BEXMETAL
ActiveSummary
The computed 12-month bankruptcy probability of BEXMETAL is 2.4% (moderate). The 2024 annual accounts show equity of €74k and a net result of €-28. Equity is shrinking by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 19% of 36375 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability37▲+37
Solvency42▼-58
Growth52=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 7.07 against 76.65 in 2023; short-term debt: 14.1% and cash: 13.3% of total assets), but 83.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.7%
Return on assets
0%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-28
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 36375 sector peers (2024).
NBB · sector comparisonPosition among 36375 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
6 d early
2022
56 d early
2021
59 d early
2020
87 d early
2019
78 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-28▲ 99.9%
2023 · €-22k
2018: €10k
2019: €133k
2020: €31k
2021: €11k
2022: €-101k
2023: €-22k
2018 → 2024
Working capital
€380k▲ 414%
2023 · €74k
2018: €37k
2019: €155k
2020: €185k
2021: €197k
2022: €96k
2023: €74k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€186k-€197k▲ 6.1%€96k▼ 51.2%€74k▼ 23.3%€74k=
Operating result€45k-€26k▼ 40.7%€-101k€-23k▲ 77.5%€-660▲ 97.1%
Net result€31k-€11k▼ 63.3%€-101k€-22k▲ 77.7%€-28▲ 99.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €660 in 2024 against €23k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €443k
Equity
€74k =
Debt
€369k ▲ 37,670%
Debt's share of the balance-sheet total rises from 1.3% to 83.3%. Debt is higher.
Key figures and ratios
Current ratio
7.07▼
2023 · 76.65
Debt to equity
4.99▲
2023 · 0.01
ROE
0.0%▲
2023 · -30.5%
ROA
0.0%▲
2023 · -30.1%
Debt ≤ 1 year
€63k▲
2023 · €976
Income taxes
€39▲
2023 · €-99
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 35 lines
Balance sheet
Code20232024
Assets
Total assets20/58€75k€443k▲
Current assets29/58€75k€443k▲
Amounts receivable within one year40/41€28k€384k▲
Trade receivables40€21k€379k▲
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€47k€59k▲
Equity and liabilities
Total equity and liabilities10/49€75k€443k▲
Equity10/15€74k€74k=
Contributions10/11€6k€6k=
Reserves13€191k€191k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€189k€189k=
Profit (loss) carried forward14€-123k€-123k=
Amounts payable17/49€976€369k▲
Amounts payable within one year42/48€976€63k▲
Trade debts44€976€1k▲
Suppliers440/4€976€1k▲
Taxes, remuneration and social security45-€61k
Taxes450/3-€61k
Accrued charges and deferred income492/3-€306k
Income statement
Code20232024
Provisions for liabilities and charges: additions (uses and reversals)635/8€15-
Other operating charges640/8€595€387▼
Gross operating margin9900€-22k€-272▲
Operating profit (loss)9901€-23k€-660▲
Financial income75/76B€315€930▲
Recurring financial income75€315€930▲
Financial charges65/66B€277€259▼
Recurring financial charges65€277€259▼
Profit (loss) for the period before taxes9903€-23k€11▲
Income taxes67/77€-99€39▲
Profit (loss) for the period9904€-22k€-28▲
Profit (loss) for the period to be appropriated9905€-22k€-28▲
Appropriation of the result
Profit (loss) to be appropriated9906€-123k€-123k=
Profit (loss) brought forward from the previous period14P€-101k€-123k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 20current ratio 76.65
Current ratio from 3.78 to 76.65; short-term debt falls from €35k to €976.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-101k ▼989%
Net result drops to €-101k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity triplescurrent ratio 5.22
Current ratio from 1.71 to 5.22; short-term debt falls from €262k to €47k.
05-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €133k ▲1228%
Operating result €193k, net result €133k, both a record.
31-12
Financial
Equity above €150kEq €155k ▲618%
2 profitable years in a row build equity to €155k.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Show earlier events
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
12-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hertoginnestraat 111150 Sint-Pieters-WoluweGround area
1,118 m²
Building footprint
434 m²
Volume, LiDAR
4,164 m³
Parcel 21019A0209/00W005, Brussels · tallest building 19.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
S CUNHA BELGIUM
since 20142.322.179.505
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0209/00W005 | Brussels | 1,118 m² | 1 · 434 m² | 19.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
PIERREHUB
BE 0842.188.939
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AMT RENOVA
BE 0830.834.494
Etterbeek · Eq €73,874
KGR GROUP
BE 0685.764.066
Brussel · Eq €73,876
MOD RENOVATION
BE 0807.909.238
Ans · Eq €73,898
ALPHA PROJECTS
BE 0899.458.135
Elsene · Eq €73,768
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,237 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2014
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:scunha.belgium@gmail.com