | €999 | €723 | €1,899 | ▲ 163% |
| Recurring financial charges65 | €904 | €994 | €999 | €723 | €1,899 | ▲ 163% |
| Profit (loss) for the period before taxes9903 | -€6,435 | -€24,271 | -€8,841 | €15,726 | -€20,861 | ▼ 233% |
| Income taxes67/77 | €2,420 | - | €3,926 | - | - | - |
| Profit (loss) for the period9904 | -€8,855 | -€24,271 | -€12,767 | €15,726 | -€20,861 | ▼ 233% |
| Profit (loss) for the period to be appropriated9905 | -€8,855 | -€24,271 | -€12,767 | €15,726 | -€20,861 | ▼ 233% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €83,777 | €46,787 | €36,650 | €40,146 | €73,764 | ▲ 83.7% |
| Fixed assets21/28 | €17,766 | €12,649 | €9,467 | €7,343 | €63,832 | ▲ 769% |
| Tangible fixed assets22/27 | €17,281 | €12,165 | €8,983 | €6,859 | €63,348 | ▲ 824% |
| Plant, machinery and equipment23 | €5,028 | €3,771 | €4,484 | €5,012 | €2,717 | ▼ 45.8% |
| Furniture and vehicles24 | €12,253 | €8,394 | €4,499 | €1,847 | €60,631 | ▲ 3,182% |
| Financial fixed assets28 | €484 | €484 | €484 | €484 | €484 | = |
| Current assets29/58 | €66,011 | €34,138 | €27,182 | €32,803 | €9,931 | ▼ 69.7% |
| Stocks and contracts in progress3 | €2,222 | €2,857 | €520 | €520 | €520 | = |
| Stocks30/36 | €2,222 | €2,857 | €520 | €520 | €520 | = |
| Amounts receivable within one year40/41 | €62,221 | €30,497 | €24,083 | €24,572 | €6,624 | ▼ 73.0% |
| Trade receivables40 | - | €578 | €1,767 | €4,986 | €4,885 | ▼ 2.0% |
| Other amounts receivable41 | €62,221 | €29,919 | €22,316 | €19,586 | €1,739 | ▼ 91.1% |
| Cash at bank and in hand54/58 | €1,568 | €783 | €2,579 | €3,142 | €2,776 | ▼ 11.6% |
| Deferred charges and accrued income490/1 | - | - | - | €4,569 | €11 | ▼ 99.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €83,777 | €46,787 | €36,650 | €40,146 | €73,764 | ▲ 83.7% |
| Equity10/15 | €56,428 | €32,273 | €19,506 | €35,231 | €14,370 | ▼ 59.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | - | - | - | - | - |
| Issued capital100 | €18,600 | - | - | - | - | - |
| Outside capital11 | - | - | - | - | €18,600 | - |
| Other1109/19 | - | - | - | - | €18,600 | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €35,968 | €11,813 | -€954 | €14,771 | -€6,090 | ▼ 141% |
| Amounts payable17/49 | €27,349 | €14,514 | €17,144 | €4,915 | €59,393 | ▲ 1,108% |
| Amounts payable after more than one year17 | €9,329 | €5,707 | €2,730 | - | €33,651 | - |
| Financial debts170/4 | €9,329 | €5,707 | €2,730 | - | €33,651 | - |
| Amounts payable within one year42/48 | €18,020 | €8,806 | €14,414 | €4,915 | €25,742 | ▲ 424% |
| Current portion of amounts payable after more than one year42 | €3,186 | €3,522 | €3,246 | - | €8,115 | - |
| Financial debts43 | €2,248 | €2,500 | - | - | - | - |
| Credit institutions430/8 | €2,248 | €2,500 | - | - | - | - |
| Trade debts44 | €6,829 | €525 | €9,715 | - | €14,096 | - |
| Suppliers440/4 | €6,829 | €525 | €9,715 | - | €14,096 | - |
| Taxes, remuneration and social security45 | €5,757 | €2,260 | €1,453 | €415 | €1,875 | ▲ 352% |
| Taxes450/3 | €3,866 | €803 | - | €415 | - | - |
| Remuneration and social security454/9 | €1,891 | €1,457 | €1,453 | - | €1,875 | - |
| Other amounts payable47/48 | - | - | - | €4,500 | €1,656 | ▼ 63.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,855 | -€24,271 | -€12,767 | €15,726 | -€20,861 | ▼ 233% |
| + Depreciation and write-downs630 | €5,416 | €5,416 | €5,974 | €6,369 | €15,511 | ▲ 144% |
| Operating cash flow (approximation) | -€3,439 | -€18,855 | -€6,793 | €22,094 | -€5,350 | ▼ 124% |
| Investment in fixed assets (approximation) | - | -€299 | -€2,792 | -€4,245 | -€72,000 | ▼ 1,596% |
| Change in cash | - | -€785 | €1,796 | €563 | -€366 | ▼ 165% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €15,726
Net result €15,726 after 3 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 6.67
Current ratio from 1.89 to 6.67; short-term debt falls from €14,414 to €4,915.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet -€24,271
Net result drops to -€24,271, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 22 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2006
Ground area
220 m²
Building footprint
183 m²
Volume, LiDAR
1,604 m³
Parcel 21815D0222/00C018, Brussels · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BEYDERE
since 20062.153.424.447
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0222/00C018 | Brussels | 219 m² | 1 · 183 m² | 15.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.153.424.447
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DEP 23
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Of 4,228 companies in sector 10712 we hold annual accounts for 1,874. 1,110 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded18-04-2006
Fiscal year end31-12
Activities, NACEBEL 2025
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0880774846
Registered
06-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.