BEX PETER
ActiveSummary
BEX PETER has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €16k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 9.72 against 7.34 in 2024; short-term debt: 9.7% and cash: 63.3% of total assets), and 9.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
11.3%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
38 d early
2023
16 d early
2022
5 d early
2021
24 d late
2020
25 d late
2019
32 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€129k▲ 14.3%
2024 · €113k
Total assets
€143k▲ 10.7%
2024 · €129k
Net result
€16k▼ 0.2%
2024 · €16k
Working capital
€121k▲ 17.4%
2024 · €103k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€13k▼ 53.1%€27k▲ 105%€15k▼ 43.9%€24k▲ 56.0%€24k▼ 1.4%
Net result€10k▼ 53.5%€17k▲ 74.5%€10k▼ 39.9%€16k▲ 58.3%€16k▼ 0.2%
Equity€104k▲ 10.4%€106k▲ 2.0%€103k▼ 3.5%€113k▲ 10.2%€129k▲ 14.3%
Total assets€150k▲ 13.7%€151k▲ 1.0%€130k▼ 14.2%€129k▼ 0.3%€143k▲ 10.7%
Debt€45k▲ 22.1%€45k▼ 1.2%€27k▼ 39.7%€16k▼ 40.1%€14k▼ 14.6%
Working capital€91k▼ 2.8%€93k▲ 2.2%€90k▼ 2.5%€103k▲ 14.0%€121k▲ 17.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€9k ▼ 16.2%
Current assets
€135k ▲ 13.0%
Equity and liabilities €143k
Equity
€129k ▲ 14.3%
Debt
€14k ▼ 14.6%
Debt's share of the balance-sheet total falls from 12.5% to 9.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▲
2024 · €31k
Cash flow
€24k▲
2024 · €23k
Current ratio
9.72▲
2024 · 7.34
Quick ratio
9.46▲
2024 · 7.09
Debt to equity
0.11▼
2024 · 0.14
ROE
12.5%▼
2024 · 14.4%
ROA
11.3%▼
2024 · 12.6%
Interest coverage
37.82▲
2024 · 34.70
Debt ≤ 1 year
€14k▼
2024 · €16k
Income taxes
€7k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €124 | €2k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €6k | €6k | €7k | €8k | ▲ 17.2% |
| Other operating charges640/8 | - | €575 | €664 | €687 | €905 | ▲ 31.6% |
| Gross operating margin9900 | €19k | €34k | €22k | €31k | €32k | ▲ 3.2% |
| Operating profit (loss)9901 | €13k | €27k | €15k | €24k | €24k | ▼ 1.4% |
| Financial income75/76B | - | €35 | €2 | €28 | €13 | ▼ 51.7% |
| Recurring financial income75 | €99 | €35 | €2 | €28 | €13 | ▼ 51.7% |
| Financial charges65/66B | - | €883 | €746 | €883 | €831 | ▼ 5.9% |
| Recurring financial charges65 | €901 | €883 | €746 | €883 | €831 | ▼ 5.9% |
| Profit (loss) for the period before taxes9903 | €13k | €27k | €15k | €23k | €23k | ▼ 1.3% |
| Income taxes67/77 | €3k | €10k | €4k | €7k | €7k | ▼ 3.8% |
| Profit (loss) for the period9904 | €10k | €17k | €10k | €16k | €16k | ▼ 0.2% |
| Profit (loss) for the period to be appropriated9905 | €10k | €17k | €10k | €16k | €16k | ▼ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €150k | €151k | €130k | €129k | €143k | ▲ 10.7% |
| Fixed assets21/28 | €22k | €18k | €13k | €10k | €9k | ▼ 16.2% |
| Tangible fixed assets22/27 | €22k | €18k | €13k | €10k | €9k | ▼ 16.2% |
| Plant, machinery and equipment23 | - | €715 | €1k | €3k | €2k | ▼ 6.6% |
| Furniture and vehicles24 | - | €17k | €12k | €8k | €6k | ▼ 19.4% |
| Current assets29/58 | €128k | €133k | €117k | €119k | €135k | ▲ 13.0% |
| Stocks and contracts in progress3 | €5k | €5k | €8k | €4k | €4k | ▼ 12.0% |
| Stocks30/36 | - | €5k | €5k | €4k | €4k | ▼ 12.0% |
| Contracts in progress37 | - | - | €3k | - | - | - |
| Amounts receivable within one year40/41 | €44k | €42k | €21k | €21k | €38k | ▲ 78.3% |
| Trade receivables40 | - | €37k | €10k | €13k | €32k | ▲ 148% |
| Other amounts receivable41 | - | €6k | €10k | €8k | €6k | ▼ 27.7% |
| Cash at bank and in hand54/58 | €72k | €82k | €85k | €91k | €91k | ▼ 0.8% |
| Deferred charges and accrued income490/1 | - | €4k | €4k | €3k | €3k | ▲ 2.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €150k | €151k | €130k | €129k | €143k | ▲ 10.7% |
| Equity10/15 | €104k | €106k | €103k | €113k | €129k | ▲ 14.3% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €67k | €69k | €66k | €76k | €92k | ▲ 21.3% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €68k | €64k | €76k | €92k | ▲ 21.3% |
| Profit (loss) carried forward14 | €18k | €18k | €18k | €18k | €18k | = |
| Amounts payable17/49 | €45k | €45k | €27k | €16k | €14k | ▼ 14.6% |
| Amounts payable after more than one year17 | €8k | €4k | €642 | - | - | - |
| Financial debts170/4 | - | €4k | €642 | - | - | - |
| Amounts payable within one year42/48 | €37k | €40k | €26k | €16k | €14k | ▼ 14.6% |
| Current portion of amounts payable after more than one year42 | - | €4k | €4k | €642 | - | - |
| Trade debts44 | €19k | €20k | €6k | €2k | €5k | ▲ 169% |
| Suppliers440/4 | - | €20k | €6k | €2k | €5k | ▲ 169% |
| Taxes, remuneration and social security45 | - | €2k | €2k | €2k | €3k | ▲ 27.0% |
| Taxes450/3 | - | €417 | €420 | €411 | €989 | ▲ 140% |
| Remuneration and social security454/9 | - | €2k | €2k | €2k | €2k | = |
| Other amounts payable47/48 | - | €14k | €15k | €12k | €6k | ▼ 48.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €17k | €10k | €16k | €16k | ▼ 0.2% |
| + Depreciation and write-downs630 | €5k | €6k | €6k | €7k | €8k | ▲ 17.2% |
| Operating cash flow (approximation) | €15k | €23k | €16k | €23k | €24k | ▲ 4.8% |
| Investment in fixed assets (approximation) | - | €-2k | €-885 | €-4k | €-6k | ▼ 60.8% |
| Change in cash | - | €10k | €3k | €7k | €-695 | ▼ 110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
30-06
Financial
Equity above €100kEq €104k ▲10.4%
2 profitable years in a row build equity to €104k.
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
30-06
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
03-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 32 days late
2019
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2010
Ground area
925 m²
Building footprint
149 m²
Volume, LiDAR
800 m³
Parcel 72033B0997/00C000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Peter Bex Vloer & Tegelwerken
since 20102.184.734.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72033B0997/00C000 | Flanders | 924 m² | 1 · 149 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Algemene Vloer & Tegelwerken Florim
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BLOMME WIM
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KAP RENOVATIES
BE 0801.279.782
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PLEISTERWERKEN ENGELEN T.
BE 0897.521.105
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Of 4,019 companies in sector 43310 we hold annual accounts for 1,746. 1,471 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-01-2010
Fiscal year end30-06
Activities, NACEBEL 2025
43310Plastering work
Contact
Phone
011/66.70.50Pelt
Scores and ratios are computed by Checked and are not a credit decision.